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HUD Certification Exam

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HUD Certification Exam

Institution
HUD Certification
Course
HUD Certification

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, Deed Restrictions - CORRECT ANSWERS-Legally enforceable terms that govern the
use of real estate

Redlining - CORRECT ANSWERS-The practice of refusing to make residential loans or
imposing more onerous terms on any loans made because of the predominant race,
color, national origin, religion, sex, disability, or familial status of the area's residents.

Civil Rights Act of 1968 - CORRECT ANSWERS-Following the assassination of Dr.
Martin Luther King Jr., Congress passed what monumental piece of legislation, which
prohibits discrimination in housing sales, rentals, and financing based on race, color,
national origin, religion, sex, disability and familial status?

7 - CORRECT ANSWERS-The Fair Housing Act, as amended, protects how many
characteristics?

Reasonable Modification - CORRECT ANSWERS-A property manager of an apartment
complex that receives federal financial assistance installs a ramp so that a tenant in a
wheelchair can easily access her first-floor apartment.

Reasonable Accommodation - CORRECT ANSWERS-Housing provider has a policy of
requiring tenants to come to the rental office to pay their rent. A tenant with a mental
disability, who is afraid to leave her unit, is allowed to mail her rent payment.

True - CORRECT ANSWERS-The Fair Housing Act does not prohibit a lender from
showing potential clients information about different loans.

Fair Housing Assistance Program (FHAP) - CORRECT ANSWERS-Provides annual
funding to state and local agencies that enforce fair housing laws that are substantially
equivalent to the Fair Housing Act. These funds go towards an agency's capacity
building, administrative costs, investigative and enforcement efforts, training and other
projects designed to support enforcement of fair housing law.

Fair Housing Initiatives Program (FHIP) - CORRECT ANSWERS-Provides funding to
fair housing organizations and nonprofits that assist people who may have been victims
of housing discrimination.

Marketing Analysis - CORRECT ANSWERS-Aim is to identify groups of people who
would benefit most if targeted by the campaign, the characteristics of these people, and
their expectations.

Networking Event - CORRECT ANSWERS-The opportunity to increase awareness of
the plans and actions of housing industry members, private organizations and
foundations, public housing agencies, neighborhood groups, regional organizations, and
others to further fair housing objectives.

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Institution
HUD Certification
Course
HUD Certification

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