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Exam (elaborations)

CISR- Personal Auto Questions with Correct Answers 2025

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CISR- Personal Auto Questions with Correct Answers 2025

Institution
CISR
Course
CISR










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Institution
CISR
Course
CISR

Document information

Uploaded on
May 23, 2025
Number of pages
18
Written in
2024/2025
Type
Exam (elaborations)
Contains
Questions & answers

Subjects

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CISR- Personal Auto Questions with Correct
Answers 2025
EligibilityGRequirementsG-GCORRECTGANSWERG-1)GOwnership

2)GTypeGofGVehicle

3)GUsage



EligibilityG-GCORRECTGANSWERG-
BasedGonGtheGownershipGandGtheGvehicleGandGusageGrequirementsGatGtheGtimeGofGtheGapplication



CoverageG-GCORRECTGANSWERG-DeterminedGbyGpolicyGlanguageGatGtheGtimeGofGloss



OwnershipG-GCORRECTGANSWERG-TheGfirstGeligibilityGrequirementGtoGconsider.G

1)GIndividualGandGspouseGwhoGresideGinGtheGsameGhouseholdG
G



2)GTwoGindividualsGwhoGjointlyGownGaGvehicle
G



3)GTrust
G




JointlyGOwnedGVehiclesG-GCORRECTGANSWERG-
1)GIndividualsGwhoGareGrelatedGANDGliveGinGtheGsameGhousehold

2)GIndividualsGwhoGareGrelatedGANDGliveGinGdifferentGhousehold

3)GIndividualsGwhoGareGNOTGrelatedGANDGliveGinGtheGsameGhousehold



TrustGEndorsementG-GCORRECTGANSWERG-
AllowsGaGvehicleGwhoseGtitleGhasGbeenGtransferredGtoGaGtrustGtoGbeGconsideredGownedGbyGaGperso
nGforGcoverageGpurposes-
GtheGgrantorGofGtheGtrustGmustGbeGanGindividual,GorGindividualGANDGspouse,GandGALLGvehiclesGonGt


heGpolicyGmustGbeGownedGbyGtheGtrust

,Vehicle/VehicleGUsageG-GCORRECTGANSWERG-
TheGsecondGandGthirdGeligibilityGrequirementsGtoGconsider.



PrivateGPassengerGAutosG-GCORRECTGANSWERG-
EligibleGtoGbeGwrittenGonGanGISOGPersonalGAutoGPolicy,GwhichGincludesGpickupsGorGvansGifGcertainGc
onditionsGareGmet.G

Types:

1)G4-wheelGmotorGvehicleG(otherGthanGaGtrickGtype)
G



2)GNotGusedGforGpublicGorGliveryGconveyance
G



3)GNotGrentedGtoGothers
G




Pickup/VanGAdditionalGRequirementsG-GCORRECTGANSWERG-
1)GGrossGVehicleGWeightGRatingGofG10,000GpoundsGorGless

2)GNotGusedGtoGdeliver/transportGgoodsGorGmaterialsGunlessGitGis:

G-
GincidentalGtoGtheGinsured'sGbusinessGofGinstalling,Gmaintaining,GorGrepairingGfurnishings/equipme


nt

- farm/ranchGvehicle
G G




MiscellaneousGTypeGVehicle/SnowmobileGEndorsementG-GCORRECTGANSWERG-
VehiclesGsuchGasGmotorGhomes,Gmotorcycles,GmotorizedGgolfGcarts,GgoGcarts,GduneGbuggies,Gall-
terrainGvehiclesG(ATVs),Gsnowmobiles,Getc.,GareGeligibleGonlyGwithGtheseGendorsements



PersonalGAutoGPolicyGPartsG-GCORRECTGANSWERG-1)GAgreement

2)GDefinitions

3)GPartGA-LiabilityGCoverage

4)GPartGB-GMedicalGPaymentsGCoverage/PersonalGInjuryGProtection

5)GPartGC-GUninsured/UnderinsuredGMotoristsGCoverage

, 6)GPartGD-GCoverageGforGDamageGtoGYourGAuto

7)GPartGE-GDutiesGAfterGanGAccidentGorGLoss

8)GPartGF-GGeneralGProvisions



DeclarationGPageG-GCORRECTGANSWERG-Includes:

NameGofGInsuranceGCompanyGProvidingGtheGCoverage
G



PolicyGNumber
G



NamedGInsured(s)GtoGWhomGtheGPolicyGwasGIssued
G



NamedGInsured'sGMailingGAddress
G



PolicyGPeriodG(EffGDate/ExpGDate)
G



VehicleGGaragingGAddressG(IfGDifferentGthanGtheGMailingGAddress)
G



Vehicle(s)GInsured-VINGNumber
G



CoverageGProvided
G



Deductible
G



PolicyGForm/EndorsementsG
G



NameGofGLossGPayeeG(ifGapplicable)
G




AgreementG-GCORRECTGANSWERG-
StatesGtheGinsuranceGcompanyGwillGprovideGtheGcoverageGasGlongGasGtheGnamedGinsuredG(1)GpaysG
theGpremiumGandG(2)GcompliesGwithGtheGrequiredGpolicyGprovisions



DefinitionsG-GCORRECTGANSWERG-
ProvidesGtheGspecificGmeaningGofGwords/termsGthatGareGusedGthroughoutGtheGpolicy,GandGareGdefi
nedGsoGtheGinsured,GtheGinsuranceGcompany,GandGcourtsGknowGwhatGeachGmeansGwithinGtheGcont
extGofGtheGpolicy



YouGandGYourG-GCORRECTGANSWERG-
TheGbestGcoverageGprovidedGbyGtheGPersonalGAutoGPolicyGisGreservedGforGtheseGindividuals

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