AHIP FINAL EXAM TEST QUESTIONS EXAM ()
QUESTIONS AND VERIFIED ANSWERS, 100% GUARANTEE
PASS
Mrs.BWestBwearsBglassesBandBdenturesBandBhasBenjoyedBconsiderableBpainBreliefBfromBarthritisBthroughBac
upuncture.BSheBisBconcernedBaboutBwhetherBorBnotBMedicareBwillBcoverBtheseBitemsBandBservices.BWhatBs
houldByouBtellBher?B-BcorrectBanswer-
MedicareBdoesBnotBcoverBacupuncture,Bor,BinBgeneral,BglassesBorBdentures.
Mr.BBickfordBdidBnotBquiteBqualifyBforBtheBextraBhelpBlow-
incomeBsubsidyBunderBtheBMedicareBPartBDBPrescriptionBDrugBprogramBandBheBisBwonderingBifBthereBisBan
yBotherBoptionBheBhasBforBobtainingBhelpBwithBhisBconsiderableBdrugBcosts.BWhatBshouldByouBtellBhim?B-
BcorrectBanswer-
HeBcouldBcheckBwithBtheBmanufacturersBofBhisBmedicationsBtoBseeBifBtheyBofferBanBassistanceBprogramBtoB
helpBpeopleBwithBlimitedBmeansBobtainBtheBmedicationsBtheyBneed.BAlternatively,BheBcouldBcheckBtoBseeB
whetherBhisBstateBhasBaBpharmacyBassistanceBprogramBtoBhelpBhimBwithBhisBexpenses.
Mr.BLombardiBisBinterestedBinBaBMedicareBAdvantageB(MA)BPPOBplanBthatByouBrepresent.BItBisBoneBofBthree
BplansBoperatedBbyBtheBsameBorganizationBinBMr.BLombardi'sBarea.BTheBMABPPOBplanBdoesBnotBincludeBdru
gBcoverage,BbutBtheBotherBtwoBplansBdo.BMr.BLombardiBlikesBtheBPPOBplanBthatBdoesBnotBincludeBdrugBcove
rageBandBintendsBtoBobtainBhisBdrugBcoverageBthroughBaBstand-
aloneBMedicareBprescriptionBdrugBplan.BWhatBshouldByouBtellBhimBaboutBthisBsituation?B-BcorrectBanswer-
HeBcouldBenrollBinBoneBofBtheBMABplansBthatBincludeBprescriptionBdrugBcoverageBorBaBMedigapBplanBandBaB
stand-aloneBprescriptionBdrugBplan,BbutBheBcannotBenrollBinBtheBMA-onlyBPPOBplanBandBaBstand-
aloneBprescriptionBdrugBplan.
Mr.BTorresBhasBaBsmallBsavingsBaccount.BHeBwouldBlikeBtoBpayBforBhisBmonthlyBPartBDBpremiumsBwithBanBau
tomaticBmonthlyBwithdrawalBfromBhisBsavingsBaccountBuntilBitBisBexhausted,BandBthenBhaveBhisBpremiumsB
withheldBfromBhisBSocialBSecurityBcheck.BWhatBshouldByouBtellBhim?B-BcorrectBanswer-
InBgeneral,BheBmustBselectBaBsingleBPartBDBpremiumBpaymentBmechanismBthatBwillBbeBusedBthroughoutBth
eByear.
AgentBJenningsBmakesBaBpresentationBonBMedicareBadvertisedBasBanBeducationalBevent.BAgentBJenningsBdi
stributesBmaterialsBthatBareBsolelyBeducationalBinBnature.BHowever,BsheBgivesBaBbriefBpresentationBthatBme
ntionsBplan-
specificBpremiums.BIsBthisBaBprohibitedBactivityBatBanBeventBthatBhasBbeenBadvertisedBasBeducational?B-
, BcorrectBanswer-Yes.BWhenBanBeventBhasBbeenBadvertisedBasB"educational,"BdiscussingBplan-
specificBpremiumsBisBimpermissible.
