5 Dollar Traffic School EXAM 2025
QUESTIONS AND ANSWERS
What are some types of vehicle technology advancements? - ANS dashboards, cell phones,
navigation systems, driving techniques, braking systems
What is a seat belt pretensioner? - ANS Pretensioners automatically tighten the belt to
prevent the individual from jerking forward in a collision or at a sudden stop. You no longer
have to pull the adjustable strap to fit your body.
Why do traffic laws exist? - ANS Traffic laws reduce chaos, keep traffic moving and give all
road users a common understanding of how the road should be used. Most importantly,
though, their primary purpose is to keep everyone safe.
The reason we have traffic laws is ______. - ANS to keep everyone safe.
How does minimum insurance work? - ANS This type of insurance pays for the damages
done to another person's vehicle or body and only for the amount of the coverage. In other
words, if you are at fault for a crash and only have a $15,000 liability policy, your insurance will
only pay for $15,000 of the damages done to the other person and their car. Anything more
than the $15,000 is your responsibility. Your own medical expenses and car repairs are your
own responsibility too.
1
What is the average cost for a severe injury in a collision? - ANS $247,000
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@COPYRIGHT BRAINBARTER 2025/2026
, Why should you be afraid of legal problems after a collision that was your fault even if you have
insurance? - ANS Even if you have insurance, the other driver can sue you for negligence and
win.
If someone dies because of the collision, the victim's family can sue you for wrongful death
The cost of a collision can be more than the insurance coverage (especially minimum insurance)
What does the US Department of Transportation list as the most likely cause of collisions? -
ANS alcohol and drugs (most common), distracted driving, sleepy drivers, speeding (primary
factor in 29% of fatal and injury collisions - reported by the CHP)
What is the purpose of the DMV point system? - ANS The DMV point system, called NOTS,
was designed to keep track of drivers' offenses so they can suspend or revoke a license if
needed. If you can't follow the rules of driving safely, you will lose your privilege to drive.
How much does a DUI cost over ten years? - ANS DUIs are also very expensive offenses. The
trial and attorney fees could range between $5,000 to $8,000 and more. Fines and penalties on
average cost about $4,000. And of course, your insurance rates will skyrocket. Over the course
of ten years you could be paying an extra $20,000 to $30,000 for car insurance. Over a ten-year
period, all of these expenses could add up to over $40,000!
A pedestrian with a white cane ______. - ANS is blind and should always be give the right-of-
way
blind or partially blind pedestrians always have the right-of-way. These people can be identified
by their white canes or seeing eye dogs.
What can a pedestrian do if there is no sidewalk? - ANS By law, if you are walking in an area
outside of a business or residential district and there are no sidewalks, you are required to walk
facing traffic on the left hand side of the road. The only exception to this law is if you have no
safe place to cross the street to get to the left side then you may walk on the right side of the
road with traffic.
2
Page
@COPYRIGHT BRAINBARTER 2025/2026
QUESTIONS AND ANSWERS
What are some types of vehicle technology advancements? - ANS dashboards, cell phones,
navigation systems, driving techniques, braking systems
What is a seat belt pretensioner? - ANS Pretensioners automatically tighten the belt to
prevent the individual from jerking forward in a collision or at a sudden stop. You no longer
have to pull the adjustable strap to fit your body.
Why do traffic laws exist? - ANS Traffic laws reduce chaos, keep traffic moving and give all
road users a common understanding of how the road should be used. Most importantly,
though, their primary purpose is to keep everyone safe.
The reason we have traffic laws is ______. - ANS to keep everyone safe.
How does minimum insurance work? - ANS This type of insurance pays for the damages
done to another person's vehicle or body and only for the amount of the coverage. In other
words, if you are at fault for a crash and only have a $15,000 liability policy, your insurance will
only pay for $15,000 of the damages done to the other person and their car. Anything more
than the $15,000 is your responsibility. Your own medical expenses and car repairs are your
own responsibility too.
1
What is the average cost for a severe injury in a collision? - ANS $247,000
Page
@COPYRIGHT BRAINBARTER 2025/2026
, Why should you be afraid of legal problems after a collision that was your fault even if you have
insurance? - ANS Even if you have insurance, the other driver can sue you for negligence and
win.
If someone dies because of the collision, the victim's family can sue you for wrongful death
The cost of a collision can be more than the insurance coverage (especially minimum insurance)
What does the US Department of Transportation list as the most likely cause of collisions? -
ANS alcohol and drugs (most common), distracted driving, sleepy drivers, speeding (primary
factor in 29% of fatal and injury collisions - reported by the CHP)
What is the purpose of the DMV point system? - ANS The DMV point system, called NOTS,
was designed to keep track of drivers' offenses so they can suspend or revoke a license if
needed. If you can't follow the rules of driving safely, you will lose your privilege to drive.
How much does a DUI cost over ten years? - ANS DUIs are also very expensive offenses. The
trial and attorney fees could range between $5,000 to $8,000 and more. Fines and penalties on
average cost about $4,000. And of course, your insurance rates will skyrocket. Over the course
of ten years you could be paying an extra $20,000 to $30,000 for car insurance. Over a ten-year
period, all of these expenses could add up to over $40,000!
A pedestrian with a white cane ______. - ANS is blind and should always be give the right-of-
way
blind or partially blind pedestrians always have the right-of-way. These people can be identified
by their white canes or seeing eye dogs.
What can a pedestrian do if there is no sidewalk? - ANS By law, if you are walking in an area
outside of a business or residential district and there are no sidewalks, you are required to walk
facing traffic on the left hand side of the road. The only exception to this law is if you have no
safe place to cross the street to get to the left side then you may walk on the right side of the
road with traffic.
2
Page
@COPYRIGHT BRAINBARTER 2025/2026
