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NSA Notary Signing Agent Exam (Latest
Update) Questions and Verified Elaborations
(Already GRADED A)
A Notary Signing Agent has been providing signing services with no incidents for over 10 years without
having undergone a background screening. Therefore he or she:
Must still obtain and pass a background screening
A Notary Signing Agent with nearly 10 years experience has reviewed and is completely familiar with all
the documents in a loan package. When meeting with the borrower, the Notary Signing Agent may now:
Present and state the general purpose of each document and how it must be signed
Why should a Notary Signing Agent learn about all the closing documents in a loan package if they are
not allowed to provide advice or counsel?
To demonstrate to the contracting companies that the Notary signing Agent is competent to oversee a
signing appointment
A Notary Signing Agent consistently follows the practice of obtaining borrowers' thumbprints in his or
her journal, but is commissioned in a state that does not require journal thumbprints. A borrower has
complied with all other notarization requirements, but objects to leaving her thumbprint in the journal.
What should the Notary Signing Agent do?
Preform the notary
The Notarial Evidence Form is completed by
The Notary Signing Agent and returned to the contracting company
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Notarial certificates on loan documents
Must be completed in the presence of the borrower
During a signing appointment, a borrower asks the Notary Signing Agent if his loan rate is competitive.
How should the NSA respond?
explain the to the borrower that a Notary Signing Agent is not permitted to discuss loan rates
A Notary Signing Agent regularly records all notarial acts performed at a closing in a journal. This is
considered:
A practice required by the Code of Conduct
A borrower expresses a reluctance to continue signing documents. The Notary Signing Agent may:
Recommend that the borrower contact the lender's representative immediately before signing any
more documents
A borrower expresses concern that once he signs all the documents he will be "stuck" with a second
mortgage. A good response by a Notary Signing Agent could be to:
Recommend that the borrower contact his lender's representative and provide the phone number
Explaining to a borrower the fees that make up the Annual Percentage Rate (APR) of a borrower's loan
is:
Permissible if the Notary Signing Agent has the breakdown of the fees
This study source was downloaded by 827234 from cliffsnotes.com on 07-07-2025 22:42:03 GMT -05:00
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NSA Notary Signing Agent Exam (Latest
Update) Questions and Verified Elaborations
(Already GRADED A)
A Notary Signing Agent has been providing signing services with no incidents for over 10 years without
having undergone a background screening. Therefore he or she:
Must still obtain and pass a background screening
A Notary Signing Agent with nearly 10 years experience has reviewed and is completely familiar with all
the documents in a loan package. When meeting with the borrower, the Notary Signing Agent may now:
Present and state the general purpose of each document and how it must be signed
Why should a Notary Signing Agent learn about all the closing documents in a loan package if they are
not allowed to provide advice or counsel?
To demonstrate to the contracting companies that the Notary signing Agent is competent to oversee a
signing appointment
A Notary Signing Agent consistently follows the practice of obtaining borrowers' thumbprints in his or
her journal, but is commissioned in a state that does not require journal thumbprints. A borrower has
complied with all other notarization requirements, but objects to leaving her thumbprint in the journal.
What should the Notary Signing Agent do?
Preform the notary
The Notarial Evidence Form is completed by
The Notary Signing Agent and returned to the contracting company
This study source was downloaded by 827234 from cliffsnotes.com on 07-07-2025 22:42:03 GMT -05:00
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Notarial certificates on loan documents
Must be completed in the presence of the borrower
During a signing appointment, a borrower asks the Notary Signing Agent if his loan rate is competitive.
How should the NSA respond?
explain the to the borrower that a Notary Signing Agent is not permitted to discuss loan rates
A Notary Signing Agent regularly records all notarial acts performed at a closing in a journal. This is
considered:
A practice required by the Code of Conduct
A borrower expresses a reluctance to continue signing documents. The Notary Signing Agent may:
Recommend that the borrower contact the lender's representative immediately before signing any
more documents
A borrower expresses concern that once he signs all the documents he will be "stuck" with a second
mortgage. A good response by a Notary Signing Agent could be to:
Recommend that the borrower contact his lender's representative and provide the phone number
Explaining to a borrower the fees that make up the Annual Percentage Rate (APR) of a borrower's loan
is:
Permissible if the Notary Signing Agent has the breakdown of the fees
This study source was downloaded by 827234 from cliffsnotes.com on 07-07-2025 22:42:03 GMT -05:00
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https://www.cliffsnotes.com//study-notes/23654274
