AHIP b2025 bFINAL bEXAM bUPDATED
bQUESTIONS bAND bVERIFIED bANSWERS,
b100% bGUARANTEE bPASS
Mrs. bPaterson bis bconcerned babout bthe bdeductibles band bco-payments bassociated
bwith bOriginal bMedicare. bWhat bcan byou btell bher babout bMedigap bas ban boption bto
baddress bthis bconcern? b- banswersMedigap bplans bhelp bbeneficiaries bcover bOriginal
bMedicare bbenefits, bbut bthey bcoordinate bwith bOriginal bMedicare bcoverage.
Anita bMagri bwill bturn bage b65 bin bAugust b2023. bAnita bintends bto benroll bin bOriginal
bMedicare bPart bA band bPart bB. bShe bwould balso blike bto benroll bin ba bMedicare
bSupplement b(Medigap) bplan. bAnita's bolder bneighbor bMel bhas btold bher babout bthe
bMedigap bPlan bF bin bwhich bhe bis benrolled. bIt bnot bonly bprovides bforeign btravel
bemergency bbenefits bbut balso bcovers bhis bMedicare bPart bB bdeductible. bAnita
bcomes bto byou bfor badvice. bWhat bshould byou btell bher? b- banswersYou bare bsorry bto
bdisappoint bAnita, bbut ba bMedigap bF bplan bis bno blonger bavailable bto bthose bwho bturn
bage b65 bafter bJanuary b1, b2020. bAnita bmight binstead bconsider bother bMedigap bplans
bthat boffer bforeign btravel bbenefits bbut bdo bnot bcover bthe bPart bB bdeductible.
What bimpact, bif bany, bhave brecent bregulatory bchanges bhad bon bMedigap bplans? b-
banswersb.
The bPart bB bdeductible bis bno blonger bcovered bfor bindividuals bnewly beligible bfor
bMedicare bstarting bJanuary b1, b2020.
Mr. bRainey bis bexperiencing bparanoid bdelusions band bhis bphysician bfeels bthat bhe
bshould bbe bhospitalized. bWhat bshould byou btell bMr. bRainey b(or bhis brepresentative)
babout bthe blength bof ban binpatient bpsychiatric bhospital bstay bthat bMedicare bwill
bcover? b- banswersMedicare bwill bcover ba btotal bof b190 bdays bof binpatient bpsychiatric
bcare bduring bMr. bRainey's bentire blifetime.
Mrs. bShields bis bcovered bby bOriginal bMedicare. bShe bsustained ba bhip bfracture band
bis bbeing bsuccessfully btreated bfor bthat bcondition. bHowever, bshe band bher bphysicians
bfeel bthat bafter bher blengthy bhospital bstay, bshe bwill bneed ba bmonth bor btwo bof
bnursing band brehabilitative bcare. bWhat bshould byou btell bthem babout bOriginal
bMedicare's bcoverage bof bcare bin ba bskilled bnursing bfacility? b- banswers
Mrs. bWest bwears bglasses band bdentures band bhas benjoyed bconsiderable bpain brelief
bfrom barthritis bthrough bmassage btherapy. bShe bis bconcerned babout bwhether bor bnot
bMedicare bwill bcover bthese bitems band bservices. bWhat bshould byou btell bher? b-
banswersMedicare bdoes bnot bcover bmassage btherapy, bor, bin bgeneral, bglasses bor
bdentures.
Ms. bGibson brecently blost bher bemployer bgroup bhealth band bdrug bcoverage band bnow
bshe bwants bto benroll bin ba bPPO bthat bdoes bnot binclude bdrug bcoverage. bWhat
, bshould byou btell bher babout bobtaining bdrug bcoverage? b- banswersShe bcan benroll bin
bthe bPPO, bbut bshe bwill bnot bbe bable bto bpurchase ba bstand-alone bMedicare bPart bD
bprescription bdrug bplan.
Mrs. bRadford basks bwhether bthere bare bany bspecial beligibility brequirements bfor
bMedicare bAdvantage. bWhat bshould byou btell bher? b- banswersMrs. bRadford bmust bbe
bentitled bto bPart bA band benrolled bin bPart bB bto benroll bin bMedicare bAdvantage.
Mr. bBarker benjoys ba bcomfortable bretirement bincome. bHe brecently bhad bsurgery band
bexpected bthat bhe bwould bhave bcertain bservices band bitems bcovered bby bthe bplan
bwith bminimal bout-of-pocket bcosts bbecause bhis bMA-PD bcoverage bhas bbeen bvery
bgood. bHowever, bwhen bhe breceived bthe bbill, bhe bwas bsurprised bto bsee blarge
bcharges bin bexcess bof bhis bmaximum bout-of-pocket blimit bthat bincluded bsome
bservices band bitems bhe bthought bwould bbe bfully bcovered. bHe bcalled byou bto bask
bwhat bhe bcould bdo? bWhat bcould byou btell bhim? b- banswersYou bcan boffer bto breview
bthe bplans bappeal bprocess bto bhelp bhim bask bthe bplan bto breview bthe bcoverage
bdecision.