Mrs.BMulcahyBisBconcernedBthatBsheBmayBnotBqualifyBforBenrollmentBinBaBMedicareBprescriptionBdrugBplan
Bbecause,BalthoughBsheBisBentitledBtoBPartBA,BsheBisBnotBenrolledBunderBMedicareBPartBB.BWhatBshouldByou
BtellBher?B-BcorrectBanswer-
EveryoneBwhoBisBentitledBtoBPartBABorBenrolledBunderBPartBBBisBeligibleBtoBenrollBinBaBMedicareBprescriptio
nBdrugBplan.BAsBlongBasBMrs.BMulcahyBisBentitledBtoBPartBA,BsheBdoesBnotBneedBtoBenrollBunderBPartBBBbefo
reBenrollingBinBaBprescriptionBdrugBplan.
Mr.BJacobBunderstandsBthatBthereBisBaBstandardBMedicareBPartBDBprescriptionBdrugBbenefit,BbutBwhenBheBl
ooksBatBinformationBonBvariousBplansBavailableBinBhisBarea,BheBseesBaBwideBrangeBinBwhatBtheyBchargeBforB
deductibles,BpremiumsBandBcostBsharing.BHowBcanByouBexplainBthisBtoBhim?B-BcorrectBanswer-
MedicareBPartBDBdrugBplansBmayBhaveBdifferentBbenefitBstructures,BbutBonBaverage,BtheyBmustBallBbeBatBle
astBasBgoodBasBtheBstandardBmodelBestablishedBbyBtheBgovernment.
Ms.BMooreBplansBtoBretireBwhenBsheBturnsB65BinBaBfewBmonths.BSheBisBinBexcellentBhealthBandBwillBhaveBco
nsiderableBincomeBwhenBsheBretires.BSheBisBconcernedBthatBherBincomeBwillBmakeBitBimpossibleBforBherBtoB
qualifyBforBMedicare.BWhatBcouldByouBtellBherBtoBaddressBherBconcern?B-BcorrectBanswer-
MedicareBisBaBprogramBforBpeopleBageB65BorBolderBandBthoseBunderBageB65BwithBcertainBdisabilities,BendBs
tageBrenalBdiseaseBorBLouBGehrig'sBdisease,BsoBsheBwillBbeBeligibleBforBMedicare.
AgentBArmstrongBisBemployedBbyBXYZBAgency,BwhichBisBunderBcontractBwithBABCBHealthBPlan,BaBMedicareB
AdvantageB(MA)BplanBthatBoffersBplansBinBmultipleBstates.BXYZBAgencyBmaintainsBaBwebsiteBmarketingBtheB
MABplansBwithBwhichBitBhasBcontracts.BAgentBArmstrongBfollowsBupBwithBindividualsBwhoBrequestBmoreBin
formationBaboutBABCBMABplansBviaBtheBwebsiteBandBtriesBtoBpersuadeBthemBtoBenrollBinBABCBplans.BWhatB
statementBbestBdescribesBtheBmarketingBandBcomplianceBrulesBthatBapplyBtoBAgentBArmstrong?B-
BcorrectBanswer-
AgentBArmstrongBneedsBtoBbeBlicensedBandBappointedBinBeveryBstateBinBwhichBbeneficiariesBtoBwhomBheB
marketsBABCBMABplansBareBlocated.
Mr.BSchmidtBwouldBlikeBtoBplanBforBretirementBandBhasBaskedByouBwhatBisBcoveredBunderBOriginalBFee-for-
ServiceB(FFS)BMedicare?BWhatBcouldByouBtellBhim?B-BcorrectBanswer-
PartBA,BwhichBcoversBhospital,BskilledBnursingBfacility,BhospiceBandBhomeBhealthBservicesBandBPartBB,Bwhic
hBcoversBprofessionalBservicesBsuchBasBthoseBprovidedBbyBaBdoctorBareBcoveredBunderBOriginalBMedicare.
