HPA 210 Quiz 1 ACTUAL UPDATED
Exam Questions and CORRECT Answers
Industrial Sickness Funds - CORRECT ANSWER - Voluntary fraternal, employer, or
union funds that typically required a "premium" equaling 1% of wages
When were Industrial Sickness Funds first seen? - CORRECT ANSWER - Civil War
Workers Compensation Insurance - CORRECT ANSWER - Employers were liable for
workplace injury, but the worker had to show that the employer was negligent
Employers three defenses to Workers Comp - CORRECT ANSWER - -Worker had
assumed the risk
-Coworker caused the accident
-Contributory negligence
American Association of Labor Legislation Health Insurance Proposal - CORRECT
ANSWER - -Cover all manual laborers with income of less than $100 per month
-Cover medical bills and some income continuation
-Compulsory contributions from employee, employer, and the state
-Those not in groups could join voluntarily -Disability insurance included
From 1912-1920 there were - CORRECT ANSWER - Mixed supporters and oppositions
What year did the Baylor University Hospital come about? - CORRECT ANSWER - 1929
Single Hospital Plan - CORRECT ANSWER - Insurance plan only works at one hospital
When did the AHA begin approving plans? - CORRECT ANSWER - 1933
, 1910-1915 - CORRECT ANSWER - -32 States enact legislation
-Employer buys coverage and accepts full liability
-Employer retains defenses if he buys workers' comp
1916-1919 - CORRECT ANSWER - States consider American Association of Labor
Legislation Health Insurance Proposal, none enact it
Great Depression led to - CORRECT ANSWER - Birth of Blue Cross & Blue Shield,
Commercial Insurance, prepaid group practice
1932 - CORRECT ANSWER - Sacramento, CA- All hospital plan
Until _________ was there no competition among insurance plans - CORRECT
ANSWER - 1937
How many states had enabling legislation in 1939 - CORRECT ANSWER - 25
When was Blue Shields first medical service plan enacted - CORRECT ANSWER - 1938
First Blue Shield Service Plan - CORRECT ANSWER - Indemnity plan, free choice of
physician
1929 Ross-Loos Clinic - CORRECT ANSWER - -Prepaid care for 2,000 workers and
families of Los Angeles Water & Power
-Prepaid employer medical group
-Contracted with independent medical group
-Comprehensive care
Exam Questions and CORRECT Answers
Industrial Sickness Funds - CORRECT ANSWER - Voluntary fraternal, employer, or
union funds that typically required a "premium" equaling 1% of wages
When were Industrial Sickness Funds first seen? - CORRECT ANSWER - Civil War
Workers Compensation Insurance - CORRECT ANSWER - Employers were liable for
workplace injury, but the worker had to show that the employer was negligent
Employers three defenses to Workers Comp - CORRECT ANSWER - -Worker had
assumed the risk
-Coworker caused the accident
-Contributory negligence
American Association of Labor Legislation Health Insurance Proposal - CORRECT
ANSWER - -Cover all manual laborers with income of less than $100 per month
-Cover medical bills and some income continuation
-Compulsory contributions from employee, employer, and the state
-Those not in groups could join voluntarily -Disability insurance included
From 1912-1920 there were - CORRECT ANSWER - Mixed supporters and oppositions
What year did the Baylor University Hospital come about? - CORRECT ANSWER - 1929
Single Hospital Plan - CORRECT ANSWER - Insurance plan only works at one hospital
When did the AHA begin approving plans? - CORRECT ANSWER - 1933
, 1910-1915 - CORRECT ANSWER - -32 States enact legislation
-Employer buys coverage and accepts full liability
-Employer retains defenses if he buys workers' comp
1916-1919 - CORRECT ANSWER - States consider American Association of Labor
Legislation Health Insurance Proposal, none enact it
Great Depression led to - CORRECT ANSWER - Birth of Blue Cross & Blue Shield,
Commercial Insurance, prepaid group practice
1932 - CORRECT ANSWER - Sacramento, CA- All hospital plan
Until _________ was there no competition among insurance plans - CORRECT
ANSWER - 1937
How many states had enabling legislation in 1939 - CORRECT ANSWER - 25
When was Blue Shields first medical service plan enacted - CORRECT ANSWER - 1938
First Blue Shield Service Plan - CORRECT ANSWER - Indemnity plan, free choice of
physician
1929 Ross-Loos Clinic - CORRECT ANSWER - -Prepaid care for 2,000 workers and
families of Los Angeles Water & Power
-Prepaid employer medical group
-Contracted with independent medical group
-Comprehensive care
