MHIC 2025/2026 Exam Questions and
Verified Answers | Already Graded A+
Who is responsible for the fine in the event someone breaks MHIC
rules/regs? The company/corporation or the license holder. - 🧠ANSWER
✔✔The license holder/person (not corporation)
What is the total cost of a HI - 🧠ANSWER ✔✔Interest + Cost + Service Fee
# of employees before OSHA action plan NeedeD? - 🧠ANSWER ✔✔10
What does an OSHA Action Plan Include? - 🧠ANSWER ✔✔- reporting fire
or other emergency
- Emergency Evacuation Plan
- Employees who remain for critical operations before evacuating
- Accounting for all employees after evacuation
- Employees performing recue or medical duites
,- Name/Job title of plan administrator
OSHA recordkeeping # of employees and what kinds of forms? -
🧠ANSWER ✔✔>10 employees
- OSHA 300A
- OSHA 300
- OSHA 301
How long does employee need to keep OSHA records? - 🧠ANSWER
✔✔minimum 5 years
Exposure/medical records for 30 years
How long to report a fatality/hospitalization to OSHA? - 🧠ANSWER ✔✔8
hours
OR 8 hours from death due to incident (within 30 days of it)
What must salesperson do to work for two contractors? - 🧠ANSWER
✔✔Notify both contractors working for two
(does not need an agreement with the 1st)
, Individuals working with an expired license are considered working with an
inactive license. True or False - 🧠ANSWER ✔✔False, they are working
WITHOUT a license
Employees have to pay how much % to their worker's comp insurance? -
🧠ANSWER ✔✔0%
Max fine for willful OSHA violation? - 🧠ANSWER ✔✔$70,000 BUT $5,000
per incident minimum
Fine for a repeat OSHA violation? - 🧠ANSWER ✔✔$70,000
How much for most OSHA violations? - 🧠ANSWER ✔✔$7,000
Penalty for failing to report a newly hired employee? - 🧠ANSWER ✔✔$20
or $500 for each & every offense
Arbitration Clause Must include: - 🧠ANSWER ✔✔- Name of person or org
that will conduct arbitration
- Whether any mandatory fees will be charged to arbitration parties
- Disclosure that a claim against guaranty fund will be stayed (suspended)til
completion of mandatory arbitration completion
3
COPYRIGHT©JOSHCLAY 2025/2026. YEAR PUBLISHED 2025. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE. PRIVACY
STATEMENT. ALL RIGHTS RESERVED
Verified Answers | Already Graded A+
Who is responsible for the fine in the event someone breaks MHIC
rules/regs? The company/corporation or the license holder. - 🧠ANSWER
✔✔The license holder/person (not corporation)
What is the total cost of a HI - 🧠ANSWER ✔✔Interest + Cost + Service Fee
# of employees before OSHA action plan NeedeD? - 🧠ANSWER ✔✔10
What does an OSHA Action Plan Include? - 🧠ANSWER ✔✔- reporting fire
or other emergency
- Emergency Evacuation Plan
- Employees who remain for critical operations before evacuating
- Accounting for all employees after evacuation
- Employees performing recue or medical duites
,- Name/Job title of plan administrator
OSHA recordkeeping # of employees and what kinds of forms? -
🧠ANSWER ✔✔>10 employees
- OSHA 300A
- OSHA 300
- OSHA 301
How long does employee need to keep OSHA records? - 🧠ANSWER
✔✔minimum 5 years
Exposure/medical records for 30 years
How long to report a fatality/hospitalization to OSHA? - 🧠ANSWER ✔✔8
hours
OR 8 hours from death due to incident (within 30 days of it)
What must salesperson do to work for two contractors? - 🧠ANSWER
✔✔Notify both contractors working for two
(does not need an agreement with the 1st)
, Individuals working with an expired license are considered working with an
inactive license. True or False - 🧠ANSWER ✔✔False, they are working
WITHOUT a license
Employees have to pay how much % to their worker's comp insurance? -
🧠ANSWER ✔✔0%
Max fine for willful OSHA violation? - 🧠ANSWER ✔✔$70,000 BUT $5,000
per incident minimum
Fine for a repeat OSHA violation? - 🧠ANSWER ✔✔$70,000
How much for most OSHA violations? - 🧠ANSWER ✔✔$7,000
Penalty for failing to report a newly hired employee? - 🧠ANSWER ✔✔$20
or $500 for each & every offense
Arbitration Clause Must include: - 🧠ANSWER ✔✔- Name of person or org
that will conduct arbitration
- Whether any mandatory fees will be charged to arbitration parties
- Disclosure that a claim against guaranty fund will be stayed (suspended)til
completion of mandatory arbitration completion
3
COPYRIGHT©JOSHCLAY 2025/2026. YEAR PUBLISHED 2025. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE. PRIVACY
STATEMENT. ALL RIGHTS RESERVED
