RHODE ISLAND ADJUSTER EXAM QUESTION & ANSWERS 100% SOLVEDRHODE ISLAND ADJUSTER EXAM QUESTION & ANSWERS 100% SOLVED

AT WHAT TIME IS THE POLICY EFFECTIVE? - ANSWER-12:01 AM WHAT IS THE MAIN DIFFERENCE BETWEEN A NON-WAIVER AGREEMENT AND A ROR? - ANSWER--NON-WAIVER IS SIGNED BY THE INSURED AND INSURER -ROR IS A LETTER IF AN INSURED IS COVERED BY 2 POLICIES ON ONE LOSS AND THE INS. COMPANIES SETTLE IT, WHAT CLAUSE WOULD THIS BE UNDER? - ANSWER-OTHER INSURANCE CLAUSE WHEN AN INSURED REQUESTS STATUS UPDATE, HOW MANY DAYS DOES THE ADJ HAVE TO NOTIFY THEM IN WRITING THAT STILL INVEST.? - ANSWER-10 DAYS IF AN INSURED HAS A PAP & THEIR VEHICLE IS DAMAGED IN A HURRICANE WHAT KIND OF CLAIM WOULD BE OPENED? - ANSWER-WINDSTORM AND FLOOD/OTHER THAN COLLISION HOW MANY DAYS AFTER FIRST INITIATING A CLAIM DO YOU HAVE TO REQUEST AN EXTENSION TO COMPLETE THE INVESTIGATION? - ANSWER-15 DAYS IS AN ADJUSTER SUBJECT TO PUBLIC CENSURE AS A FINE? - ANSWER-NO ARE THE CONDITIONS INCLUDED IN THE DECLARATIONS SECTION OF THE PAP? - ANSWER-NO WOULD FENCES BE CONSIDERED APPURTENANT UNDER THE HOMEOWNERS POLICY? - ANSWER-YES UNDER PAP, WOULD YOU HAVE COVERAGE FOR ROAD DAMAGE TO TIRES DUE TO THEFT? - ANSWER-YES