FHCE 3200 - Exam 3 2025 Questions
and Answers
Nominal return - --Answer --the return on an investment before the
impacts of inflation and taxes are taken into account
Real rate of return - --Answer --return on an investment after subtracting the
effects of inflation and income taxes
Traditional IRA - --Answer --Individual Retirement Account - A personal
qualified retirement account through which eligible individuals accumulate tax-
deferred income up to a certain amount each year, depending on the person's tax
bracket.
ROTH IRA - --Answer --A personal savings plan; contributions are not tax-
deductible; earnings are tax-free
Liquidity risks of treasury bills - --Answer --
Liquidity risks of treasury notes - --Answer --
EE savings bond - --Answer --
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1
, I savings bond - --Answer --
UGMA - --Answer --
UTMA - --Answer --
FBI's recommendations for protecting yourself against identity theft - --
Answer --
Different types of fraud - --Answer --
Different types of ways financial planners are paid - --Answer --
Types of professional marks that signify a financial planner is a fiduciary - --
Answer --
FDIC insurance - --Answer --
SIPC insurance - --Answer --
Investing alternatives - --Answer --
Different types of market orders - --Answer --
Different types of brokerage accounts - --Answer --
Benefits and purpose of REIT - --Answer --
Risks associated with international investments - --Answer --
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 2
and Answers
Nominal return - --Answer --the return on an investment before the
impacts of inflation and taxes are taken into account
Real rate of return - --Answer --return on an investment after subtracting the
effects of inflation and income taxes
Traditional IRA - --Answer --Individual Retirement Account - A personal
qualified retirement account through which eligible individuals accumulate tax-
deferred income up to a certain amount each year, depending on the person's tax
bracket.
ROTH IRA - --Answer --A personal savings plan; contributions are not tax-
deductible; earnings are tax-free
Liquidity risks of treasury bills - --Answer --
Liquidity risks of treasury notes - --Answer --
EE savings bond - --Answer --
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1
, I savings bond - --Answer --
UGMA - --Answer --
UTMA - --Answer --
FBI's recommendations for protecting yourself against identity theft - --
Answer --
Different types of fraud - --Answer --
Different types of ways financial planners are paid - --Answer --
Types of professional marks that signify a financial planner is a fiduciary - --
Answer --
FDIC insurance - --Answer --
SIPC insurance - --Answer --
Investing alternatives - --Answer --
Different types of market orders - --Answer --
Different types of brokerage accounts - --Answer --
Benefits and purpose of REIT - --Answer --
Risks associated with international investments - --Answer --
....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 2
