,
,ARIZONA ADJUSTER EXAM SIMULATOR –
PROPERTY & CASUALTY (SERIES 13-36)
AZ Adjuster License Prep – P&C Exam Simulator
(Series 13-36)
1. Which of the following statements is True regarding how the
standard BOP additional coverage of "collapse" becomes
payable?
the collapse must be such that the bldg can't be used as intended
the remaining part of the structure must be
judged unsound to rebuild the building
must be leaning, settling or in danger of
collapsing
2. If a company faces multiple claims for different advertising offenses,
how would the coverage limits apply under Personal and Advertising
Injury Liability?
Each offense would trigger its own coverage limit.
Coverage would only apply if the offenses
occurred within the same year. All
, offenses would be combined under a single
limit.
Only the first offense would be covered.
3. What type of claim is not covered under
Section II of a Homeowner's Policy? A
claim for damage caused by the insured's dog
to a neighbor's property. A claim for
damage to a neighbor's golf cart caused by
the insured's dog. A claim for damage to a
named insured's house.
A claim for an injury caused by the insured while golfing.
4. In the context of insurance claims, how is a 'mysterious
disappearance' different from theft? A mysterious
disappearance involves the use of force to take property
from an individual. A mysterious disappearance
requires a police report to be filed.
A mysterious disappearance occurs when property is missing
from a known location without evidence of forced entry or theft.
A mysterious disappearance is when property is stolen in plain sight.
5. Courts have ruled that insureds should rely on the policy to cover
,ARIZONA ADJUSTER EXAM SIMULATOR –
PROPERTY & CASUALTY (SERIES 13-36)
AZ Adjuster License Prep – P&C Exam Simulator
(Series 13-36)
1. Which of the following statements is True regarding how the
standard BOP additional coverage of "collapse" becomes
payable?
the collapse must be such that the bldg can't be used as intended
the remaining part of the structure must be
judged unsound to rebuild the building
must be leaning, settling or in danger of
collapsing
2. If a company faces multiple claims for different advertising offenses,
how would the coverage limits apply under Personal and Advertising
Injury Liability?
Each offense would trigger its own coverage limit.
Coverage would only apply if the offenses
occurred within the same year. All
, offenses would be combined under a single
limit.
Only the first offense would be covered.
3. What type of claim is not covered under
Section II of a Homeowner's Policy? A
claim for damage caused by the insured's dog
to a neighbor's property. A claim for
damage to a neighbor's golf cart caused by
the insured's dog. A claim for damage to a
named insured's house.
A claim for an injury caused by the insured while golfing.
4. In the context of insurance claims, how is a 'mysterious
disappearance' different from theft? A mysterious
disappearance involves the use of force to take property
from an individual. A mysterious disappearance
requires a police report to be filed.
A mysterious disappearance occurs when property is missing
from a known location without evidence of forced entry or theft.
A mysterious disappearance is when property is stolen in plain sight.
5. Courts have ruled that insureds should rely on the policy to cover
