PENNSYLVANIA PROPERTY AND CASUALTY INSURANCE EXAM QUESTIONS AND ANSWERS

567789 7 55697 8 978 76


6 687877868




!"#$%#"&&"' ()*+%$%*,$"+$%-$*$*(*)%($!*("&./0123





4567899:;<=>6?=8<
@

!"#$%#"&&"' ()$%+A-+%#%+-$"-,!.-*B&$%-$%&"--"#*&ABC
%*+()C"+%D%-)$/0123E87>:;8;F6:7F=:?<=9:G=?=FH
I

"-2JK!"(-.%+%.*(%AL&"D%%(*(!"AA%+!*&)%(%+*&&*B&$D
MNOPQL"&!D/0123R8>6S7:7HTS7U87
V
K%A*W"+L"+$"("#$%L+%A ,A"#*(%X,LA%($B+%*Y."'(L"&!DL*D-/Z
0123[S7=;968\F=S;9:;<85:>=;:F=S;9
]
1((-,+%."'(-*B,&.()^*&,%.*$_`aaCaaabK"!"AL&D' $$%cad
!"(-,+*(!%L+"^-"("#-(-,+*(!%L"&!DC"'CA,!-",&.%(-,+%
$%L+"L%+$D#"+/0123efgShFi867S687FHj9786?:\8>8;F\S9FS7>S78
k
l(.%+$%m*+N+%.$n%L"+$()1!$C#$%!"(-,A%+!*&&%()%-$%*!!,Z
+*!D"#$%(#"+A*$"(!"($*(%.(-"+%++%L"+$C$%+%L"+$()*)%(!D
A,-$0123o896S;<FSFi8\S;9p>87j9\S>6?:=;Fq
r
1&&"#$%#"&&"' ()*+%#",(.($%.%!&*+*$"(--%!$"("#*L"&!DstNsuK
$%012345\?p9=S;9q
v
K%!"-$"#+%-$"+()#*+A+%!"+.--*(*..$"(*&!"^%+*)%"##%+%.,(.%+*
#*+AL"&!Dbw"'A,!' &&$%L"&!DL*D$"+%-$"+%$%+%!"+.-/0123x6FS
yz{fff
|
1&&"#$%#"&&"' ()!",&.B%!"(-.%+%.+%B*$%-#"##%+%.$"*((-,+%.(
$%-*&%"#(-,+*(!%stNsuK0123}=~=<8;<9h7S>:>pFp:?=;9p787q
 0
2
34


, 567789 7 55697 8 978 76


6 687877868




!"#$%#"&&"' ()*+,-%!".%/%0-,%&%!$/"(!0+$+1/"!%22()
!".%/+)%#"/*3(0%/+((&+(0*+/(%1"&!,456789:;<=>?@ABC;D9CEF9CB;
AD9A;GH;H?BIGJGI9KKL;HIDBE@KBEM;
NOPQAC9;BQ?BRHB;ADB;GRH@CBE;GRI@CH;A=;I=RAGR@B;ADB;S@HGRBHH;J=KK=FGRT;9;K=HHM;
UOV9A9;?C=IBHHGRT;>BEG9W;GRIK@EGRT;>9TRBAGI;A9?BH;=C;?9?BC;A9?BHW;?@RID;I9CEH;
9RE;EGHIH;

X%1+/$,$"+23/%$,"/#0%&$,-"(0'"1/"* 2%2$"#3&#&&$%"-&)+$"(
2$%5678YCGRIG?9K;
Z
X%$/+(2#%/"#*"(%,#/"*(20%+-+([()1/%* 2%2$"+1%/2"("$%/
$+(+*%22%()%/"3$20%$"2%1/%* 2%2"/$"+1&+!%"3$20%$"2%1/%* 2\
%22!".%/%03(0%/'!!"**%/!+&!/*%!".%/+)%45678<=>?@ABC;JC9@E;
]

!"#$%#"&&"' ()'"3&07^X-%!".%/%03(0%/$%&+-&$,2%!$"("#
+1%/2"(+&+3$"1"&!,45678_=EGKL;GR`@CL;GH;I9@HBE;SL;ADB;GRH@CBEaH;RBTKGTBRIB
FDGKB;ECGbGRT;9;ADCBBcFDBBK;9KKcABCC9GR;bBDGIKBM;
d

