6/10/25, 1:32 PM
NJ TITLE PRODUCER ACTUAL FINAL EXAM 2025-2026
\LATEST VERSION WITH COMPLETE QUESTIONS AND
ACCURATE DETAILED ANSWERS \LATEST UPDATE WITH
VIRIFIED ANSWERS |GUARANTEED PASS|ALREADY
GRADED A+
In a property transfer, the B) Dower or courtesy right
signature of the grantor's
spouse would waive:
A) The spouse's right to any
proceeds
B) Dower or courtesy right
C) The grantee's right to a fee
estate
D) The grantee's right to any
warranty
The right of ingress and B) Easement
egress over the land of
another is classified as
an:
A) Servant tenement
B) Easement
C) Encroachment
D) Equitable lien
A deed which entitles the C) Interval ownership
owner to possession of a
property for a specific time
period within each year,
and which
constitutes a Tenancy in
Common with other
such owners involves?
A) Cooperative ownership
B) Condominium ownership
1/4
2
,6/10/25, 2:51 PM NJ Title Producer Title Final
C) Interval ownership
D) Joint possession
The rights to growing crops B) Emblement rights
to be harvested after the
lease term:
A) Chattel rights
B) Emblement rights
C) Reliction rights
D) Remainder rights
Which of the following C) Due-on-sale
clauses in a conventional
mortgage instrument entitles
the lender to accelerate
the loan if a buyer assumes
the loan?
A) Prepayment
B) Right to sell
C) Due-on-sale
D) Variable interest rate
A CORRECT statement about A) Purchases certain mortgages originated by lending institutions
the Federal National
Mortgage Association (FNMA)
is that it:
A) Purchases certain
mortgages originated by
lending
institutions
B) Insures mortgages
through insurance fees
paid by
borrowers
C) Provides guarantees to
lenders on certain
mortgages
D) Is the nation's central
bank designed to provide
2/42
,6/10/25, 2:51 PM NJ Title Producer Title Final
economic stability
An Inherent State right, D) Escheat
allowing the government to
acquire title to the land of an
interstate, where no
natural heirs can he found:
A) Eminent domain
B) Police power
C) Statute of limitations
D) Escheat
In a real estate closing the B) Recording of a new mortgage
buyer generally pays for
the:
A) Release of the mortgage
B) Recording of a new
mortgage
C) Preparation of the deed
D) Sales commission
At a sale in foreclosure, A) First Mortgage
which lien would haw the
least
priority of payment?
A) First Mortgage
B) Property taxes
C) Mechanic's lien
D) Tax lien certificate
Which of the following C) A subordination clause
clauses will put the priority
of an existing mortgage or
deed of trust below, that of
a mortgage recorded
later?
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, 6/10/25, 2:51 PM NJ Title Producer Title Final
A) An exculpatory clause
B) A repayment clause
C) A subordination clause
D) An assumption clause
When a contract states that B) Within a specified time frame
"Time is of the Essence," the
contract must be executed:
A) Within twenty-four hours
B) Within a specified time frame
C) Within two business days
D) As soon as possible
A package mortgage is C) Real and personal property
secured by:
A) More than one property
B) Only personal property·
C) Real and personal property
D) Only personal warranty
Upon assumption or taking A) A certificate of no defense
subject to the existing
mortgage, the purchaser
should receive from the
original mortgagor a
statement of the balance of
the
mortgage and its terms and
conditions. This is known
as:
A) A certificate of no defense
B) A closing statement
C) The uniform settlement
statement
D)A certificate of eligibility
A person pursuing a remedy C) Specific performance
to force another to
complete the terms of a
contract would be suing
for?
A) Liquidated damage~
4/42
NJ TITLE PRODUCER ACTUAL FINAL EXAM 2025-2026
\LATEST VERSION WITH COMPLETE QUESTIONS AND
ACCURATE DETAILED ANSWERS \LATEST UPDATE WITH
VIRIFIED ANSWERS |GUARANTEED PASS|ALREADY
GRADED A+
In a property transfer, the B) Dower or courtesy right
signature of the grantor's
spouse would waive:
A) The spouse's right to any
proceeds
B) Dower or courtesy right
C) The grantee's right to a fee
estate
D) The grantee's right to any
warranty
The right of ingress and B) Easement
egress over the land of
another is classified as
an:
A) Servant tenement
B) Easement
C) Encroachment
D) Equitable lien
A deed which entitles the C) Interval ownership
owner to possession of a
property for a specific time
period within each year,
and which
constitutes a Tenancy in
Common with other
such owners involves?
A) Cooperative ownership
B) Condominium ownership
1/4
2
,6/10/25, 2:51 PM NJ Title Producer Title Final
C) Interval ownership
D) Joint possession
The rights to growing crops B) Emblement rights
to be harvested after the
lease term:
A) Chattel rights
B) Emblement rights
C) Reliction rights
D) Remainder rights
Which of the following C) Due-on-sale
clauses in a conventional
mortgage instrument entitles
the lender to accelerate
the loan if a buyer assumes
the loan?
A) Prepayment
B) Right to sell
C) Due-on-sale
D) Variable interest rate
A CORRECT statement about A) Purchases certain mortgages originated by lending institutions
the Federal National
Mortgage Association (FNMA)
is that it:
A) Purchases certain
mortgages originated by
lending
institutions
B) Insures mortgages
through insurance fees
paid by
borrowers
C) Provides guarantees to
lenders on certain
mortgages
D) Is the nation's central
bank designed to provide
2/42
,6/10/25, 2:51 PM NJ Title Producer Title Final
economic stability
An Inherent State right, D) Escheat
allowing the government to
acquire title to the land of an
interstate, where no
natural heirs can he found:
A) Eminent domain
B) Police power
C) Statute of limitations
D) Escheat
In a real estate closing the B) Recording of a new mortgage
buyer generally pays for
the:
A) Release of the mortgage
B) Recording of a new
mortgage
C) Preparation of the deed
D) Sales commission
At a sale in foreclosure, A) First Mortgage
which lien would haw the
least
priority of payment?
A) First Mortgage
B) Property taxes
C) Mechanic's lien
D) Tax lien certificate
Which of the following C) A subordination clause
clauses will put the priority
of an existing mortgage or
deed of trust below, that of
a mortgage recorded
later?
3/42
, 6/10/25, 2:51 PM NJ Title Producer Title Final
A) An exculpatory clause
B) A repayment clause
C) A subordination clause
D) An assumption clause
When a contract states that B) Within a specified time frame
"Time is of the Essence," the
contract must be executed:
A) Within twenty-four hours
B) Within a specified time frame
C) Within two business days
D) As soon as possible
A package mortgage is C) Real and personal property
secured by:
A) More than one property
B) Only personal property·
C) Real and personal property
D) Only personal warranty
Upon assumption or taking A) A certificate of no defense
subject to the existing
mortgage, the purchaser
should receive from the
original mortgagor a
statement of the balance of
the
mortgage and its terms and
conditions. This is known
as:
A) A certificate of no defense
B) A closing statement
C) The uniform settlement
statement
D)A certificate of eligibility
A person pursuing a remedy C) Specific performance
to force another to
complete the terms of a
contract would be suing
for?
A) Liquidated damage~
4/42
