Final exam- Vermont life and health questions with correct answers

Which of the following is NOT a basic underwriting action for accident and health insurance? Answer Removing uniform policy provisions Long-term care policies will usually pay for eligible benefits to using which of the following methods Answer Expense incurred T is covered by an accidental death and dismemberment (AD&D) policy that contains an irrevocable beneficiary. What action will the insurance company take if T requests a change of beneficiary? Answer Request of the change will be refused Which of these do NOT indicate the presence of insurance interest in a life insurance contract Answer Lifelong friendship When an individual is planning to protect his family with life insurance one method of doing so is called needs analysis what exactly does needs analysis involve? Answer Establishes the needs of the individual and his dependents Which of these is not a factor that influences group health insurance underwriting? Answer Physical exams of group members