1|Page: 2024/2025 Grade A+
C14 auto Questions and Correct Answers &
Latest Updated
Dangerous driving is an example of which of the following types of offences?
A. Federal offence
B. Provincial offence
C. Municipal offence
D. Civil offence
o :## A.) Dangerous driving is considered a federal offence under the Criminal Code of Canada.
State why automobile insurance was created
o :## Automobile insurance has evolved along with society's mass adoption of cars for
transportation.
It evolved to cover the following:
Physical damage to vehicles and destruction or disappearance of vehicles
Costs due to injuries or death arising from automobile accidents
Lawsuits to recover damages from accidents
Which of the following would be a municipal bylaw?
Master01: DO NOT COPY AND PASTE!! August 25, 2024 Latest Update
,2|Page: 2024/2025 Grade A+
A. Dangerous driving
B. Zoning
C. Rules of the road
D. Trade between provinces
o :## B.) Municipal governments can make bylaws dealing with local matters, such as zoning,
smoking, animal control, and the issuance of construction permits. Municipalities also enact
crosswalk and parking bylaws and set speed limits within their borders.
Who is the defendant in a civil matter?
A. Person or organization that is being sued
B. Lawyer defending a person being charged with a crime
C. Lawyer prosecuting a person being charged with a crime
D. Person or organization that brings a legal action against another
o :## A.) A defendant in civil matters is the person or organization that is being sued.
Who stands to incur costs if a vehicle is damaged or destroyed in an accident?
A. Owner of the vehicle
B. Garage making repairs to the vehicle
C. Tow truck driver who towed the vehicle to the garage
D. Bystander who saw the accident that damaged the vehicle
o :## A.) The owner of the vehicle stands to incur costs if a vehicle is damaged or destroyed in
an accident.
Master01: DO NOT COPY AND PASTE!! August 25, 2024 Latest Update
,3|Page: 2024/2025 Grade A+
Who is the plaintiff in a civil matter?
A. Person or organization that is being sued
B. Party who brings a legal action against another
C. Lawyer defending a person being charged with a crime
D. Lawyer prosecuting a person being charged with a crime
o :## B.) A plaintiff is the party who brings a legal action against another.
What is the purpose of the standard driver's automobile policy?
A. Provides coverage for drivers who are driving vehicles they do not own
B. Provides coverage for garages for customers' vehicles
C. Provides coverage for businesses that could be held liable for damages caused by vehicles
that they do not own
D. Provides coverage for vehicle owners if their car is damaged
o :## A.) The standard driver's automobile policy provides coverage for drivers who are driving
vehicles they do not own
Which of the following statements best describes contingent insurance?
A. Begins paying when all other similar insurance on the same subject is exhausted
B. Applies if there is no other policy providing coverage
C. Is the first policy to respond to the loss
D. Drops down and covers when the total limit of the underlying policy has been used up
paying claims
Master01: DO NOT COPY AND PASTE!! August 25, 2024 Latest Update
, 4|Page: 2024/2025 Grade A+
o :## B.) Contingent insurance refers to a policy that is contingent on the absence of other
insurance and does not apply if there is another policy providing coverage.
Which cars require motor vehicle liability cards?
A. Only rental cars
B. Only commercial-use vehicles
C. All cars
D. All trucks, but not cars
o :## C.) All cars require motor vehicle liability cards.
Which type of information is included on a motor vehicle liability card?
A. Name and address of insurer
B. Age of principal driver
C. Insurance premium charged for the policy
D. Telephone number of the named insured
o :## A.) The motor vehicle liability card shows the following information: name and address of
insured; name and address of insurer; name and address of agent or broker; description of
insured vehicle; policy number; and effective date and term of the policy.
Outline the penalties that could arise for motorists that drive without insurance.
o :## Penalties for driving without insurance
There are fines for vehicle owners, lessees, and drivers who do not carry valid automobile
insurance.
