RHODE ISLAND ADJUSTER EXAM 90 REAL EXAM QUESTIONS WITH
100% RATED CORRECT ANSWERS (ACCURATELY PASSED) 2025
LATEST UPDATED GET A+
How many days does the insurer have to send out forms when notified of an incident? -
(answer)10 days
At what time is the policy effective? - (answer)12:01 am
What is the main difference between a non-waiver agreement and a ror? - (answer)-non-waiver
is signed by the insured and insurer
-ror is a letter
If an insured is covered by 2 policies on one loss and the ins. Companies settle it, what clause
would this be under? - (answer)other insurance clause
When an insured requests status update, how many days does the adj have to notify them in
writing that still invest.? - (answer)10 days
If an insured has a pap & their vehicle is damaged in a hurricane what kind of claim would be
opened? - (answer)windstorm and flood/other than collision
How many days after first initiating a claim do you have to request an extension to complete the
investigation? - (answer)15 days
Is an adjuster subject to public censure as a fine? - (answer)no
Are the conditions included in the declarations section of the pap? - (answer)no
, Would fences be considered appurtenant under the homeowners policy? - (answer)yes
Under pap, would you have coverage for road damage to tires due to theft? - (answer)yes
For $25 to $200 would an insurer reimburse you for a temp. Substitute? - (answer)no
In ri, if a vehicle is insured by 2 insurers, how do they allot payments for the damages? -
(answer)proportionate to each policie's limits
What act would be considered illegal under the unfair claims practice act? - (answer)payment
before thorough investigation
If damages are caused under liability coverage, who has the burden of proof for the loss? -
(answer)the claimant- person asserting the claim
An insured has the right to subrogate for damages from whom? - (answer)the responsible party
True or false
An unendordsed pap, rental coverage may be afforded in the event that an insured vehicle is
stolen. - (answer)true
What is it called when an insured receives additional coverage by the insurer during policy
period at no cost to the insured? - (answer)liberalization
True or false
An insured's temp. Substitute would be covered in the event that it is a rental for vacation -
(answer)true
100% RATED CORRECT ANSWERS (ACCURATELY PASSED) 2025
LATEST UPDATED GET A+
How many days does the insurer have to send out forms when notified of an incident? -
(answer)10 days
At what time is the policy effective? - (answer)12:01 am
What is the main difference between a non-waiver agreement and a ror? - (answer)-non-waiver
is signed by the insured and insurer
-ror is a letter
If an insured is covered by 2 policies on one loss and the ins. Companies settle it, what clause
would this be under? - (answer)other insurance clause
When an insured requests status update, how many days does the adj have to notify them in
writing that still invest.? - (answer)10 days
If an insured has a pap & their vehicle is damaged in a hurricane what kind of claim would be
opened? - (answer)windstorm and flood/other than collision
How many days after first initiating a claim do you have to request an extension to complete the
investigation? - (answer)15 days
Is an adjuster subject to public censure as a fine? - (answer)no
Are the conditions included in the declarations section of the pap? - (answer)no
, Would fences be considered appurtenant under the homeowners policy? - (answer)yes
Under pap, would you have coverage for road damage to tires due to theft? - (answer)yes
For $25 to $200 would an insurer reimburse you for a temp. Substitute? - (answer)no
In ri, if a vehicle is insured by 2 insurers, how do they allot payments for the damages? -
(answer)proportionate to each policie's limits
What act would be considered illegal under the unfair claims practice act? - (answer)payment
before thorough investigation
If damages are caused under liability coverage, who has the burden of proof for the loss? -
(answer)the claimant- person asserting the claim
An insured has the right to subrogate for damages from whom? - (answer)the responsible party
True or false
An unendordsed pap, rental coverage may be afforded in the event that an insured vehicle is
stolen. - (answer)true
What is it called when an insured receives additional coverage by the insurer during policy
period at no cost to the insured? - (answer)liberalization
True or false
An insured's temp. Substitute would be covered in the event that it is a rental for vacation -
(answer)true
