Fee for service health care plan- a full-choice plan and covered employees can go to any
qualified physician or hospital and submit claims to the insurance company correct answers
Indemity Healthcare Plan
Acupuncture, Massage,Herbal Medicine are considered _______. correct answers Alternative
healthcare
A general term for a medical plan that seeks to ensure that the treatments a person receives are
medically necessary and provided in a cost effective manner. correct answers managed care
The employer assumes the role of the insurance company and assumes some or all of the risk.
Unlike insured arrangements self-insured arrangements are subject annual nondiscrimination
testing requirements to ensure that the plan is not discriminating in favor of highly compensated
employees. correct answers self-insured
Author of the book, Fresh Medicine, How to Fix, Reform and Build a Sustainable Health
Care______________. correct answers Phil Bredesen
Expanded employees rights from 1964. Plaintiff can have a jury trial for discrimination.
Compensatory and punitive damages correct answers Title VII of 1991
Act requires that men and women be given equal pay for equal work in the same establishment.
correct answers Equal Pay Act
Creates significant difficulty that disrupts business, EEOC says significant difficulty or expense.
Will depend on employer's size. Confer with legal counsel. correct answers Undue Hardship
, Prohibits discrimination against qualified individuals with disabilities in job application
procedures, hiring, firing, advancement, training. correct answers American Disabilities
Act(ADAA)
Travel time associated with overnight stays generally is considered compensable work time
when the business travel cuts across the nonexempt employee's normal work hours, regardless of
what day of the week the travel takes place. What act regulates this? correct answers FLSA
Employers can pay a
___________and not offer health
care and ask employees to go to a _____________. correct answers PENALTY...ask employees
to go to a CO-OP
By 2020 an estimated shortage of doctors will be at a staggering number of__________thousand.
correct answers 91,000
Medicare and Social Security were created for retirement, true or false. correct answers Medicare
and Social Security were created for retirement, true or false.
Name a company with a wellness plan that affects the bottom line. correct answers JTV ; Lincoln
Industries
What is the first step in finding out your Employee's health within a company? correct answers
Health Risk Assessment
Provides individuals and their dependents with an opportunity to pay to continue their coverage
under an employer's group plan for a period of time after that coverage otherwise might have
been terminated. correct answers COBRA