NORTH CAROLINA MEDICARE SUPPLEMENT AND LONGTERM CARE
EXAM MANUAL 2025 QUESTIONS WITH SOLUTIONS RATED A+
✔✔What are the benefit triggers of tax-qualified long-term care insurance policies? -
✔✔Physical impairment or severe cognitive impairment
✔✔Hospital coverage is provided by:
A. Medicare Part A
B. Medicare Part B
C. Medicare Part C
D. Medicare Part D - ✔✔A. Medicare Part A
✔✔What is a system of classifying hospital patients on the basis of diagnosis consisting
of distinct groupings?
A. Patient diagnostic system
B. Distinct grouping assignment
C. Patient classification basis
D. Diagnosis-related group - ✔✔D. Diagnosis-related group
✔✔What two types of long-term care insurance policies resulted from the Health
Insurance Portability and Accountability Act? - ✔✔Tax qualified and non-tax qualified
✔✔Medicare Part B covers which of the following expenses?
A. Hospital care
B. Physicians' services
C. Hospice care
D. Skilled nursing home care - ✔✔B. Physicians' services
✔✔Medicare pays the remaining 80% of covered Medicare Part B charges after:
A. Premiums are paid
B. The annual deductible is met
C. The $1,000 deductible is met
D. The blood deductible is met - ✔✔B. The annual deductible is met
✔✔Medicare Part A covers which of the following services?
A. Medications
B. Hospital room and board
C. Physicians services
D. Surgical services - ✔✔B. Hospital room and board
, ✔✔Which of the following services in NOT excluded under Medicare Part B?
A. Custodial care
B. Skilled nursing care
C. Diagnostic tests
D. Routine physical exams - ✔✔C. Diagnostic tests
✔✔Premiums for Medicare Part B are based on:
. - ✔✔An individual's annual earnings
✔✔Managed care companies have entered the medicare services market through the
expansion of which of the following:
A. Part A
B. Part B
C. Part C
D. Medicare supplement policies - ✔✔C. Part C
✔✔A Medicare Medical Savings Account is comprised of what? - ✔✔A high-deductible
medicare plan and a savings account
✔✔All approved charges under Medicare Part A will be covered for ________ after the
deductible has been met?
A. For days 1 through 60
B For days 91 through 150
C. After 150 days
D. For days 61 through 90 - ✔✔A. For days 1 through 60
✔✔An insurance provider suggests to Jim that he purchase a second Medicare
supplement policy in order to provide coverage for all his medical costs. What describes
this offer? - ✔✔Illegal. The sale of a supplement that provides the client with more than
one medicare supplement is prohibited by law.
✔✔A tax-qualified long-term care insurance policy enables policy owners deduct
premiums as a medical expense and to also do which of the following:
A. Receive unlimited benefits tax free
B. Receive limited benefits tax free
C. Receive a partial return of premium if no claim is filed within ten years
D. Receive a partial return of premium if no claim is filed within three years - ✔✔B.
Receive limited benefits tax free
EXAM MANUAL 2025 QUESTIONS WITH SOLUTIONS RATED A+
✔✔What are the benefit triggers of tax-qualified long-term care insurance policies? -
✔✔Physical impairment or severe cognitive impairment
✔✔Hospital coverage is provided by:
A. Medicare Part A
B. Medicare Part B
C. Medicare Part C
D. Medicare Part D - ✔✔A. Medicare Part A
✔✔What is a system of classifying hospital patients on the basis of diagnosis consisting
of distinct groupings?
A. Patient diagnostic system
B. Distinct grouping assignment
C. Patient classification basis
D. Diagnosis-related group - ✔✔D. Diagnosis-related group
✔✔What two types of long-term care insurance policies resulted from the Health
Insurance Portability and Accountability Act? - ✔✔Tax qualified and non-tax qualified
✔✔Medicare Part B covers which of the following expenses?
A. Hospital care
B. Physicians' services
C. Hospice care
D. Skilled nursing home care - ✔✔B. Physicians' services
✔✔Medicare pays the remaining 80% of covered Medicare Part B charges after:
A. Premiums are paid
B. The annual deductible is met
C. The $1,000 deductible is met
D. The blood deductible is met - ✔✔B. The annual deductible is met
✔✔Medicare Part A covers which of the following services?
A. Medications
B. Hospital room and board
C. Physicians services
D. Surgical services - ✔✔B. Hospital room and board
, ✔✔Which of the following services in NOT excluded under Medicare Part B?
A. Custodial care
B. Skilled nursing care
C. Diagnostic tests
D. Routine physical exams - ✔✔C. Diagnostic tests
✔✔Premiums for Medicare Part B are based on:
. - ✔✔An individual's annual earnings
✔✔Managed care companies have entered the medicare services market through the
expansion of which of the following:
A. Part A
B. Part B
C. Part C
D. Medicare supplement policies - ✔✔C. Part C
✔✔A Medicare Medical Savings Account is comprised of what? - ✔✔A high-deductible
medicare plan and a savings account
✔✔All approved charges under Medicare Part A will be covered for ________ after the
deductible has been met?
A. For days 1 through 60
B For days 91 through 150
C. After 150 days
D. For days 61 through 90 - ✔✔A. For days 1 through 60
✔✔An insurance provider suggests to Jim that he purchase a second Medicare
supplement policy in order to provide coverage for all his medical costs. What describes
this offer? - ✔✔Illegal. The sale of a supplement that provides the client with more than
one medicare supplement is prohibited by law.
✔✔A tax-qualified long-term care insurance policy enables policy owners deduct
premiums as a medical expense and to also do which of the following:
A. Receive unlimited benefits tax free
B. Receive limited benefits tax free
C. Receive a partial return of premium if no claim is filed within ten years
D. Receive a partial return of premium if no claim is filed within three years - ✔✔B.
Receive limited benefits tax free
