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XCEL CHAPTER 7 EXAM 2025 QUESTIONS AND ANSWERS

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A fee for service health insurance plan will normally cover a. vitamins and natural remedies b. cosmetic procedures c. gym membership d. a disease - ANS d. a disease Medical Expense Insurance would cover a. an injury occurring at the insured's residence b. an injury occurring at work c. an injury caused by war XCEL CHAPTER 7 EXAM 2025 QUESTIONS AND ANSWERS

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Uploaded on: August 9, 2025
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xcel chapter 7 exam 2025 questions and answers

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XCEL CHAPTER 7 EXAM 2025
QUESTIONS AND ANSWERS

A fee for service health insurance plan will normally cover

a. vitamins and natural remedies

b. cosmetic procedures

c. gym membership

d. a disease - ANS d. a disease

Medical Expense Insurance would cover

a. an injury occurring at the insured's residence

b. an injury occurring at work

c. an injury caused by war

1 @COPYRIGHT THEBRIGHT 2025/2026

, d. elective surgeries - ANS a. an injury occurring at the insured's residence

Ted has a health insurance plan that requires him to pay a specific sum out of pocket before

any benefits are paid in a calendar year. Which of these does his health plan have?

a. Calendar-year deductible

b. Coinsurance provision

c. Stop-loss feature

d. Integrated deductible - ANS a. Calendar-year deductible

A health insurance policy will typically cover

a. injuries obtained from war

b. elective cosmetic surgery

c. preventative health services

d. work related injuries - ANS c. preventative health services

2 @COPYRIGHT THEBRIGHT 2025/2026

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XCEL CHAPTER 7 EXAM 2025 QUESTIONS AND ANSWERS

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