7/17/25, 1:38 PM New York Insurance Exam
New York Insurance Test Bank Exam 2025 -2026
\COMPLETE QUESTIONS AND CORRECT DETAILED
ANSWERS \VERIFIED SOLUTIONS \ALREADY
GRADED A+
Terms in this set (171)
information about the Declaration page
premium and policy
limites, the identity and
address of the named
insured, and the policy
period is found in which
part of the insurance
policy?
if an insured intentioanlly voided
conceals a material fact
on an application for
insurance, the coverage
may be:
1/32
,7/17/25, 1:38 PM New York Insurance Exam
anyone who threatens, 10 years
forces or corruptly
influences, obstructs or
impedes the due and
proper administration of
the fraud law relating to
the insurance business
may be fined and/or
imprisoned up to:
2/32
,7/17/25, 1:38 PM New York Insurance Exam
Situation question: evidence must be submitted to show the restitution
Kelly would like to obtain was made to people of the state of new york for the
an independent adjuster felony in which kelly was convicted
license in New York,
However, she has been
convicted of a felony
involving dishonesty or
breach of trust. Which is
not required for the
superintendent to grant
the waiver?
definition of concurrent two or more perils that cause a single loss
causation
under the terrorism risk $100 billion
insurance program
reauthorization act of
2015, the maximum limit
for the Act for total claims
paid under the Act by
either private insurers or
the government is still
limited to:
an insured has her the insurance company
property covered under
an "open peril" cause of
loss form, She
experiences a loss. The
burden of proof that the
peril that was the actual
cause of loss in the claim,
lies within:
3/32
, 7/17/25, 1:38 PM New York Insurance Exam
in new york, the insurer is 15 days
required to provide claim
forms to the insured within
_ of being notified of
the loss
the mandatory 140%
recoupment of the federal
share through policy
holder surcharges under
terrorism risk insurance
program reauthorization
act of 2015 was increased
from 133% to
the terrorism risk ask of workers compensation
2015 excludes all acts of
terrorism if the act is
committed as part of the
course of a war declared
by congress with the
exception of one line of
insurance. Which of the
following is the only line
of the insurance that
would still be covered in
case of war?
the terrorism act of 2015 commercial property
excludes all except:
all of the following are the new york adjuster should demand verification of
claim practice principles facts, even if the facts presented by the claimant are
(ethical principles) to be reasonably clear, just to be sure the insurer does not
followed by all insurers in pay a claim for which they are not responsible.
New York, except:
describe a representation a statement made by the applicant that he believes to
in an insurance application be true when made, but which might prove to be false
4/32
New York Insurance Test Bank Exam 2025 -2026
\COMPLETE QUESTIONS AND CORRECT DETAILED
ANSWERS \VERIFIED SOLUTIONS \ALREADY
GRADED A+
Terms in this set (171)
information about the Declaration page
premium and policy
limites, the identity and
address of the named
insured, and the policy
period is found in which
part of the insurance
policy?
if an insured intentioanlly voided
conceals a material fact
on an application for
insurance, the coverage
may be:
1/32
,7/17/25, 1:38 PM New York Insurance Exam
anyone who threatens, 10 years
forces or corruptly
influences, obstructs or
impedes the due and
proper administration of
the fraud law relating to
the insurance business
may be fined and/or
imprisoned up to:
2/32
,7/17/25, 1:38 PM New York Insurance Exam
Situation question: evidence must be submitted to show the restitution
Kelly would like to obtain was made to people of the state of new york for the
an independent adjuster felony in which kelly was convicted
license in New York,
However, she has been
convicted of a felony
involving dishonesty or
breach of trust. Which is
not required for the
superintendent to grant
the waiver?
definition of concurrent two or more perils that cause a single loss
causation
under the terrorism risk $100 billion
insurance program
reauthorization act of
2015, the maximum limit
for the Act for total claims
paid under the Act by
either private insurers or
the government is still
limited to:
an insured has her the insurance company
property covered under
an "open peril" cause of
loss form, She
experiences a loss. The
burden of proof that the
peril that was the actual
cause of loss in the claim,
lies within:
3/32
, 7/17/25, 1:38 PM New York Insurance Exam
in new york, the insurer is 15 days
required to provide claim
forms to the insured within
_ of being notified of
the loss
the mandatory 140%
recoupment of the federal
share through policy
holder surcharges under
terrorism risk insurance
program reauthorization
act of 2015 was increased
from 133% to
the terrorism risk ask of workers compensation
2015 excludes all acts of
terrorism if the act is
committed as part of the
course of a war declared
by congress with the
exception of one line of
insurance. Which of the
following is the only line
of the insurance that
would still be covered in
case of war?
the terrorism act of 2015 commercial property
excludes all except:
all of the following are the new york adjuster should demand verification of
claim practice principles facts, even if the facts presented by the claimant are
(ethical principles) to be reasonably clear, just to be sure the insurer does not
followed by all insurers in pay a claim for which they are not responsible.
New York, except:
describe a representation a statement made by the applicant that he believes to
in an insurance application be true when made, but which might prove to be false
4/32
