2025 Personal Lines Insurance License Test Bank - 250 Questions and Correct Answers With Personal Lines Exam Prep Test Bank Latest Questions With 100% Accurate Answers (New!)

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2025 Personal Lines Insurance License Test Bank - 250
Questions and Correct Answers With Personal Lines
Exam Prep Test Bank Latest Questions With 100%
Accurate Answers (New!)




The Dwelling Policy covers... ......answer.....Property coverage only
b b b bb b b




A Dwelling policy would NOT cover... ......answer.....A dwelling with
b b b b b bb b b b




more than four apartments
b b b




Dwelling policies could NOT be used to insure... ......answer.....a dwe
b b b b b b b bb b




lling with more than five boarders
b b b b b

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Property eligible for the Dwelling Policy may include... ......answer....
b b b b b b b bb




.dwellings having up to five apartments
b b b b b




The Dwelling Policy would NOT cover an incidental business such as
b b b b b b b b b b




a ......answer.....woodworking business in the garage
b bb b b b b




Insured persons under the Dwelling Policy include ......answer.....the
b b b b b b bb




named insured's spouse only while living in the same household
b b b b b b b b b b




Coverage A - b b




Dwelling under the Dwelling Policy does NOT cover ......answer.....d
b b b b b b b b bb




etached garages b




Personal property coverage under the Dwelling Policy is paid on wha
b b b b b b b b b b




t basis ......answer.....Actual Cash Value
b bb b b

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Personal property coverage under the Dwelling Policy at a new reside
b b b b b b b b b b




nce location applies for... ......answer.....30 days
b b b bb b




Coverage C - b b




Personal Property under the Dwelling Policy excludes or limits all of
b b b b b b b b b b b b




the following property EXCEPT ......answer.....Rowboats and canoes l
b b b bb b b b




ocated on the premises
b b b




The Basic Dwelling Form DP-
b b b b




1does NOT cover... ......answer.....Falling Objects
b b bb b




The Dwelling Form Basic DP-
b b b b




1 "extended coverage perils" would NOT include... ......answer.....coll
b b b b b b bb




apse

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Volcanic eruption under the Dwelling Policy does NOT cover ......an
b b b b b b b b bb




swer.....land tremors b




Multiple volcanic eruptions within what period of time are considere
b b b b b b b b b




d as one occurence? ......answer.....72 hours
b b b bb b




Vandalism and malicious mischief does not cover damage to a buildi
b b b b b b b b b b




ng vacant more than ......answer.....60 consecutive days
b b b bb b b




The Dwelling Broad Form DP 2 provides coverage on ......answer.....A
b b b b b b b b bb




named peril basis on the dwellings
b b b b b b




The Dwelling Broad from DP -
b b b b b




2 does NOT cover ......answer.....international loss
b b b b bb b