CISR Commercial Casualty II Workers
Compensation Exam 100% Correct.
ITEM #1 - ANSWERNamed Insured, Address, Other Workplaces, and Type of
Businesses
ITEM #2 - ANSWERPolicy Period
ITEM #3 A. - ANSWERPart one Workers Comp Insurance-- List ALL States in which
the insured has KNOWN operations or EXPECTS to have operations-- Activates
Workers compensation laws for those states-- Cannot list monopolistic states
(NOWW)
ITEM # 3 B. - ANSWERPart Two Employers Liability Insurance -- Limits of liability
apply to the states listed in Item 3A
Care and Loss of Services - ANSWERDependents need care and services the
injured parent can no longer provide. Also, spouse may sue for loss of consortium
Consequential Bodily Injury - ANSWERSpouse suffered a heart attack upon hearing
of the injured employee
Dual Capacity Claim - ANSWERan employer acting as manufacturer of a product
that injures an employee while in the course of employment
Federal Endorsements - ANSWERLongshore and Harbor Workers Compensation
Act Coverage (WC 00 01 06 A), Maritime Coverage Endorsement (WC 00 02 01 B),
Outer Continental Shelf Lands Act Coverage Endorsement (WC 00 01 09 C)
ITEM #3 C - ANSWERPart Three Other States Insurance -- Activated both WC and
EI for states listed in 3 C -- Applies to operations that begin after the effective date
(Usually unknown or unexpected operations) -- Cannot list Monopolistic States
(NOWW)
ITEM # 3 D - ANSWEREndorsements and schedules
Monopolistic States - ANSWERNorth Dakota, Ohio, Washington, Wyoming
4 different benefits paid by most workers compensation acts - ANSWERMedical,
Disability, Rehabilitation and Death
4 types of claims covered by Employers Liability Insurance - ANSWERThird Party
Claim or Action over, Care and Loss of Services, Consequential Bodily Injury, Dual
Capacity Claims
Third party claim or action over - ANSWERemployee injured by a piece of
equipment. Employee sues the manufacturer. Manufacturer files a claim against the
Compensation Exam 100% Correct.
ITEM #1 - ANSWERNamed Insured, Address, Other Workplaces, and Type of
Businesses
ITEM #2 - ANSWERPolicy Period
ITEM #3 A. - ANSWERPart one Workers Comp Insurance-- List ALL States in which
the insured has KNOWN operations or EXPECTS to have operations-- Activates
Workers compensation laws for those states-- Cannot list monopolistic states
(NOWW)
ITEM # 3 B. - ANSWERPart Two Employers Liability Insurance -- Limits of liability
apply to the states listed in Item 3A
Care and Loss of Services - ANSWERDependents need care and services the
injured parent can no longer provide. Also, spouse may sue for loss of consortium
Consequential Bodily Injury - ANSWERSpouse suffered a heart attack upon hearing
of the injured employee
Dual Capacity Claim - ANSWERan employer acting as manufacturer of a product
that injures an employee while in the course of employment
Federal Endorsements - ANSWERLongshore and Harbor Workers Compensation
Act Coverage (WC 00 01 06 A), Maritime Coverage Endorsement (WC 00 02 01 B),
Outer Continental Shelf Lands Act Coverage Endorsement (WC 00 01 09 C)
ITEM #3 C - ANSWERPart Three Other States Insurance -- Activated both WC and
EI for states listed in 3 C -- Applies to operations that begin after the effective date
(Usually unknown or unexpected operations) -- Cannot list Monopolistic States
(NOWW)
ITEM # 3 D - ANSWEREndorsements and schedules
Monopolistic States - ANSWERNorth Dakota, Ohio, Washington, Wyoming
4 different benefits paid by most workers compensation acts - ANSWERMedical,
Disability, Rehabilitation and Death
4 types of claims covered by Employers Liability Insurance - ANSWERThird Party
Claim or Action over, Care and Loss of Services, Consequential Bodily Injury, Dual
Capacity Claims
Third party claim or action over - ANSWERemployee injured by a piece of
equipment. Employee sues the manufacturer. Manufacturer files a claim against the
