Exam Bank – Complete Practice
Questions with Verified Answers &
Explanations – Updated 2025/2026
Insurance Licensing Prep
Pass the Ohio Series 1135 Life & Health Insurance licensing
exam with this comprehensive exam bank, featuring 100%
verified practice questions and detailed explanations. Covers
insurance regulations, life insurance policies, health insurance
plans, underwriting, claims, and ethics. Fully updated for
the 2025/2026 licensing cycle, ideal for candidates preparing for
the Ohio Department of Insurance exam.
,Be kind to yourself and keep practising!
OHIO SERIES 11-35 EXAM
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1 of 11
Definition
Kurt is an active duty serviceman who was recently killed in an accident
while home on leave. Which military service exclusion clause would
pay upon his death?
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, Results
The "results clause" states the
Falling below the federal poverty line. insurer is excused from paying
the amount only if the death is a
result of war.
Aleatory consideration
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2 of 11
Definition
Ted has a health insurance plan that requires him to pay a specific sum
out of pocket before any benefits are paid in a calendar year. Which of
these does his health plan have?
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Waiting period deductible Family deductible
Calendar year deductible Flat dollar deductible
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3 of 11
, Definition
An example of a tax qualified retirement plan would be a
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Defined contribution plan 1035 exchange plan
Executive index plan Defined benefit plan
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4 of 11
Definition
A life insurance company has transferred some of its risks to another
reinsure
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Reinsurer Participating Insurer
Mutual Insurer Insured
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