PA Motor Vehicle Physical Damage
Appraiser Exam 2025 Questions and
Answers
True or False: Each appraiser, while engaged in appraisal duties, must carry his/her appraiser's
license & display it to an owner of the vehicle or shop upon request: - ANSWER✔️✔️-true
What are the number of business days you have per Act 361 to inspect vehicle? - ANSWER✔️✔️-
6
How many days after an inspection should a total loss be offered to the owner? - ANSWER✔️✔️-
5
Aftermarket parts can only be used when? - ANSWER✔️✔️-The parts are listed and coded in the
estimate
What is aftermarket and why is it considered aftermarket? - ANSWER✔️✔️-"nonoriginal
equipment manufacturer (non-OEM) replacement part, either new or used, for any of the
nonmechanical parts that generally constitute the exterior of the motor vehicle, including inner and
outer panels."
FOR STUDY PURPOSES ONLY COPYRIGHT © 2025 ALL RIGHTS RESERVED 1
,a) Generic version - made by vendor for manufacturer. Vendor also makes generic version of same
part. New part - never used. A/M
What is the duty of the claimant after the loss? - ANSWER✔️✔️-Provide a date, time and facts of
the loss
True or False: Appraisals should always be signed by the appraiser? - ANSWER✔️✔️-True
What is betterment? - ANSWER✔️✔️-The act or process of improving something. When a part is
used on a car that makes the car more valuable than it was prior to the loss.
Which would be an example of an additional interest to the policy? - ANSWER✔️✔️-Lienholder
Which is not a peril in reference to auto insurance? - ANSWER✔️✔️-Wind/hail is not a peril (fire,
theft and collision are perils) ( Another exam has collision as the answer?)
What is a peril? - ANSWER✔️✔️-Something that may cause injury, harm or loss. (on another
exam answer- Damage to another person, damage to another vehicle & cause of loss )
An appraiser's license shall expire annually at midnight on this day? - ANSWER✔️✔️-June 30
Who determines the amount of damage to the vehicle? - ANSWER✔️✔️-Appraiser
What does an adjuster do - ANSWER✔️✔️-"A natural person in this Commonwealth who makes
appraisals of motor vehicle physical damage."
How old do you have to be to get your PA appraiser's license - ANSWER✔️✔️-18 years old
If your appraiser's license is expired more than 60 days, what do you have to do - ANSWER✔️✔️-
Re-take test
FOR STUDY PURPOSES ONLY COPYRIGHT © 2025 ALL RIGHTS RESERVED 2
,Which one of the following components is NOT considered part of the vehicle's front end?
a) Grille
b) Fenders
c) Floor Pan
d) Hood - ANSWER✔️✔️-c) floor pan
Which one of the following answer choices lists the three components that make up the front end
sheet metal of an auto?
a) Grille, hood and fenders
b) Grille, hood and headlamps
c) Fender skirt, fender outer panel and strut tower
d) Moldings, ornamentation and grille - ANSWER✔️✔️-a) Grille, hood and fenders
Which one of the following answer choices lists the two components that are part of a hood's lock
assembly?
a) Release cable and support rod
b) Pop-up spring and release cable
c) Pop-up spring and safety catch
d) Pop-up spring and hinges - ANSWER✔️✔️-c) Pop-up spring and safety catch
What type of headlamp features a lens that is specifically designed for the auto model and contoured
to its requirements for improved aerodynamics?
FOR STUDY PURPOSES ONLY COPYRIGHT © 2025 ALL RIGHTS RESERVED 3
, a) Sealed composite
b) Sealed beam
c) Composite beam
d) Composite - ANSWER✔️✔️-d) Composite
1Which one of the following is considered part of the cowl?
a) Fender
b) Vent panel
c) Grille
d) Quarter panel - ANSWER✔️✔️-b) Vent panel
The outer rocker panel is NOT welded to which of the following components?
a) Inner rocker panel
b) Floor pan
c) Roof outer panel
d) Quarter panel assembly - ANSWER✔️✔️-c) Roof outer panel
What component forms the base of the car?