YouBareBseekingBtoBrepresentBanBindividualBMedicareBAdvantageBplanBandBanBindividualBPartBDBplanBinByou
rBstate.BYouBhaveBcompletedBtheBrequiredBtrainingBforBeachBplan,BbutByouBdidBnotBachieveBaBpassingBscoreB
QUESTIONS AND VERIFIED ANSWERS, 100% GUARANTEE
PASS
Mrs.BWestBwearsBglassesBandBdenturesBandBhasBenjoyedBconsiderableBpainBreliefBfromBarthritisBthroughBac
upuncture.BSheBisBconcernedBaboutBwhetherBorBnotBMedicareBwillBcoverBtheseBitemsBandBservices.BWhatBs
houldByouBtellBher?B-BcorrectBanswer-
MedicareBdoesBnotBcoverBacupuncture,Bor,BinBgeneral,BglassesBorBdentures.
Mr.BBickfordBdidBnotBquiteBqualifyBforBtheBextraBhelpBlow-
incomeBsubsidyBunderBtheBMedicareBPartBDBPrescriptionBDrugBprogramBandBheBisBwonderingBifBthereBisBan
yBotherBoptionBheBhasBforBobtainingBhelpBwithBhisBconsiderableBdrugBcosts.BWhatBshouldByouBtellBhim?B-
BcorrectBanswer-
HeBcouldBcheckBwithBtheBmanufacturersBofBhisBmedicationsBtoBseeBifBtheyBofferBanBassistanceBprogramBtoB
helpBpeopleBwithBlimitedBmeansBobtainBtheBmedicationsBtheyBneed.BAlternatively,BheBcouldBcheckBtoBseeB
whetherBhisBstateBhasBaBpharmacyBassistanceBprogramBtoBhelpBhimBwithBhisBexpenses.
Mr.BLombardiBisBinterestedBinBaBMedicareBAdvantageB(MA)BPPOBplanBthatByouBrepresent.BItBisBoneBofBthree
BplansBoperatedBbyBtheBsameBorganizationBinBMr.BLombardi'sBarea.BTheBMABPPOBplanBdoesBnotBincludeBdru
gBcoverage,BbutBtheBotherBtwoBplansBdo.BMr.BLombardiBlikesBtheBPPOBplanBthatBdoesBnotBincludeBdrugBcove
rageBandBintendsBtoBobtainBhisBdrugBcoverageBthroughBaBstand-
aloneBMedicareBprescriptionBdrugBplan.BWhatBshouldByouBtellBhimBaboutBthisBsituation?B-BcorrectBanswer-
HeBcouldBenrollBinBoneBofBtheBMABplansBthatBincludeBprescriptionBdrugBcoverageBorBaBMedigapBplanBandBaB
stand-aloneBprescriptionBdrugBplan,BbutBheBcannotBenrollBinBtheBMA-onlyBPPOBplanBandBaBstand-
aloneBprescriptionBdrugBplan.
Mr.BTorresBhasBaBsmallBsavingsBaccount.BHeBwouldBlikeBtoBpayBforBhisBmonthlyBPartBDBpremiumsBwithBanBau
tomaticBmonthlyBwithdrawalBfromBhisBsavingsBaccountBuntilBitBisBexhausted,BandBthenBhaveBhisBpremiumsB
withheldBfromBhisBSocialBSecurityBcheck.BWhatBshouldByouBtellBhim?B-BcorrectBanswer-
InBgeneral,BheBmustBselectBaBsingleBPartBDBpremiumBpaymentBmechanismBthatBwillBbeBusedBthroughoutBth
eByear.
AgentBJenningsBmakesBaBpresentationBonBMedicareBadvertisedBasBanBeducationalBevent.BAgentBJenningsBdi
stributesBmaterialsBthatBareBsolelyBeducationalBinBnature.BHowever,BsheBgivesBaBbriefBpresentationBthatBme
ntionsBplan-
specificBpremiums.BIsBthisBaBprohibitedBactivityBatBanBeventBthatBhasBbeenBadvertisedBasBeducational?B-
, BcorrectBanswer-Yes.BWhenBanBeventBhasBbeenBadvertisedBasB"educational,"BdiscussingBplan-
specificBpremiumsBisBimpermissible.
