Personal Lines 52 Study Guide 2025/2026 QUESTIONS AND
ANSWERS GUARANTEE A+
How much will the company pay? - BI 30,000 company pays 25,000
BI 10,000 company pays 10,000
PD 12,000 company pays 10,000
Company pays a total of 45,000
Glenn is driving Kevin's car. Who's policy is primary and who's is excess? - Kevin's policy is
primary and Glenn's is secondary. The car in the accident is primary.
Supplementary Liability Payments - Bail Bonds up to $250
Release of attachment Bonds
Interest on Judgments
Earnings Loss up to $200 per day
Full cost of Defense
A medical bill can be paid by:
MedPay
Worker's Comp
PIP
What is the proper payment order of the policies? - Worker's Comp
PIP
MedPay
When would you want an Extended Non-Owned endorsement? - When extending coverage to a
non-owned vehicle available for regular use.
, What is excluded in Medical Payments? - - Vehicles with less than 4 wheels.
- Public or Livery use.
- Workers Compensation
- Vehicle furnished for regular use.
- Vehicle used as a residence.
For a PAP how many days notice must be given for non-payment of premium? - 10 days after 60
days. Not permitted in the first 60 days.
Glenn is driving Jess' car.
Jess has UM 25,000
Glenn has UM 50,000 2 cars Stacked
Glenn has an accident with an uninsured. How much UM is available to Glenn? - 25,000 UM
from Jess
100,000 UM from Glenn
Glenn has $125,000 UM available
FAJUA Liability Limits maximum is what? - 100/300/50
PAP - What is the physical damage limit for non-owned trailers? - $1,500
A rock hits a $1,000 windshield. There is a $250 deductible for OTC. How much will the
company pay? - The company will pay $1,000 as their is no deductible for windshields.
Mechanical Breakdown rental reimbursement limit is what? - $15 per day and $75 total.
Mechanical Breakdown Scenario:
ANSWERS GUARANTEE A+
How much will the company pay? - BI 30,000 company pays 25,000
BI 10,000 company pays 10,000
PD 12,000 company pays 10,000
Company pays a total of 45,000
Glenn is driving Kevin's car. Who's policy is primary and who's is excess? - Kevin's policy is
primary and Glenn's is secondary. The car in the accident is primary.
Supplementary Liability Payments - Bail Bonds up to $250
Release of attachment Bonds
Interest on Judgments
Earnings Loss up to $200 per day
Full cost of Defense
A medical bill can be paid by:
MedPay
Worker's Comp
PIP
What is the proper payment order of the policies? - Worker's Comp
PIP
MedPay
When would you want an Extended Non-Owned endorsement? - When extending coverage to a
non-owned vehicle available for regular use.
, What is excluded in Medical Payments? - - Vehicles with less than 4 wheels.
- Public or Livery use.
- Workers Compensation
- Vehicle furnished for regular use.
- Vehicle used as a residence.
For a PAP how many days notice must be given for non-payment of premium? - 10 days after 60
days. Not permitted in the first 60 days.
Glenn is driving Jess' car.
Jess has UM 25,000
Glenn has UM 50,000 2 cars Stacked
Glenn has an accident with an uninsured. How much UM is available to Glenn? - 25,000 UM
from Jess
100,000 UM from Glenn
Glenn has $125,000 UM available
FAJUA Liability Limits maximum is what? - 100/300/50
PAP - What is the physical damage limit for non-owned trailers? - $1,500
A rock hits a $1,000 windshield. There is a $250 deductible for OTC. How much will the
company pay? - The company will pay $1,000 as their is no deductible for windshields.
Mechanical Breakdown rental reimbursement limit is what? - $15 per day and $75 total.
Mechanical Breakdown Scenario:
