MAMAS TEST FINAL EXAM 2025
ACTUAL EXAM COMPLETE EXAM
QUESTIONS WITH DETAILED
VERIFIED ANSWERS (100% CORRECT
ANSWERS) /ALREADY GRADED A+
Mike and Jennifer Reed have an FP-7955 policy in force
with a $250 deductible. Lighting struck the insured's
house, damaging the house and contents. Mike is a
policeman and operates a small engine repair shop in a
shed on the insured premises. Jennifer is a sales
representative and often has samples and merchandise
at the house. The following items were listed on the
personal property inventory forms submitted after the
loss.
Cash in Mike'd billfold-$35
Cash in Jennifer's purse- $160
Change in piggy bank- $25
Hand tools used in Mike's business- $780
Jennifer sales samples- $320
Mike's Police uniform- $375
4 hunting rifles- $1820
3 Shotguns- $870
,How much would you pay for the hunting rifles and
shotguns listed in the loss? Do not consider the
deductible in calculating this answer.
$2,690
Refer to the exhibit above, identify the cellulose
A
Mike and Jennifer Reed have an FP-7955 policy in force
with a $250 deductible. Lighting struck the insured's
house, damaging the house and contents. Mike is a
policeman and operates a small engine repair shop in a
shed on the insured premises. Jennifer is a sales
representative and often has samples and merchandise
at the house. The following items were listed on the
personal property inventory forms submitted after the
loss.
Cash in Mike's billfold-$35
Cash in Jennifer's purse- $160
Change in piggy bank- $25
Hand tools used in Mike's business- $780
Jennifer sales samples- $320
Mike's Police uniform- $375
4 hunting rifles- $1820
3 Shotguns- $870
,How much of the deductible, if any, would be absorbed
in the lose?
$250
Refer to the house exhibit above, identify the ridge.
C. 2K
Lighting hits a power transformer two streets away from
the risk and knocks out the power to the entire area. The
temperature is in the 20's and our insured's home is
heated by an electric furnace. The insured has a FP-7955
policy in force ALE will be payable on this loss. True or
False?
False
Refer to the house exhibit above, identify the eave.
A. 2I
Select the false statement listed below: In the FP-7955
policy, the ALE payments will be made only for:
, c. ALE payments will not exceed 20% of Coverage A
limits
Refer to the house exhibit above, identify the valley.
D. 2L
In the FP-7955 policy is in force with Coverage A limits
of $75,000. The policy has a $1,000 deductible. The
house is totally destroyed by a tornado and the cost to
replace the house is $75,550 plus debris removal of
$4,225 for a total claim of $79,775. All repairs have been
completed. What is the amount of your final settlement?
Consider the deductible in your calculations.
$78,750
Refer to the house exhibit above, identify the flashing.
E. 2M
Gulf Coast. The National Bureau issued a hurricane
warning affecting the insured premises on July 18th.
The insured removed antique furniture and stored it in a
warehouse 50 miles inland. The furniture was damaged
ACTUAL EXAM COMPLETE EXAM
QUESTIONS WITH DETAILED
VERIFIED ANSWERS (100% CORRECT
ANSWERS) /ALREADY GRADED A+
Mike and Jennifer Reed have an FP-7955 policy in force
with a $250 deductible. Lighting struck the insured's
house, damaging the house and contents. Mike is a
policeman and operates a small engine repair shop in a
shed on the insured premises. Jennifer is a sales
representative and often has samples and merchandise
at the house. The following items were listed on the
personal property inventory forms submitted after the
loss.
Cash in Mike'd billfold-$35
Cash in Jennifer's purse- $160
Change in piggy bank- $25
Hand tools used in Mike's business- $780
Jennifer sales samples- $320
Mike's Police uniform- $375
4 hunting rifles- $1820
3 Shotguns- $870
,How much would you pay for the hunting rifles and
shotguns listed in the loss? Do not consider the
deductible in calculating this answer.
$2,690
Refer to the exhibit above, identify the cellulose
A
Mike and Jennifer Reed have an FP-7955 policy in force
with a $250 deductible. Lighting struck the insured's
house, damaging the house and contents. Mike is a
policeman and operates a small engine repair shop in a
shed on the insured premises. Jennifer is a sales
representative and often has samples and merchandise
at the house. The following items were listed on the
personal property inventory forms submitted after the
loss.
Cash in Mike's billfold-$35
Cash in Jennifer's purse- $160
Change in piggy bank- $25
Hand tools used in Mike's business- $780
Jennifer sales samples- $320
Mike's Police uniform- $375
4 hunting rifles- $1820
3 Shotguns- $870
,How much of the deductible, if any, would be absorbed
in the lose?
$250
Refer to the house exhibit above, identify the ridge.
C. 2K
Lighting hits a power transformer two streets away from
the risk and knocks out the power to the entire area. The
temperature is in the 20's and our insured's home is
heated by an electric furnace. The insured has a FP-7955
policy in force ALE will be payable on this loss. True or
False?
False
Refer to the house exhibit above, identify the eave.
A. 2I
Select the false statement listed below: In the FP-7955
policy, the ALE payments will be made only for:
, c. ALE payments will not exceed 20% of Coverage A
limits
Refer to the house exhibit above, identify the valley.
D. 2L
In the FP-7955 policy is in force with Coverage A limits
of $75,000. The policy has a $1,000 deductible. The
house is totally destroyed by a tornado and the cost to
replace the house is $75,550 plus debris removal of
$4,225 for a total claim of $79,775. All repairs have been
completed. What is the amount of your final settlement?
Consider the deductible in your calculations.
$78,750
Refer to the house exhibit above, identify the flashing.
E. 2M
Gulf Coast. The National Bureau issued a hurricane
warning affecting the insured premises on July 18th.
The insured removed antique furniture and stored it in a
warehouse 50 miles inland. The furniture was damaged
