Personal Lines Insurance Practice
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Terms in this set (190)
,Bobby, age 16, D) Bobby is covered by his parents'
borrows his policy because he is a family
parents' car member.
without their
permission and Explanation: Bobby is a family
gets into an member and thus automatically is
accident. Which covered under the family's PAP
of the following policy. Even though Bobby is using
statements the car without permission, the
about coverage exclusion pertaining to
under the nonpermissive users does not apply
parents' to use of an owned auto policy by
personal auto resident family members.
policy is
CORRECT? Reference: 8.7.2 in License Exam
Manual
A) Bobby is
covered by his
parents' policy
because he is
included in the
definition of
named insured.
B) Bobby is not
covered for this
accident
,because he used
the car without
permission.
C) Bobby is not
covered
because it was
not his car.
D) Bobby is
covered by his
parents' policy
because he is a
family member.
, A parking valet C) subrogate against the parking
at a hotel uses a valet
guest's car to do
a personal Explanation: Part-D coverage for
errand and Damage to Your Auto of the PAP
damages the car contains a no benefit to bailee
in a collision. The provision. This provision states that a
guest has a carrier or other bailee for hire, such
personal auto as a parking gar5age, service
policy (PAP). The station, or moving company will not
insurance directly or indirectly benefit from the
company will PAP's insurance. A bailee is an
pay the claim individual or entity that assumes
and ____. possession of goods owned by
another for the purpose of
A) relieve the transporting, servicing, or storing
parking valet of them. When temporary custody is
legal liability for assumed, the bailee becomes
the loss legally liable for the goods.
B) subrogate
against the Reference: 8.7.2 in the License Exam
named insured Manual
C) subrogate
against the
parking valet
D) recover any
Exam ALL QUESTIONS AND
CORRECT ANSWERS | VERIFIED
ANSWERS | ALREADY GRADED A+
| NEWEST EXAM
Save
Terms in this set (190)
,Bobby, age 16, D) Bobby is covered by his parents'
borrows his policy because he is a family
parents' car member.
without their
permission and Explanation: Bobby is a family
gets into an member and thus automatically is
accident. Which covered under the family's PAP
of the following policy. Even though Bobby is using
statements the car without permission, the
about coverage exclusion pertaining to
under the nonpermissive users does not apply
parents' to use of an owned auto policy by
personal auto resident family members.
policy is
CORRECT? Reference: 8.7.2 in License Exam
Manual
A) Bobby is
covered by his
parents' policy
because he is
included in the
definition of
named insured.
B) Bobby is not
covered for this
accident
,because he used
the car without
permission.
C) Bobby is not
covered
because it was
not his car.
D) Bobby is
covered by his
parents' policy
because he is a
family member.
, A parking valet C) subrogate against the parking
at a hotel uses a valet
guest's car to do
a personal Explanation: Part-D coverage for
errand and Damage to Your Auto of the PAP
damages the car contains a no benefit to bailee
in a collision. The provision. This provision states that a
guest has a carrier or other bailee for hire, such
personal auto as a parking gar5age, service
policy (PAP). The station, or moving company will not
insurance directly or indirectly benefit from the
company will PAP's insurance. A bailee is an
pay the claim individual or entity that assumes
and ____. possession of goods owned by
another for the purpose of
A) relieve the transporting, servicing, or storing
parking valet of them. When temporary custody is
legal liability for assumed, the bailee becomes
the loss legally liable for the goods.
B) subrogate
against the Reference: 8.7.2 in the License Exam
named insured Manual
C) subrogate
against the
parking valet
D) recover any