Mr. bSanchez bhas bjust bturned b65 band bis bentitled bto bPart bA bbut bhas bnot benrolled
bin bPart bB bbecause bhe bhas bcoverage bthrough ban bemployer bplan. bIf bhe bwants bto
benroll bin ba bMedicare bAdvantage bplan, bwhat bwill bhe bhave bto bdo? b- banswersHe
bwill bhave bto benroll bin bPart bB.
Dr. bElizabeth bBrennan bdoes bnot bcontract bwith bthe bABC bPFFS bplan bbut baccepts
bthe bplan's bterms band bconditions bfor bpayment. bMary bRodgers bsees bDr. bBrennan
bfor btreatment. bHow bmuch bmay bDr. bBrennan bcharge? b- banswers
Mrs. bChou blikes ba bPrivate bFee-for-Service b(PFFS) bplan bavailable bin bher barea bthat
bdoes bnot binclude bdrug bcoverage. bShe bwants bto benroll bin bthe bplan band benroll bin
ba bstand-alone bprescription bdrug bplan. bWhat bshould byou btell bher? b- banswersShe
bcould benroll bin ba bPFFS bplan band ba bstand-alone bMedicare bprescription bdrug bplan.
Mr. bKelly bwants bto bknow bwhether bhe bis beligible bto bsign bup bfor ba bPrivate bfee-for-
service b(PFFS) bplan. bWhat bquestions bwould byou bneed bto bask bto bdetermine bhis
beligibility? b- banswersYou bwould bneed bto bask bMr. bKelly bif bhe bis benrolled bin bPart bA
band bPart bB band bif bhe blives bin bthe bPFFS bplan's bservice barea.
Mrs. bLyons bis bin bgood bhealth, buses ba bsingle bprescription, band blives bindependently
bin bher bown bhome. bShe bis battracted bby bthe bidea bof bmaintaining bcontrol bover ba
bMedical bSavings bAccount b(MSA), bbut bis bnot bsure bif bthe bplan bassociated bwith bthe
baccount bwill bfit bher bneeds. bWhat bspecific bpiece bof binformation babout ba bMedicare
bMSA bplan bwould bit bbe bimportant bfor bher bto bknow, bprior bto benrolling bin bsuch ba
bplan? b- banswersAll bMSAs bcover bPart bA band bPart bB bbenefits, bbut bnot bPart bD
bprescription bdrug bbenefits, bwhich bcould bbe bobtained bby balso benrolling bin ba
bseparate bprescription bdrug bplan.
bQUESTIONS bAND bVERIFIED bANSWERS,
b100% bGUARANTEE bPASS
Mrs. bPaterson bis bconcerned babout bthe bdeductibles band bco-payments bassociated
bwith bOriginal bMedicare. bWhat bcan byou btell bher babout bMedigap bas ban boption bto
baddress bthis bconcern? b- banswersMedigap bplans bhelp bbeneficiaries bcover bOriginal
bMedicare bbenefits, bbut bthey bcoordinate bwith bOriginal bMedicare bcoverage.
Anita bMagri bwill bturn bage b65 bin bAugust b2023. bAnita bintends bto benroll bin bOriginal
bMedicare bPart bA band bPart bB. bShe bwould balso blike bto benroll bin ba bMedicare
bSupplement b(Medigap) bplan. bAnita's bolder bneighbor bMel bhas btold bher babout bthe
bMedigap bPlan bF bin bwhich bhe bis benrolled. bIt bnot bonly bprovides bforeign btravel
bemergency bbenefits bbut balso bcovers bhis bMedicare bPart bB bdeductible. bAnita
bcomes bto byou bfor badvice. bWhat bshould byou btell bher? b- banswersYou bare bsorry bto
bdisappoint bAnita, bbut ba bMedigap bF bplan bis bno blonger bavailable bto bthose bwho bturn
bage b65 bafter bJanuary b1, b2020. bAnita bmight binstead bconsider bother bMedigap bplans
bthat boffer bforeign btravel bbenefits bbut bdo bnot bcover bthe bPart bB bdeductible.
What bimpact, bif bany, bhave brecent bregulatory bchanges bhad bon bMedigap bplans? b-
banswersb.
The bPart bB bdeductible bis bno blonger bcovered bfor bindividuals bnewly beligible bfor
bMedicare bstarting bJanuary b1, b2020.
Mr. bRainey bis bexperiencing bparanoid bdelusions band bhis bphysician bfeels bthat bhe
bshould bbe bhospitalized. bWhat bshould byou btell bMr. bRainey b(or bhis brepresentative)
babout bthe blength bof ban binpatient bpsychiatric bhospital bstay bthat bMedicare bwill
bcover? b- banswersMedicare bwill bcover ba btotal bof b190 bdays bof binpatient bpsychiatric
bcare bduring bMr. bRainey's bentire blifetime.
