State farm certification - claims adjuster Exam with Answers
1. Special Limits of $200 for money or coins
Liability for
1. money
2. whats covered 1. structures attached to dwelling
under dwelling 2. materials/supplies on or adjacent to residence premises
for construction use or alteration of the premises.
3. foundation, footings, floor slabs supporting dwelling
-wall to wall carpeting
3. other structures covered.
separated by Structures connected to the dwelling by only
clear space are.... a fence, utility line, or similar connection are considered
such as to be other structures.
4. We do not cover 1. not permanently attached to or otherwise forming a
other structures: part of the realty;
2. used in whole or in part for business purposes; or
3. rented or held for rental to a person not a tenant of
the dwelling, unless used solely as a private garage.
5. land, costs to re- not
place/stabilize or
store lands are
covered
6. Cov A the
property is on the part of the residence premises occupied
1. At your re- exclusively by an insured.
quest, we 2.the property is in any other
will cover per- residence occupied by an insured.
sonal property
owned by others
while
2. we will also
cover personal
property owned
by a guest or a
residence
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, State farm certification - claims adjuster Exam with Answers
employee,
while
7. Cov B $1,000 or 10%, B limit.
We cover person-
al property usual-
ly situated at an
in-
sured's resi-
dence, other than
the residence
premises,
for up to or
of the Cov-
erage lim-
it, whichever is
greater.
8. Additional Living for up to 24
Expense is for up months. Our payment is limited to incurred costs for the
to (time) shortest of: (a) the time required to repair or replace the
premises; (b) the time required for your household to
settle elsewhere; or (c) 24 months.
9. Fair Rental Value. 12 months
up to
10. Prohibited Use Insured, we will cover
coverage any resulting Additional Living Expense and Fair Rental
for a period not exceeding two weeks
while use is prohibited.
11. Debris Removal When the amount payable for the property damage plus
terms the debris removal exceeds the limit for the damaged
property, an additional 5% of that limit is available for
debris removal expense. This additional amount of insur-
ance does not apply to Additional Coverage, item 3.
Trees, Shrubs and Other Plants.
We will also pay up to $500 in the aggregate for each loss
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1. Special Limits of $200 for money or coins
Liability for
1. money
2. whats covered 1. structures attached to dwelling
under dwelling 2. materials/supplies on or adjacent to residence premises
for construction use or alteration of the premises.
3. foundation, footings, floor slabs supporting dwelling
-wall to wall carpeting
3. other structures covered.
separated by Structures connected to the dwelling by only
clear space are.... a fence, utility line, or similar connection are considered
such as to be other structures.
4. We do not cover 1. not permanently attached to or otherwise forming a
other structures: part of the realty;
2. used in whole or in part for business purposes; or
3. rented or held for rental to a person not a tenant of
the dwelling, unless used solely as a private garage.
5. land, costs to re- not
place/stabilize or
store lands are
covered
6. Cov A the
property is on the part of the residence premises occupied
1. At your re- exclusively by an insured.
quest, we 2.the property is in any other
will cover per- residence occupied by an insured.
sonal property
owned by others
while
2. we will also
cover personal
property owned
by a guest or a
residence
1/8
, State farm certification - claims adjuster Exam with Answers
employee,
while
7. Cov B $1,000 or 10%, B limit.
We cover person-
al property usual-
ly situated at an
in-
sured's resi-
dence, other than
the residence
premises,
for up to or
of the Cov-
erage lim-
it, whichever is
greater.
8. Additional Living for up to 24
Expense is for up months. Our payment is limited to incurred costs for the
to (time) shortest of: (a) the time required to repair or replace the
premises; (b) the time required for your household to
settle elsewhere; or (c) 24 months.
9. Fair Rental Value. 12 months
up to
10. Prohibited Use Insured, we will cover
coverage any resulting Additional Living Expense and Fair Rental
for a period not exceeding two weeks
while use is prohibited.
11. Debris Removal When the amount payable for the property damage plus
terms the debris removal exceeds the limit for the damaged
property, an additional 5% of that limit is available for
debris removal expense. This additional amount of insur-
ance does not apply to Additional Coverage, item 3.
Trees, Shrubs and Other Plants.
We will also pay up to $500 in the aggregate for each loss
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