HTM 411 EXAM 3 QUESTIONS WITH
ACCURATE SOLUTIONS!!
1 of 84
Term
1. What behaviors might alert wait service personnel that a patron is
visibly intoxicated?
Give this one a try later!
only if the passenger did not buy or contribute to the drivers intoxication would
the bar be liable
, - Job requires worker of a particular gender, religion, age, or national origin
-Such requirement is a necessity to essence of the business
- Slurred Speech
- Bloodshot, glassy or watery eyes
- Flushed face
- Poor Coordination
- BAC
- Exercise reasonable care to prevent and promptly corrected any sexually
harassing behavior
- Must have clear policies & procedures
- Prompt action to investigate
Don't know?
2 of 84
Term
1. List the six things that a business (person) can do to keep
insurance premiums down.
Give this one a try later!
♣ Assign a Point Person
♣ Request a Point Person
♣ Communicate in Writing
♣ Know Your Business
♣ Cite the Claim or Policy Number
♣ Submit Complete Information
♣ Don't Procrastinate!
♣ Don't Make Empty Threats
, ♣ Establish Long-Term Relationships
♣ Retain Competent Counsel
Foreign/Natural - if it is of natural substance (ex. chicken bone)
Reasonable Expectation - if a reasonable person would expect to find it (doesn't
matter if its natural)
1. Risks covered unser another type of policy
2.Risks that may be covered for an additional premium
3. Risks that are not insurable (losses cause by war)
♣ Shop around
♣ Choose a higher deductible
♣ Buy a package policy
♣ Work closely with your agent
♣ Ask about specific actions you can take to prevent losses
♣ Avoid losses
Don't know?
3 of 84
Term
1. What is negligent entrustment?
Give this one a try later!
, Only if the company knows a lessee is incompetent to drive the car & they are
in an accident
Has no duty to investigate or do criminal background check
Not liable for breach of contract by third party
Hostile Environment - jokes, personal gifts, unwelcome requests for dates,
comments, touching, obscene gestures & pictures
Providing a product for use by another, knowing that person is likely to
use the product in a dangerous manner
Don't know?
4 of 84
Term
1. How does sovereign authority impact the options an individual in
a casino on Native American land has to recover damages?
Give this one a try later!
(1) Because of tribal sovereignty, Native American tribes are
immune from lawsuits unless they choose to waive their immunity.
Only if the company knows a lessee is incompetent to drive the car & they are
in an accident
ACCURATE SOLUTIONS!!
1 of 84
Term
1. What behaviors might alert wait service personnel that a patron is
visibly intoxicated?
Give this one a try later!
only if the passenger did not buy or contribute to the drivers intoxication would
the bar be liable
, - Job requires worker of a particular gender, religion, age, or national origin
-Such requirement is a necessity to essence of the business
- Slurred Speech
- Bloodshot, glassy or watery eyes
- Flushed face
- Poor Coordination
- BAC
- Exercise reasonable care to prevent and promptly corrected any sexually
harassing behavior
- Must have clear policies & procedures
- Prompt action to investigate
Don't know?
2 of 84
Term
1. List the six things that a business (person) can do to keep
insurance premiums down.
Give this one a try later!
♣ Assign a Point Person
♣ Request a Point Person
♣ Communicate in Writing
♣ Know Your Business
♣ Cite the Claim or Policy Number
♣ Submit Complete Information
♣ Don't Procrastinate!
♣ Don't Make Empty Threats
, ♣ Establish Long-Term Relationships
♣ Retain Competent Counsel
Foreign/Natural - if it is of natural substance (ex. chicken bone)
Reasonable Expectation - if a reasonable person would expect to find it (doesn't
matter if its natural)
1. Risks covered unser another type of policy
2.Risks that may be covered for an additional premium
3. Risks that are not insurable (losses cause by war)
♣ Shop around
♣ Choose a higher deductible
♣ Buy a package policy
♣ Work closely with your agent
♣ Ask about specific actions you can take to prevent losses
♣ Avoid losses
Don't know?
3 of 84
Term
1. What is negligent entrustment?
Give this one a try later!
, Only if the company knows a lessee is incompetent to drive the car & they are
in an accident
Has no duty to investigate or do criminal background check
Not liable for breach of contract by third party
Hostile Environment - jokes, personal gifts, unwelcome requests for dates,
comments, touching, obscene gestures & pictures
Providing a product for use by another, knowing that person is likely to
use the product in a dangerous manner
Don't know?
4 of 84
Term
1. How does sovereign authority impact the options an individual in
a casino on Native American land has to recover damages?
Give this one a try later!
(1) Because of tribal sovereignty, Native American tribes are
immune from lawsuits unless they choose to waive their immunity.
Only if the company knows a lessee is incompetent to drive the car & they are
in an accident