Mrs. bShields bis bcovered bby bOriginal bMedicare. bShe bsustained ba bhip bfracture band
bis bbeing bsuccessfully btreated bfor bthat bcondition. bHowever, bshe band bher bphysicians
bfeel bthat bafter bher blengthy bhospital bstay, bshe bwill bneed ba bmonth bor btwo bof
bnursing band brehabilitative bcare. bWhat bshould byou btell bthem babout bOriginal
bMedicare's bcoverage bof bcare bin ba bskilled bnursing bfacility? b- banswers
Mrs. bWest bwears bglasses band bdentures band bhas benjoyed bconsiderable bpain brelief
bfrom barthritis bthrough bmassage btherapy. bShe bis bconcerned babout bwhether bor bnot
bMedicare bwill bcover bthese bitems band bservices. bWhat bshould byou btell bher? b-
banswersMedicare bdoes bnot bcover bmassage btherapy, bor, bin bgeneral, bglasses bor
bdentures.
Ms. bGibson brecently blost bher bemployer bgroup bhealth band bdrug bcoverage band bnow
bshe bwants bto benroll bin ba bPPO bthat bdoes bnot binclude bdrug bcoverage. bWhat
, bshould byou btell bher babout bobtaining bdrug bcoverage? b- banswersShe bcan benroll bin
bthe bPPO, bbut bshe bwill bnot bbe bable bto bpurchase ba bstand-alone bMedicare bPart bD
bprescription bdrug bplan.
Mrs. bRadford basks bwhether bthere bare bany bspecial beligibility brequirements bfor
bMedicare bAdvantage. bWhat bshould byou btell bher? b- banswersMrs. bRadford bmust bbe
bentitled bto bPart bA band benrolled bin bPart bB bto benroll bin bMedicare bAdvantage.
Mr. bBarker benjoys ba bcomfortable bretirement bincome. bHe brecently bhad bsurgery band
bexpected bthat bhe bwould bhave bcertain bservices band bitems bcovered bby bthe bplan
bwith bminimal bout-of-pocket bcosts bbecause bhis bMA-PD bcoverage bhas bbeen bvery
bgood. bHowever, bwhen bhe breceived bthe bbill, bhe bwas bsurprised bto bsee blarge
bcharges bin bexcess bof bhis bmaximum bout-of-pocket blimit bthat bincluded bsome
bservices band bitems bhe bthought bwould bbe bfully bcovered. bHe bcalled byou bto bask
bwhat bhe bcould bdo? bWhat bcould byou btell bhim? b- banswersYou bcan boffer bto breview
bthe bplans bappeal bprocess bto bhelp bhim bask bthe bplan bto breview bthe bcoverage
bdecision.
Mr. bSanchez bhas bjust bturned b65 band bis bentitled bto bPart bA bbut bhas bnot benrolled
bin bPart bB bbecause bhe bhas bcoverage bthrough ban bemployer bplan. bIf bhe bwants bto
benroll bin ba bMedicare bAdvantage bplan, bwhat bwill bhe bhave bto bdo? b- banswersHe
bwill bhave bto benroll bin bPart bB.
Dr. bElizabeth bBrennan bdoes bnot bcontract bwith bthe bABC bPFFS bplan bbut baccepts
bthe bplan's bterms band bconditions bfor bpayment. bMary bRodgers bsees bDr. bBrennan
bfor btreatment. bHow bmuch bmay bDr. bBrennan bcharge? b- banswers
Mrs. bChou blikes ba bPrivate bFee-for-Service b(PFFS) bplan bavailable bin bher barea bthat
bdoes bnot binclude bdrug bcoverage. bShe bwants bto benroll bin bthe bplan band benroll bin
ba bstand-alone bprescription bdrug bplan. bWhat bshould byou btell bher? b- banswersShe
bcould benroll bin ba bPFFS bplan band ba bstand-alone bMedicare bprescription bdrug bplan.
Mr. bKelly bwants bto bknow bwhether bhe bis beligible bto bsign bup bfor ba bPrivate bfee-for-
service b(PFFS) bplan. bWhat bquestions bwould byou bneed bto bask bto bdetermine bhis
beligibility? b- banswersYou bwould bneed bto bask bMr. bKelly bif bhe bis benrolled bin bPart bA
band bPart bB band bif bhe blives bin bthe bPFFS bplan's bservice barea.
Mrs. bLyons bis bin bgood bhealth, buses ba bsingle bprescription, band blives bindependently
bin bher bown bhome. bShe bis battracted bby bthe bidea bof bmaintaining bcontrol bover ba
bMedical bSavings bAccount b(MSA), bbut bis bnot bsure bif bthe bplan bassociated bwith bthe
baccount bwill bfit bher bneeds. bWhat bspecific bpiece bof binformation babout ba bMedicare
bMSA bplan bwould bit bbe bimportant bfor bher bto bknow, bprior bto benrolling bin bsuch ba
bplan? b- banswersAll bMSAs bcover bPart bA band bPart bB bbenefits, bbut bnot bPart bD
bprescription bdrug bbenefits, bwhich bcould bbe bobtained bby balso benrolling bin ba
bseparate bprescription bdrug bplan.
