Illinios Public Adjuster Exam (Actual Exam 2025) | All
Questions and Correct Answers | Graded A+ | Verified
Answers | Just Released
mullion - (ANSWER)A vertical member between the panels of a window door or
other opening
What is pitch? - (ANSWER)The incline angle of a roof
When must a truss be notched are groves? - (ANSWER)Only when preapproved
and writing by a certified engineer
A gable roof 32 feet long is to have rafters installed 16 inches on center. How
many Rafters are needed - (ANSWER)24
Which of the following does not need to be submitted to the Director, in order to
act as an adjuster? - (ANSWER)A copy of all insurance policies for the business.
If A public adjuster moves, how soon does he or she need to inform the Director?
- (ANSWER)30 days
Which of the following is not a prohibited action of a public adjuster -
(ANSWER)Commencing repairs pending adjustment of a claim
If a public adjuster contracts with an insured within 5 days of a filed lost, how long
does the insured have to void their contract - (ANSWER)5 days
,If an insured receives claim proceeds from an insured that are to be paid jointly to
the insured and the public adjuster, how many days does insured have to release
a portion of the proceeds, which are due to the public adjuster? -
(ANSWER)Within 5 days
It is allowable for a public adjuster to... - (ANSWER)State that he is she is licensed
by the department of insurance
When may a public adjuster attempt to sign a new client - (ANSWER)Between the
hours of 8 AM and 7 PM
Which of the following actions by a public adjuster would be a violation of law -
(ANSWER)Advancing funds to insureds.. in anticipation of claim proceeds
How is actual cash value calculated according to administrative role 919? -
(ANSWER)Replacement cost at the time of a loss, less depreciation
An Insurer a must notify the public adjuster if a claim remains unresolved - after
how many days? - (ANSWER)25 days after receiving proof of loss
In Illinois if a fire and extended coverage policy has been in effect for less than 60
days, which of the following is NOT an allowable reason for cancellation by the
insurer - (ANSWER)Two or more claims filed jointly
, How long must a public adjuster maintain records possible inspection and
examination by the Johnson - (ANSWER)7 years
To whom may a public adjuster not give out any of the insured information
without consent of the insured - (ANSWER)A contractor which is
developing/depending on the repair estimate
If the insured for amounts of appraised loss is upheld under the appraisal clause
of a fire and extended coverage policy, who pays the fees of the appraisal and the
umpire? - (ANSWER)The insurer pays the fees of all
The Illinois guaranty fund will cover claims when... - (ANSWER)The insurer is
insolvent and under in order of liquidation
The Illinois Guaranty fund provides a mechanism for the payment of claims of
insolvent carriers EXCEPT for... - (ANSWER)A surplus lines company
When negotiating a lost, which of the following is NOT negotiable between the
public adjuster and the insurance adjuster - (ANSWER)The cause of loss
Insurance is a type of.. - (ANSWER)Risk transfer
In an insurance policy who is the first party - (ANSWER)The names insured
Questions and Correct Answers | Graded A+ | Verified
Answers | Just Released
mullion - (ANSWER)A vertical member between the panels of a window door or
other opening
What is pitch? - (ANSWER)The incline angle of a roof
When must a truss be notched are groves? - (ANSWER)Only when preapproved
and writing by a certified engineer
A gable roof 32 feet long is to have rafters installed 16 inches on center. How
many Rafters are needed - (ANSWER)24
Which of the following does not need to be submitted to the Director, in order to
act as an adjuster? - (ANSWER)A copy of all insurance policies for the business.
If A public adjuster moves, how soon does he or she need to inform the Director?
- (ANSWER)30 days
Which of the following is not a prohibited action of a public adjuster -
(ANSWER)Commencing repairs pending adjustment of a claim
If a public adjuster contracts with an insured within 5 days of a filed lost, how long
does the insured have to void their contract - (ANSWER)5 days
,If an insured receives claim proceeds from an insured that are to be paid jointly to
the insured and the public adjuster, how many days does insured have to release
a portion of the proceeds, which are due to the public adjuster? -
(ANSWER)Within 5 days
It is allowable for a public adjuster to... - (ANSWER)State that he is she is licensed
by the department of insurance
When may a public adjuster attempt to sign a new client - (ANSWER)Between the
hours of 8 AM and 7 PM
Which of the following actions by a public adjuster would be a violation of law -
(ANSWER)Advancing funds to insureds.. in anticipation of claim proceeds
How is actual cash value calculated according to administrative role 919? -
(ANSWER)Replacement cost at the time of a loss, less depreciation
An Insurer a must notify the public adjuster if a claim remains unresolved - after
how many days? - (ANSWER)25 days after receiving proof of loss
In Illinois if a fire and extended coverage policy has been in effect for less than 60
days, which of the following is NOT an allowable reason for cancellation by the
insurer - (ANSWER)Two or more claims filed jointly
, How long must a public adjuster maintain records possible inspection and
examination by the Johnson - (ANSWER)7 years
To whom may a public adjuster not give out any of the insured information
without consent of the insured - (ANSWER)A contractor which is
developing/depending on the repair estimate
If the insured for amounts of appraised loss is upheld under the appraisal clause
of a fire and extended coverage policy, who pays the fees of the appraisal and the
umpire? - (ANSWER)The insurer pays the fees of all
The Illinois guaranty fund will cover claims when... - (ANSWER)The insurer is
insolvent and under in order of liquidation
The Illinois Guaranty fund provides a mechanism for the payment of claims of
insolvent carriers EXCEPT for... - (ANSWER)A surplus lines company
When negotiating a lost, which of the following is NOT negotiable between the
public adjuster and the insurance adjuster - (ANSWER)The cause of loss
Insurance is a type of.. - (ANSWER)Risk transfer
In an insurance policy who is the first party - (ANSWER)The names insured
