Primerica: Life insurance policies EXAM WITH 100% CORRECT ANSWERS 2025/ 2026

Primerica: Life insurance policies EXAM WITH 100% CORRECT ANSWERS 2025/ 2026 An insured purchased an insurance policy 5 years ago. Last year, she received a dividend check from the insurance company that was not taxable. This year, she did not receive a check from the insurer. From what type of insurer did the insured purchase the policy? -Mutual Which of the following is NOT a goal of risk retention? -To minimize the insured's level of liability in the event of loss Within how many days of requesting an investigative consumer report must an insurer notify the consumer in writing that the report will be obtained? -3 days The authority granted to an agent through the agent's contract is referred to as -Express Authority Which of the following provisions in annuity contracts allow the owner to surrender the annuity if interest rates drop to a specified level? -Bail-out A Return of Premium term life policy is written as what type of term coverage? -Increasing