Property and Casualty Chapter 3
Exam Questions and Answers
A discharge of natural electricity that damages insured property is called ____. -
Answer- Lightening
Firefighter damage, water damage and smoke damage would all be covered under the
peril of ____. - Answer- Fire
Kids breaking into your building, throwing paint around and breaking everything they
can, would be covered under the peril of ____. - Answer- Vandalism
A boulder tumbling down a mountainside that trashes your house would be covered
under the peril of _____. - Answer- Falling Objects
Mother Nature's water is covered under the peril of _____. - Answer- Flood
The leaking and freezing of pipes may be covered under the peril of ____. - Answer-
Water Damage
Smoke Damage is a ____ peril. - Answer- Basic
Falling Objects is a ____ peril. - Answer- Broad Form
Damage to a building caused by a wild animal, such as a deer, would be covered by the
___ Cause of Loss form. - Answer- Special
The Additional Coverage called ____ would pay for the loss of a building that falls down
due to damage caused by hidden insects or vermin, or caused by any one of the named
perils, like Fire. - Answer- Collapse
The taking of property by violence or threat of violence from a person is called _____. -
Answer- Robbery
The taking of property from a premises that is closed and locked tight, and leaving
marks of forced entry or exit, is called _____. - Answer- Burglary
Exam Questions and Answers
A discharge of natural electricity that damages insured property is called ____. -
Answer- Lightening
Firefighter damage, water damage and smoke damage would all be covered under the
peril of ____. - Answer- Fire
Kids breaking into your building, throwing paint around and breaking everything they
can, would be covered under the peril of ____. - Answer- Vandalism
A boulder tumbling down a mountainside that trashes your house would be covered
under the peril of _____. - Answer- Falling Objects
Mother Nature's water is covered under the peril of _____. - Answer- Flood
The leaking and freezing of pipes may be covered under the peril of ____. - Answer-
Water Damage
Smoke Damage is a ____ peril. - Answer- Basic
Falling Objects is a ____ peril. - Answer- Broad Form
Damage to a building caused by a wild animal, such as a deer, would be covered by the
___ Cause of Loss form. - Answer- Special
The Additional Coverage called ____ would pay for the loss of a building that falls down
due to damage caused by hidden insects or vermin, or caused by any one of the named
perils, like Fire. - Answer- Collapse
The taking of property by violence or threat of violence from a person is called _____. -
Answer- Robbery
The taking of property from a premises that is closed and locked tight, and leaving
marks of forced entry or exit, is called _____. - Answer- Burglary