Mrs.BMulcahyBisBconcernedBthatBsheBmayBnotBqualifyBforBenrollmentBinBaBMedicareBprescriptionBdrugBplan
Bbecause,BalthoughBsheBisBentitledBtoBPartBA,BsheBisBnotBenrolledBunderBMedicareBPartBB.BWhatBshouldByou
BtellBher?B-BcorrectBanswer-
EveryoneBwhoBisBentitledBtoBPartBABorBenrolledBunderBPartBBBisBeligibleBtoBenrollBinBaBMedicareBprescriptio
nBdrugBplan.BAsBlongBasBMrs.BMulcahyBisBentitledBtoBPartBA,BsheBdoesBnotBneedBtoBenrollBunderBPartBBBbefo
reBenrollingBinBaBprescriptionBdrugBplan.
Mr.BJacobBunderstandsBthatBthereBisBaBstandardBMedicareBPartBDBprescriptionBdrugBbenefit,BbutBwhenBheBl
ooksBatBinformationBonBvariousBplansBavailableBinBhisBarea,BheBseesBaBwideBrangeBinBwhatBtheyBchargeBforB
deductibles,BpremiumsBandBcostBsharing.BHowBcanByouBexplainBthisBtoBhim?B-BcorrectBanswer-
MedicareBPartBDBdrugBplansBmayBhaveBdifferentBbenefitBstructures,BbutBonBaverage,BtheyBmustBallBbeBatBle
astBasBgoodBasBtheBstandardBmodelBestablishedBbyBtheBgovernment.
Ms.BMooreBplansBtoBretireBwhenBsheBturnsB65BinBaBfewBmonths.BSheBisBinBexcellentBhealthBandBwillBhaveBco
nsiderableBincomeBwhenBsheBretires.BSheBisBconcernedBthatBherBincomeBwillBmakeBitBimpossibleBforBherBtoB
qualifyBforBMedicare.BWhatBcouldByouBtellBherBtoBaddressBherBconcern?B-BcorrectBanswer-
MedicareBisBaBprogramBforBpeopleBageB65BorBolderBandBthoseBunderBageB65BwithBcertainBdisabilities,BendBs
tageBrenalBdiseaseBorBLouBGehrig'sBdisease,BsoBsheBwillBbeBeligibleBforBMedicare.
AgentBArmstrongBisBemployedBbyBXYZBAgency,BwhichBisBunderBcontractBwithBABCBHealthBPlan,BaBMedicareB
AdvantageB(MA)BplanBthatBoffersBplansBinBmultipleBstates.BXYZBAgencyBmaintainsBaBwebsiteBmarketingBtheB
MABplansBwithBwhichBitBhasBcontracts.BAgentBArmstrongBfollowsBupBwithBindividualsBwhoBrequestBmoreBin
formationBaboutBABCBMABplansBviaBtheBwebsiteBandBtriesBtoBpersuadeBthemBtoBenrollBinBABCBplans.BWhatB
statementBbestBdescribesBtheBmarketingBandBcomplianceBrulesBthatBapplyBtoBAgentBArmstrong?B-
BcorrectBanswer-
AgentBArmstrongBneedsBtoBbeBlicensedBandBappointedBinBeveryBstateBinBwhichBbeneficiariesBtoBwhomBheB
marketsBABCBMABplansBareBlocated.
Mr.BSchmidtBwouldBlikeBtoBplanBforBretirementBandBhasBaskedByouBwhatBisBcoveredBunderBOriginalBFee-for-
ServiceB(FFS)BMedicare?BWhatBcouldByouBtellBhim?B-BcorrectBanswer-
PartBA,BwhichBcoversBhospital,BskilledBnursingBfacility,BhospiceBandBhomeBhealthBservicesBandBPartBB,Bwhic
hBcoversBprofessionalBservicesBsuchBasBthoseBprovidedBbyBaBdoctorBareBcoveredBunderBOriginalBMedicare.
YouBareBseekingBtoBrepresentBanBindividualBMedicareBAdvantageBplanBandBanBindividualBPartBDBplanBinByou
rBstate.BYouBhaveBcompletedBtheBrequiredBtrainingBforBeachBplan,BbutByouBdidBnotBachieveBaBpassingBscoreB