a) Firewall
b) Rocker panel
c) Cowl
FOR STUDY PURPOSES ONLY COPYRIGHT © 2025 ALL RIGHTS RESERVED 4
Appraiser Exam 2025 Questions and
Answers
True or False: Each appraiser, while engaged in appraisal duties, must carry his/her appraiser's
license & display it to an owner of the vehicle or shop upon request: - ANSWER✔️✔️-true
What are the number of business days you have per Act 361 to inspect vehicle? - ANSWER✔️✔️-
6
How many days after an inspection should a total loss be offered to the owner? - ANSWER✔️✔️-
5
Aftermarket parts can only be used when? - ANSWER✔️✔️-The parts are listed and coded in the
estimate
What is aftermarket and why is it considered aftermarket? - ANSWER✔️✔️-"nonoriginal
equipment manufacturer (non-OEM) replacement part, either new or used, for any of the
nonmechanical parts that generally constitute the exterior of the motor vehicle, including inner and
outer panels."
FOR STUDY PURPOSES ONLY COPYRIGHT © 2025 ALL RIGHTS RESERVED 1
,a) Generic version - made by vendor for manufacturer. Vendor also makes generic version of same
part. New part - never used. A/M
What is the duty of the claimant after the loss? - ANSWER✔️✔️-Provide a date, time and facts of
the loss
True or False: Appraisals should always be signed by the appraiser? - ANSWER✔️✔️-True
What is betterment? - ANSWER✔️✔️-The act or process of improving something. When a part is
used on a car that makes the car more valuable than it was prior to the loss.
Which would be an example of an additional interest to the policy? - ANSWER✔️✔️-Lienholder
Which is not a peril in reference to auto insurance? - ANSWER✔️✔️-Wind/hail is not a peril (fire,
theft and collision are perils) ( Another exam has collision as the answer?)
What is a peril? - ANSWER✔️✔️-Something that may cause injury, harm or loss. (on another
exam answer- Damage to another person, damage to another vehicle & cause of loss )
An appraiser's license shall expire annually at midnight on this day? - ANSWER✔️✔️-June 30
Who determines the amount of damage to the vehicle? - ANSWER✔️✔️-Appraiser
What does an adjuster do - ANSWER✔️✔️-"A natural person in this Commonwealth who makes
appraisals of motor vehicle physical damage."
How old do you have to be to get your PA appraiser's license - ANSWER✔️✔️-18 years old
If your appraiser's license is expired more than 60 days, what do you have to do - ANSWER✔️✔️-
Re-take test
FOR STUDY PURPOSES ONLY COPYRIGHT © 2025 ALL RIGHTS RESERVED 2
,Which one of the following components is NOT considered part of the vehicle's front end?
a) Grille
b) Fenders
c) Floor Pan
d) Hood - ANSWER✔️✔️-c) floor pan
Which one of the following answer choices lists the three components that make up the front end
sheet metal of an auto?
a) Grille, hood and fenders
b) Grille, hood and headlamps
c) Fender skirt, fender outer panel and strut tower
d) Moldings, ornamentation and grille - ANSWER✔️✔️-a) Grille, hood and fenders
Which one of the following answer choices lists the two components that are part of a hood's lock
assembly?
a) Release cable and support rod
b) Pop-up spring and release cable
c) Pop-up spring and safety catch
d) Pop-up spring and hinges - ANSWER✔️✔️-c) Pop-up spring and safety catch
What type of headlamp features a lens that is specifically designed for the auto model and contoured
to its requirements for improved aerodynamics?
FOR STUDY PURPOSES ONLY COPYRIGHT © 2025 ALL RIGHTS RESERVED 3
, a) Sealed composite
b) Sealed beam
c) Composite beam
d) Composite - ANSWER✔️✔️-d) Composite
1Which one of the following is considered part of the cowl?
a) Fender
b) Vent panel
c) Grille
d) Quarter panel - ANSWER✔️✔️-b) Vent panel
The outer rocker panel is NOT welded to which of the following components?
a) Inner rocker panel
b) Floor pan
c) Roof outer panel
d) Quarter panel assembly - ANSWER✔️✔️-c) Roof outer panel
What component forms the base of the car?
a) Firewall
b) Rocker panel
c) Cowl
FOR STUDY PURPOSES ONLY COPYRIGHT © 2025 ALL RIGHTS RESERVED 4
