FLORIDA HOME INSPECTOR LICENSING
EXAMINATION QUESTIONS AND
CORRECT ANSWERS (VERIFIED
ANSWERS) PLUS RATIONALES 2025 Q&A
| INSTANT DOWNLOAD PDF
1. What is the minimum required liability insurance for a Florida licensed
home inspector?
A. $100,000
B. $300,000
C. $500,000
D. Insurance is not required
Florida law requires home inspectors to maintain commercial general
liability insurance in an amount of not less than $300,000.
2. Which component is included in a standard Florida home inspection?
A. Mold sampling
B. HVAC system
C. Asbestos testing
D. Radon gas measurement
Standard inspections include HVAC systems but not environmental testing
like mold or radon unless specifically requested.
,3. A GFCI receptacle is required in which of the following locations?
A. Living room
B. Dining room
C. Bathroom
D. Hallway
Bathrooms are wet areas and require GFCI protection to reduce the risk of
electric shock.
4. What is the primary purpose of a home inspection report?
A. To appraise the home value
B. To recommend contractors
C. To describe visible conditions and defects
D. To enforce building codes
Home inspectors identify visible conditions and issues; they do not
determine value or enforce codes.
5. What is the maximum time a home inspector has to retain records of an
inspection in Florida?
A. 2 years
B. 3 years
C. 5 years
D. 10 years
Florida requires home inspectors to retain records of each inspection for at
least 3 years.
6. Which roofing material typically has the shortest lifespan?
A. Tile
B. Metal
C. Asphalt shingles
D. Slate
Asphalt shingles typically last 15–25 years, which is shorter than metal,
tile, or slate.
, 7. Which of the following is considered a “component” in a home
inspection?
A. Appliance warranty
B. Energy efficiency score
C. Plumbing system
D. Interior paint color
The plumbing system is a major system reviewed during a home
inspection.
8. A double-tapped breaker is observed. What should the home inspector
do?
A. Ignore it
B. Recommend evaluation by a licensed electrician
C. Repair it
D. Replace the breaker
Inspectors do not perform repairs but recommend further evaluation when
potential issues are observed.
9. What is the proper inspection response when attic insulation covers
recessed lighting fixtures?
A. No issue
B. Report as a potential fire hazard
C. Turn the lights on to test heat
D. Remove the insulation
Covering non-IC-rated fixtures with insulation is a fire risk and must be
reported.
10. What is the minimum clearance from combustibles for a masonry
fireplace opening?
A. 2 inches
B. 6 inches
C. 10 inches
EXAMINATION QUESTIONS AND
CORRECT ANSWERS (VERIFIED
ANSWERS) PLUS RATIONALES 2025 Q&A
| INSTANT DOWNLOAD PDF
1. What is the minimum required liability insurance for a Florida licensed
home inspector?
A. $100,000
B. $300,000
C. $500,000
D. Insurance is not required
Florida law requires home inspectors to maintain commercial general
liability insurance in an amount of not less than $300,000.
2. Which component is included in a standard Florida home inspection?
A. Mold sampling
B. HVAC system
C. Asbestos testing
D. Radon gas measurement
Standard inspections include HVAC systems but not environmental testing
like mold or radon unless specifically requested.
,3. A GFCI receptacle is required in which of the following locations?
A. Living room
B. Dining room
C. Bathroom
D. Hallway
Bathrooms are wet areas and require GFCI protection to reduce the risk of
electric shock.
4. What is the primary purpose of a home inspection report?
A. To appraise the home value
B. To recommend contractors
C. To describe visible conditions and defects
D. To enforce building codes
Home inspectors identify visible conditions and issues; they do not
determine value or enforce codes.
5. What is the maximum time a home inspector has to retain records of an
inspection in Florida?
A. 2 years
B. 3 years
C. 5 years
D. 10 years
Florida requires home inspectors to retain records of each inspection for at
least 3 years.
6. Which roofing material typically has the shortest lifespan?
A. Tile
B. Metal
C. Asphalt shingles
D. Slate
Asphalt shingles typically last 15–25 years, which is shorter than metal,
tile, or slate.
, 7. Which of the following is considered a “component” in a home
inspection?
A. Appliance warranty
B. Energy efficiency score
C. Plumbing system
D. Interior paint color
The plumbing system is a major system reviewed during a home
inspection.
8. A double-tapped breaker is observed. What should the home inspector
do?
A. Ignore it
B. Recommend evaluation by a licensed electrician
C. Repair it
D. Replace the breaker
Inspectors do not perform repairs but recommend further evaluation when
potential issues are observed.
9. What is the proper inspection response when attic insulation covers
recessed lighting fixtures?
A. No issue
B. Report as a potential fire hazard
C. Turn the lights on to test heat
D. Remove the insulation
Covering non-IC-rated fixtures with insulation is a fire risk and must be
reported.
10. What is the minimum clearance from combustibles for a masonry
fireplace opening?
A. 2 inches
B. 6 inches
C. 10 inches
