Connecticut Life and Health Final Exam
2025/2026 Exam Questions and Answers
| 100% Solved
Someone who is licensed to negotiate a life settlement contract is called a -
🧠 ANSWER ✔✔Life settlement broker
Chris has a single major medical contract which covers all medical
expenses. His plan is considered to be - 🧠 ANSWER ✔✔comprehensive
What typically changes at the re-entry option date found in some life
insurance policies? - 🧠 ANSWER ✔✔Premium - a re-entry option gives the
insured the opportunity to provide evidence of insurability at the end of the
term to qualify to renew the policy at a lower premium
In Connecticut, continuing education courses must be approved by the - 🧠
ANSWER ✔✔Commissioner
,After a life insurance policy has been in effect for _____ year(s), it becomes
incontestable. - 🧠 ANSWER ✔✔2
Which of the following must clearly be illustrated in all sales material for
market value adjusted annuities?
1. The market value adjustment must always be approved by the
commissioner
2. The market value adjustment is always downward
3. The market value adjustment is always upwards
4. The market value adjustment can be either upward or downward - 🧠
ANSWER ✔✔4. The market value adjustment can be either upward or
downward
According to the Pregnancy Discrimination Act of 1978, employers must
treat a pregnancy in the same manner as - 🧠 ANSWER ✔✔any other
medical disability - the pregnancy discrimination act of 1978 requires that
employers treat pregnancy in the same manner as a disability for any other
medical reason
, Which of these noncontributory group plans would a claim likely result in
the payment of federal income?
1. Accidental health
2. Blanket health
3. Major medical
4. Disability income - 🧠 ANSWER ✔✔Disability income
During the liquidation phase of an annuity contract, to whom are the
income benefits normally payable to? - 🧠 ANSWER ✔✔Annuitant - the
income benefits distributed during the liquidation phase of an annuity
contract are normally payable to the annuitant
Under an adjustable life insurance policy, which of the following may NOT
be changed without further underwriting?
The person insured
The period of coverage
The payment period
COPYRIGHT©PROFFKERRYMARTIN 2025/2026. YEAR PUBLISHED 2025. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE.
PRIVACY STATEMENT. ALL RIGHTS RESERVED
2025/2026 Exam Questions and Answers
| 100% Solved
Someone who is licensed to negotiate a life settlement contract is called a -
🧠 ANSWER ✔✔Life settlement broker
Chris has a single major medical contract which covers all medical
expenses. His plan is considered to be - 🧠 ANSWER ✔✔comprehensive
What typically changes at the re-entry option date found in some life
insurance policies? - 🧠 ANSWER ✔✔Premium - a re-entry option gives the
insured the opportunity to provide evidence of insurability at the end of the
term to qualify to renew the policy at a lower premium
In Connecticut, continuing education courses must be approved by the - 🧠
ANSWER ✔✔Commissioner
,After a life insurance policy has been in effect for _____ year(s), it becomes
incontestable. - 🧠 ANSWER ✔✔2
Which of the following must clearly be illustrated in all sales material for
market value adjusted annuities?
1. The market value adjustment must always be approved by the
commissioner
2. The market value adjustment is always downward
3. The market value adjustment is always upwards
4. The market value adjustment can be either upward or downward - 🧠
ANSWER ✔✔4. The market value adjustment can be either upward or
downward
According to the Pregnancy Discrimination Act of 1978, employers must
treat a pregnancy in the same manner as - 🧠 ANSWER ✔✔any other
medical disability - the pregnancy discrimination act of 1978 requires that
employers treat pregnancy in the same manner as a disability for any other
medical reason
, Which of these noncontributory group plans would a claim likely result in
the payment of federal income?
1. Accidental health
2. Blanket health
3. Major medical
4. Disability income - 🧠 ANSWER ✔✔Disability income
During the liquidation phase of an annuity contract, to whom are the
income benefits normally payable to? - 🧠 ANSWER ✔✔Annuitant - the
income benefits distributed during the liquidation phase of an annuity
contract are normally payable to the annuitant
Under an adjustable life insurance policy, which of the following may NOT
be changed without further underwriting?
The person insured
The period of coverage
The payment period
COPYRIGHT©PROFFKERRYMARTIN 2025/2026. YEAR PUBLISHED 2025. COMPANY REGISTRATION NUMBER: 619652435. TERMS OF USE.
PRIVACY STATEMENT. ALL RIGHTS RESERVED
