Correct Answers 2025-2026 Updated.
The Supreme Court deemed the Affordable Care Act's requirements to require individuals to
have health insurance coverage or face a penalty as unconstitutional. - Answer False
If Mary Smith goes to Dr. Baker's office and Dr. Baker gives Mary professional services that she
accepts, this is an expressed contract. - Answer False
Under the health care reform legislation of 2010, health plans must allow employees to keep
their children on their plans until the child is 26 years old. - Answer True
Insurance police become effective after the person accepts the policy and signs the contract. -
Answer False
A coordination of benefits statement in an insurance policy refers to the waiting period. -
Answer False
Personal insurance is usually less expensive than other health insurance. - Answer False
Medicare is a program jointly sponsored by federal and state governments for those eligible for
public assistance. - Answer False
If a patient has an individual insurance policy, a release of information does not have to be
signed before the the physician's office submits a claim to the insurance company. - Answer
True
Private insurance companies with whole the provider does not have a contractual agreement
will send the check to the patient regardless of whether the patient has signed an assignment of
benefits. - Answer False
For Medicaid cases, there is no assignment of benefits unless the patient has other insurance in
addition to Medicaid. - Answer True