Exam (elaborations)

KY Property Insurance Questions and Answers

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KY Property Insurance Questions and Answers

Institution

KENTUCKY PROPERTY

Course

KENTUCKY PROPERTY

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Institution: KENTUCKY PROPERTY
Course: KENTUCKY PROPERTY

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Uploaded on: November 11, 2025
Number of pages: 7
Written in: 2025/2026
Type: Exam (elaborations)
Contains: Questions & answers

Subjects

ky property insurance questions and answers

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KY Property Insurance Questions and
Answers
HOIIinsuranceIICoverageIIAII-IICORRECTIIANSWERS-
damageIItoIItheIIhouse;IIwillIIreceiveIImaxIItheIIfaceIIamountIIofIItheIIpolicy
HOIIinsuranceIIcoverageIIBII-IICORRECTIIANSWERS-
otherIIstructures;IIdetachedIIgarage,IIshed,IIfencing
HOIIinsuranceIIcoverageIICII-IICORRECTIIANSWERS-
personalIIproperty;IIincludesIIhouseholdIIcontents,IIpersonalIIbelongings
HOIIinsuranceIIcoverageIIDII-IICORRECTIIANSWERS-
additionalIIlivingIIexpensesIIupIItoIIstatedIIlimit;IIlossIIofIIuseIIinIIcaseIIdwellingIIisIIdamagedIIandIIyouIIh
aveIItoIImoveIIwhileIIrepairsIIareIIdone
HOIIinsuranceIIcoverageIIEII-IICORRECTIIANSWERS-
personalIIliability;IIprotectIIagainstIIaccidentsIItoIIothersIIonIIpropertyIIyouIIownIIorIIrent
HOIIinsuranceIIcoverageIIFII-IICORRECTIIANSWERS-medicalIIexpenses
ActualIICashIIValueII(ACV)II-IICORRECTIIANSWERS-
TheIIrequiredIIamountIItoIIpayIIdamagesIIorIIforIIpropertyIIloss,IIwhichIIisIIcalculatedIIbasedIIonIItheIIpr
operty'sIIcurrentIIreplacementIIvalueIIminusIIdepreciation.
DwellingIIPolicyII1II-IICORRECTIIANSWERS-
dwellingIIfireIIformII1IIprotectsIIagainstII9IInamedIIperils;IIalsoIIcoversIIgarages,IIsheds,IIfences
DP2II-IICORRECTIIANSWERS-
coversIImoreIIperilsIIandIIisIIonIIreplacementIIcostIIforIIdwellingIIandIIACVIIforIIpersonalIIproperty
DP3II-IICORRECTIIANSWERS-
SpecialIIForm;IIopenIIperil/openIIrisk;IIdwellingIIatIIreplacementIIandIIpersonalIIpropertyIIatIIACV
declarationsII-IICORRECTIIANSWERS-
TheIIsectionIIofIIanIIinsuranceIIpolicyIIcontainingIItheIIbasicIIunderwritingIIinformation,IIsuchIIasIItheIIi
nsured'sIIname,IIaddress,IIamountIIofIIcoverageIIandIIpremiums,IIandIIaIIdescriptionIIofIIinsuredIIlocati
ons
exclusionsII-IICORRECTIIANSWERS-
SpecificIIconditionsIIorIIcircumstancesIIforIIwhichIItheIIpolicyIIwillIInotIIprovideIIbenefits/coverage
conditionsII-IICORRECTIIANSWERS-
requirementsIIofIItheIIinsuredIIthatIIneedIItoIIbeIImetIIforIIvalidIIcoverage

, endorsement/riderII-IICORRECTIIANSWERS-
additionalIIchargeIIforIIadditionalIIfeaturesIIandIIbenefits;IIadd-onsIIyouIIcanIIbuyIIforIIyourIIpolicy
UnderwritingII-IICORRECTIIANSWERS-
theIIprocessIIofIIselecting,IIclassifying,IIandIIpricingIIapplicantsIIforIIinsurance;IIanalyzeIIrisksIIinvolvedII
inIIinsuringIIpeopleIIandIIassets
NFIP
NationalIIFloodIIInsuranceIIProgramII-IICORRECTIIANSWERS-MadeIIfloodIIinsuranceIIavailable
HO1II-IICORRECTIIANSWERS-basicIIform;IIhomeIIandIIpersonalIIbelongingsIIcoveredIIatIIACV
HO2II-IICORRECTIIANSWERS-
BroadIIform,IInamedIIperilII(broadIIform)IIonIIcoverageIIA,IIB,IIandIIC;IIcoversIIdwellingIIatIIreplacementI
IcostIIandIIpersonalIIbelongingsIIatIIACV

HO3II-IICORRECTIIANSWERS-
SpecialIIForm;IIallIIriskIIcoverageIItoIIdwellingIIandIImostIIperilsIIcoverageIIwithIIpersonalIIbelongings;II
openIIperilIIcoverage;IIhomeIIcoveredIIatIIreplacementIIcostIIandIIpersonalIIbelongingsIIcoveredIIatIIA
CV
HO4II-IICORRECTIIANSWERS-
rentersIIinsurance;IIcoversIIpersonalIIpropertyIIinsideIIrentalIIpropertyIIandIIeverywhereIIelse;IIalsoIIc
oversIIliabilityIIandIIlivingIIexpenseIIifIIaptIIisIIdamagedIIandIIoccupantsIItemporarilyIImove;IIpersonalII
propertyIIcoveredIIatIIreplacementIIcost
HO5II-IICORRECTIIANSWERS-
ComprehensiveIIForm;IIveryIIsimilarIItoIIHO3IIbutIIhomeIIandIIpersonalIIatIIreplacementIIcost;IIallIIriskII
coverageIIonIIhomeIIandIIpersonalIIbelongings;IIhighIIcoverageIIlimits
HO6II-IICORRECTIIANSWERS-Unit-OwnersIIForm,IIInsuresIICondominiumIIOwnersII-
IIprovidesIIbroadIIcoverageIIforIIpersonalIIproperty,IIlossIIofIIuse,IIpersonalIIliability,IImedicalIIpayment

s,IIlossIIassessmentIIcoverage
HO7II-IICORRECTIIANSWERS-mobileIIhome;IIbasicallyIIanIIHO3IIbutIIforIImobileIIhomes
HO8II-IICORRECTIIANSWERS-
ModifiedIICoverageIIForm,IInamedIIperilIIcoverageII&IIlossesIIsettledIIonIIACVIIbasis-
IIforIIolderIIhomes;IIdesignedIIforIIhomesIIthatIIdon'tIImeetIItheIIinsurerIIstandardsIIrequiredIIbyIImostIIt

ypesIIofIIHOIIinsurance
MotorIITruckIICargoIIPolicyII-IICORRECTIIANSWERS-
InlandIIMarineIItransportationIIinsurance,IIwhichIIprotectsIItheIIcarrierIIagainstIIitsIIliabilityIIforIIdama
geIItoIIdomesticIIshipmentsIIinIIitsIIcustody.

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KY Property Insurance Questions and Answers

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