Master01: DO NOT COPY AND PASTE!! August 25, 2024 Latest Update
C14 auto Questions and Correct Answers &
Latest Updated
Dangerous driving is an example of which of the following types of offences?
A. Federal offence
B. Provincial offence
C. Municipal offence
D. Civil offence
o :## A.) Dangerous driving is considered a federal offence under the Criminal Code of Canada.
State why automobile insurance was created
o :## Automobile insurance has evolved along with society's mass adoption of cars for
transportation.
It evolved to cover the following:
Physical damage to vehicles and destruction or disappearance of vehicles
Costs due to injuries or death arising from automobile accidents
Lawsuits to recover damages from accidents
Which of the following would be a municipal bylaw?
Master01: DO NOT COPY AND PASTE!! August 25, 2024 Latest Update
,2|Page: 2024/2025 Grade A+
A. Dangerous driving
B. Zoning
C. Rules of the road
D. Trade between provinces
o :## B.) Municipal governments can make bylaws dealing with local matters, such as zoning,
smoking, animal control, and the issuance of construction permits. Municipalities also enact
crosswalk and parking bylaws and set speed limits within their borders.
Who is the defendant in a civil matter?
A. Person or organization that is being sued
B. Lawyer defending a person being charged with a crime
C. Lawyer prosecuting a person being charged with a crime
D. Person or organization that brings a legal action against another
o :## A.) A defendant in civil matters is the person or organization that is being sued.
Who stands to incur costs if a vehicle is damaged or destroyed in an accident?
A. Owner of the vehicle
B. Garage making repairs to the vehicle
C. Tow truck driver who towed the vehicle to the garage
D. Bystander who saw the accident that damaged the vehicle
o :## A.) The owner of the vehicle stands to incur costs if a vehicle is damaged or destroyed in
an accident.
Master01: DO NOT COPY AND PASTE!! August 25, 2024 Latest Update
,3|Page: 2024/2025 Grade A+
Who is the plaintiff in a civil matter?
A. Person or organization that is being sued
B. Party who brings a legal action against another
C. Lawyer defending a person being charged with a crime
D. Lawyer prosecuting a person being charged with a crime
o :## B.) A plaintiff is the party who brings a legal action against another.
What is the purpose of the standard driver's automobile policy?
A. Provides coverage for drivers who are driving vehicles they do not own
B. Provides coverage for garages for customers' vehicles
C. Provides coverage for businesses that could be held liable for damages caused by vehicles
that they do not own
D. Provides coverage for vehicle owners if their car is damaged
o :## A.) The standard driver's automobile policy provides coverage for drivers who are driving
vehicles they do not own
Which of the following statements best describes contingent insurance?
A. Begins paying when all other similar insurance on the same subject is exhausted
B. Applies if there is no other policy providing coverage
C. Is the first policy to respond to the loss
D. Drops down and covers when the total limit of the underlying policy has been used up
paying claims
Master01: DO NOT COPY AND PASTE!! August 25, 2024 Latest Update
, 4|Page: 2024/2025 Grade A+
o :## B.) Contingent insurance refers to a policy that is contingent on the absence of other
insurance and does not apply if there is another policy providing coverage.
Which cars require motor vehicle liability cards?
A. Only rental cars
B. Only commercial-use vehicles
C. All cars
D. All trucks, but not cars
o :## C.) All cars require motor vehicle liability cards.
Which type of information is included on a motor vehicle liability card?
A. Name and address of insurer
B. Age of principal driver
C. Insurance premium charged for the policy
D. Telephone number of the named insured
o :## A.) The motor vehicle liability card shows the following information: name and address of
insured; name and address of insurer; name and address of agent or broker; description of
insured vehicle; policy number; and effective date and term of the policy.
Outline the penalties that could arise for motorists that drive without insurance.
o :## Penalties for driving without insurance
There are fines for vehicle owners, lessees, and drivers who do not carry valid automobile
insurance.
Master01: DO NOT COPY AND PASTE!! August 25, 2024 Latest Update
