WGU D076 OBJECTIVE ASSESSMENT
FINAL EXAM 2 LATEST VERSIONS
(VERSION A AND B) 2025-2026 ACTUAL
EXAM LATEST PRACTICE EXAM
QUESTIONS AND CORRECT DETAILED
ANSWERS | LATEST UPDATE | 100%
GUARANTEED PASS!
What area of finance involves deciding which assets to invest in to create
wealth in the future? - ✔✔Investments
Hannah is the financial manager of a firm. A project that she has
recommended has been approved and will cost $5 million. Since the
company does not have enough cash on reserve, Hannah must figure out
how to raise enough money to start the project. She can choose whether to
1
©NINJANERD 2025/2026. YEAR PUBLISHED 2025.
,issue new bonds, new stocks, a mortgage loan, or some combination of
those options. What task is Hannah performing in this scenario? -
✔✔Making a financing decision - Since the project has already been
approved, Hannah is trying to find a way to finance the investment and
considering its capital structure.
0/1
Maria and Mateo are setting financial goals. They decide that they need to
save $200 each month to reach their goal of taking their children to visit
their grandparents in Spain next summer. What is the objective of setting
such a goal? - ✔✔To maximize individual utility -While everyone has
different personal financial goals, the objectives of such goals is to
maximize individual utility.
Which professional works with individuals to help them achieve their
financial goals? - ✔✔Financial planner - Professional financial planners
work with individuals to help them achieve their financial goals.
1/1
Omar is about to purchase a new car for $30,000. He knows he wants to
buy the car, but he is still trying to decide how to pay for it. He has barely
2
©NINJANERD 2025/2026. YEAR PUBLISHED 2025.
,over $30,000 in his bank account. He can either take out an auto loan from
a bank or use a mix of cash and an auto loan. - ✔✔Financing a goal - He
has already made a decision to purchase the car and is now deciding on
financing options.
Which area of finance deals with sources of funding and the capital
structure of corporations and seeks to increase the value of a firm to its
owners? - ✔✔Business finance - Business finance is the area of finance
that deals with uses and sources of funding to increase the value of the
firm.
What is the primary difference between finance and accounting? -
✔✔Finance focuses on the future, while accounting is generally backward-
looking. - finance is the management and allocation of capital with the
objectives of investing, forecasting, budgeting, saving, lending, and
borrowing.
Which subspecialty of finance primarily involves deciding which assets will
create more wealth and earn positive returns? - ✔✔Investments -
investments is the area of finance that seeks to create wealth in the future
by deciding where to allocate money
3
©NINJANERD 2025/2026. YEAR PUBLISHED 2025.
, What is the primary goal of the financial manager of a firm? - ✔✔To
maximize owner wealth - The financial manager should make decisions
based on the primary goal of maximizing owner wealth.
What should be the main question a firm asks when considering any
investment decision? - ✔✔Do the benefits of this investment outweigh the
costs? - For any investment, you should expect to receive a benefit worth
at least as much as the initial cost.
What is the primary aim of personal finance goals? - ✔✔maximize
satisfaction from products purchased and services obtained- the objective
of personal financial goals is to maximize one's utility.
Which task does a financial manager perform when choosing to obtain a
loan to purchase a piece of equipment for a new project? - ✔✔Making
financing decisions - The manager is deciding where to get the funds to
support a new project, which means the manager is making a financing
decision
Which financial career focuses on investing capital into firms whose shares
are not currently sold on any public stock exchange? - ✔✔private equity -
4
©NINJANERD 2025/2026. YEAR PUBLISHED 2025.
FINAL EXAM 2 LATEST VERSIONS
(VERSION A AND B) 2025-2026 ACTUAL
EXAM LATEST PRACTICE EXAM
QUESTIONS AND CORRECT DETAILED
ANSWERS | LATEST UPDATE | 100%
GUARANTEED PASS!
What area of finance involves deciding which assets to invest in to create
wealth in the future? - ✔✔Investments
Hannah is the financial manager of a firm. A project that she has
recommended has been approved and will cost $5 million. Since the
company does not have enough cash on reserve, Hannah must figure out
how to raise enough money to start the project. She can choose whether to
1
©NINJANERD 2025/2026. YEAR PUBLISHED 2025.
,issue new bonds, new stocks, a mortgage loan, or some combination of
those options. What task is Hannah performing in this scenario? -
✔✔Making a financing decision - Since the project has already been
approved, Hannah is trying to find a way to finance the investment and
considering its capital structure.
0/1
Maria and Mateo are setting financial goals. They decide that they need to
save $200 each month to reach their goal of taking their children to visit
their grandparents in Spain next summer. What is the objective of setting
such a goal? - ✔✔To maximize individual utility -While everyone has
different personal financial goals, the objectives of such goals is to
maximize individual utility.
Which professional works with individuals to help them achieve their
financial goals? - ✔✔Financial planner - Professional financial planners
work with individuals to help them achieve their financial goals.
1/1
Omar is about to purchase a new car for $30,000. He knows he wants to
buy the car, but he is still trying to decide how to pay for it. He has barely
2
©NINJANERD 2025/2026. YEAR PUBLISHED 2025.
,over $30,000 in his bank account. He can either take out an auto loan from
a bank or use a mix of cash and an auto loan. - ✔✔Financing a goal - He
has already made a decision to purchase the car and is now deciding on
financing options.
Which area of finance deals with sources of funding and the capital
structure of corporations and seeks to increase the value of a firm to its
owners? - ✔✔Business finance - Business finance is the area of finance
that deals with uses and sources of funding to increase the value of the
firm.
What is the primary difference between finance and accounting? -
✔✔Finance focuses on the future, while accounting is generally backward-
looking. - finance is the management and allocation of capital with the
objectives of investing, forecasting, budgeting, saving, lending, and
borrowing.
Which subspecialty of finance primarily involves deciding which assets will
create more wealth and earn positive returns? - ✔✔Investments -
investments is the area of finance that seeks to create wealth in the future
by deciding where to allocate money
3
©NINJANERD 2025/2026. YEAR PUBLISHED 2025.
, What is the primary goal of the financial manager of a firm? - ✔✔To
maximize owner wealth - The financial manager should make decisions
based on the primary goal of maximizing owner wealth.
What should be the main question a firm asks when considering any
investment decision? - ✔✔Do the benefits of this investment outweigh the
costs? - For any investment, you should expect to receive a benefit worth
at least as much as the initial cost.
What is the primary aim of personal finance goals? - ✔✔maximize
satisfaction from products purchased and services obtained- the objective
of personal financial goals is to maximize one's utility.
Which task does a financial manager perform when choosing to obtain a
loan to purchase a piece of equipment for a new project? - ✔✔Making
financing decisions - The manager is deciding where to get the funds to
support a new project, which means the manager is making a financing
decision
Which financial career focuses on investing capital into firms whose shares
are not currently sold on any public stock exchange? - ✔✔private equity -
4
©NINJANERD 2025/2026. YEAR PUBLISHED 2025.
