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CSPR - CERTIFIED SPECIALIST PAYMENT REP (HFMA) |2025-2026 LATEST
UPDATED|REAL EXAM QUESTIONS AND ANSWERS | 100% RATED CORRECT |
100% VERFIED SOLUTIONS | ALREADY GRADED A+
Steps used to control costs of managed care include: - (answer)Bundled codes
Capitation
Payer and Provider to agree on reasonable payment
DRG is used to classify - (answer)Inpatient admissions for the purpose of reimbursing hospitals
for each case in a given category w/a negotiated fixed fee, regardless of the actual costs incurred
Identify the various types of private health plan coverage - (answer)HMO
Conventional
PPO and POS
HDHP/SO plans - high-deductible health plans with a savings option; Private - Include higher
patient out-of-pocket expenditures for treatments that can serve to reduce utilization/costs.
Managed care organizations (MCO) exist primarily in four forms: - (answer)Health Maintenance
Organizations (HMO)
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Preferred Provider Organizations (PPO)
Point of Service (POS) Organizations
Exclusive Provider Organizations (EPO)
Identify the various types of government‐sponsored health coverage: - (answer)Medicare -
Government; Beneficiaries enrolled in such plans, but, participation in these
plans is voluntary.
Medicaid
Medicaid Managed Care - Medicaid beneficiaries are required to select and enroll in a managed
care plan.
Medicare Managed Care (a.k.a. Medicare Advantage Plans)
Identify some key drivers of increasing healthcare costs - (answer)Demographics
Chronic Conditions
Provider payment systems - Provider payment systems that are designed to reward volume rather
than quality, outcomes, and prevention
Consumer Perceptions
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Health Plan pressure
Physician Relationships
Supply Chain
Health Maintenance Organizations (HMO) - (answer)Referrals
PCP
Patients must use an in-network provider for their services to be covered.
Reimbursement - majority of services offered are reimbursed through capitation payments
(PMPM)
Medicare is composed of four parts: - (answer)Part A - provides inpatient/hospital, hospice, and
skilled nursing coverage
Part B - provides outpatient/medical coverage
Part C - an alternative way to receive your Medicare benefits (known as Medicare
Advantage)
Part D - prescription drug coverage
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HMO Act of 1973 - (answer)The HMO Act of 1973 gave federally qualified HMOs the right to
mandate that employers offer their product to their employees under certain conditions.
Mandating an employer meant that employers who had 25 or more employees and were for‐
profit companies were required to make a dual choice available to their employees.
Which of the following statements regarding employer-based health insurance in the United
States is true? - (answer)The real advent of employer-based insurance came through Blue Cross,
which was started by hospital associations during the Depression.
The Health Maintenance Organization (HMO) Act of 1973 gave qualified HMOs the right to
"mandate" an employer under certain conditions, meaning employers: - (answer)Would have to
offer HMO plans along side traditional fee-for-service medical plans.
Which of the following is an anticipated change in the relationships between consumers and
providers? - (answer)Providers will face many new service demands and consumers will have
virtually unfettered access to those services
What transition began as a result of the March 2010 healthcare reform legislation? - (answer)A
transition toward new models of health care delivery with corresponding changes system
financing and provider reimbursement.
CSPR - CERTIFIED SPECIALIST PAYMENT REP (HFMA) |2025-2026 LATEST
UPDATED|REAL EXAM QUESTIONS AND ANSWERS | 100% RATED CORRECT |
100% VERFIED SOLUTIONS | ALREADY GRADED A+
Steps used to control costs of managed care include: - (answer)Bundled codes
Capitation
Payer and Provider to agree on reasonable payment
DRG is used to classify - (answer)Inpatient admissions for the purpose of reimbursing hospitals
for each case in a given category w/a negotiated fixed fee, regardless of the actual costs incurred
Identify the various types of private health plan coverage - (answer)HMO
Conventional
PPO and POS
HDHP/SO plans - high-deductible health plans with a savings option; Private - Include higher
patient out-of-pocket expenditures for treatments that can serve to reduce utilization/costs.
Managed care organizations (MCO) exist primarily in four forms: - (answer)Health Maintenance
Organizations (HMO)
,2|Page
Preferred Provider Organizations (PPO)
Point of Service (POS) Organizations
Exclusive Provider Organizations (EPO)
Identify the various types of government‐sponsored health coverage: - (answer)Medicare -
Government; Beneficiaries enrolled in such plans, but, participation in these
plans is voluntary.
Medicaid
Medicaid Managed Care - Medicaid beneficiaries are required to select and enroll in a managed
care plan.
Medicare Managed Care (a.k.a. Medicare Advantage Plans)
Identify some key drivers of increasing healthcare costs - (answer)Demographics
Chronic Conditions
Provider payment systems - Provider payment systems that are designed to reward volume rather
than quality, outcomes, and prevention
Consumer Perceptions
,3|Page
Health Plan pressure
Physician Relationships
Supply Chain
Health Maintenance Organizations (HMO) - (answer)Referrals
PCP
Patients must use an in-network provider for their services to be covered.
Reimbursement - majority of services offered are reimbursed through capitation payments
(PMPM)
Medicare is composed of four parts: - (answer)Part A - provides inpatient/hospital, hospice, and
skilled nursing coverage
Part B - provides outpatient/medical coverage
Part C - an alternative way to receive your Medicare benefits (known as Medicare
Advantage)
Part D - prescription drug coverage
, 4|Page
HMO Act of 1973 - (answer)The HMO Act of 1973 gave federally qualified HMOs the right to
mandate that employers offer their product to their employees under certain conditions.
Mandating an employer meant that employers who had 25 or more employees and were for‐
profit companies were required to make a dual choice available to their employees.
Which of the following statements regarding employer-based health insurance in the United
States is true? - (answer)The real advent of employer-based insurance came through Blue Cross,
which was started by hospital associations during the Depression.
The Health Maintenance Organization (HMO) Act of 1973 gave qualified HMOs the right to
"mandate" an employer under certain conditions, meaning employers: - (answer)Would have to
offer HMO plans along side traditional fee-for-service medical plans.
Which of the following is an anticipated change in the relationships between consumers and
providers? - (answer)Providers will face many new service demands and consumers will have
virtually unfettered access to those services
What transition began as a result of the March 2010 healthcare reform legislation? - (answer)A
transition toward new models of health care delivery with corresponding changes system
financing and provider reimbursement.
