Certified Claims Adjuster – Florida 2025 | Complete Licensing Guide

Certified Claims Adjuster- Florida\\\\Certified
Claims Adjuster – Florida: Complete Licensing
Guide 2025




Repair, replacement and recovery of injured lives and damaged property falls to? - -ANSWER-Insurance
Adjusters, CAT Troopers, Field Investigators, Property Appraisers and Front Line Supervisors



Insurance Transaction includes: - -ANSWER--Solicitation of insurance

-Negotiations;

-Binding, underwriting and sale of insurance;

-Handling or "adjusting" of claims



The Role of Insurance is: - -ANSWER-- Essential Product

-Financial Product

- Purchase of a Promise

-Purchase based on TRUST



The different types of insurance are: - -ANSWER--Health

-Life

-Property

, -Casualty



When you buy insurance, you are buying: - -ANSWER-Peace of Mind



Insurance is a Purchase based on: - -ANSWER-Trust



The most important factor in the purchase of insurance is: - -ANSWER-Trust



An assertion of an alleged legal right against a person, entity, company or insurer that carries with it a
demand for relief is: - -ANSWER-Claim



Is the same as a request, demand, a letter requesting action, a bill submitted for payment: - -ANSWER-
Assertion



Means that the claim may or may not be valid or legitimate, or that there may not be any legal right for
belief: - -ANSWER-Alleged



Relief: - -ANSWER-Compensation or payment. Can also mean:

-restitution

-return

-recovery

-replacement

Takes form in property or money



Third Party Claim: - -ANSWER-A claim made by a third party against an "insured" person or entity



First Party Claim: - -ANSWER-A claim made by a policy holder against his/her own insurance company
for recovery under the policy (contract) for which a premium has been paid