%(+1/"03!%/"&0()+!%/$#!+$%"/+-/"[%/e2&!%(2%+2+!+()%
(2f%//%20%(!%"/-32(%22+00/%22g%f2%*32$("$#,$%h%1+/$*%($



 0
2
34


, 4566789 6 4458 6 7 98 67 65


5 5767 6 6757




!"
#$"
%"
&#'("
&
!)*+#*,*$(!% #$!*-%"
"((+
,'$
,





)+,*+
./012345678
9:;<*",)+--*"(($
+
"* $#=$!$%>&","
%"!%'!,?"?$#-" $+"
,,"--@./01ABCDE7FGCGH567IBCJKGIL5LCC5MMKG4DELIKIBCJKGIL5LCCN7
DEICGC7IDEIBCHGKHCGI68
9O;<*",+,*$#+=+-($
"-,&
!=+-",+
?"#$"$"
%%$+,!%$!
,*$
P''++
$!@./01QR3S333
9T;U*$V +
$W !+,$
%!$'$
,
%$!1$#,+



"*'$)
$!
(-+#&)+--#=$!"--
,*$
--)+
?XYPXWU./01ZF7DEC77[D5\D[DI68
9];

"(!($!,&+#=$!$%>&P'("
&/
!^_`à``"
%P'("
&V#=$!
,*$"'$(!($!,&
!^b`à``a*)' #*)+--P'("
&/("&
"^_bà``
-@./01QcS333
9d;U*$!+e'"
"?$'$
,,$#*
+f $,*",+$%,(!$=$
,"($#+
+#->&

,$g(+
?
$$-
,,*","#,+=+,&+#"--$%./01hiKD45EMC8
jk;

"
"!'(-+#&a"
&#,+
# !!$%>&,*$+
!$!
!,*$+
=$,+?",+
!
%$
$
$
"#-"+')+-->$("+%>&./01ABCDE7FGCG8
j9;<*+#*
,*$
--)+
?$
,+,+$' ,"((!=$"--#
,+
+
?$% #",+

# !$+
,*+,",$@./01ABClKJJD77DKECG
jj;/
"((-+#"
,e
)+
?-&
"+-,#''
+#",$+

!'",+
,*",) -%*$-(
"

%$!)!+,$!'"e$"
%%$#++
!$?"!%+
?#=$!"?$mU*++"
$g"'(-$


./01 
lK EM C5[
JC EI
 0
2
03


, 567789 7 55697 8 978 76


6 687877868




 !! "#$%&'(")&"*&"*#+,-.'(/%*/!/0#1. &+/&1("%&*#'2
3
456789:;<8:=>?@7:ABCD;E>
F
G-(-)1-#)%%H("0('1+&#+#0/+*("0/+('I+#1#"1("0+&,J3
45
KL><M>:>=<:?<=<LN><;MO@:;87>8CPQ:;N>CD;7B>?N><LM>P7P?7@ME>
R
G-(-)1-#)%%H("0S#'1*#'+(S#'/!('+#,+#'#"1/1("J3
45KMMO<;T>
M:=7M>P:L7@<:=>D<L9>7U:TT7@:L7B>ML:L7P7;LM>:?COL>QC=<8N>?7;7V<LM>
W

S&(%*#+X'+('I)+!('! '1)1#"H+(11#"/'H-(-)1-#)%%H("0J3
45
YCPZ>Q=7L7B>[:=O7>VC@P>
\

"("'&+#*-/'/%(/S(%(1., %(.1-/1'#1'1-#/! &"1)+/%%%/(!'1-/1
/+('#)+!/'("0%#("(*#"1/1]^_`___aG-(-1.,#)%(!(1)%(/S(%(1.* #'1-('
("'&+#*X', %(.-/b#J3
45c7@>C88O@@7;87>
d
G-(-)1-#)%%H("0('/"#$/!,%#)/,+1#1(b#'/)#0&/+*("/S&'(2
"#''H"#+', %(.J3
45eOLCP:L<8>MQ@<;A=7@>MNML7P>
f
g)/%(#"'##H/"1'11+/"'/1("'&+/"#&"*#+/*())#+#"1"/!#1-/"1-/1
%('1#*"-('+-#+,+*&#+X'%(#"'#`H-(-)1-#)%%H("0!&'1&+J3
45
h97>89:;T7>POML>?7>@7QC@L7B>LC>L97>YCPP<MM<C;7@E>




 0
2
34