Rhode Island property and casualty adjuster test

Rhode Island property and casualty adjuster test Who revokes an adjusters license in Rhode Island? - Insurance Commissioner While driving a rental car the insured wrecks it. Where is payment made under? - Part A- Property Damage UMPD has what deductible? - $200 UMPD deductible is not applied if you are struck where? - Rear of the car State minimums in RI are: - 25/50/25 RI has what type of negligence for auto claims? - Pure comparative How many days do you have to mail forms after a loss is reported? - 10 days What states an adjuster must thoroughly investigate a loss prior to settlement? - Unfair Claims Practice ACT and Regulation 73 Auto insurance follows what - The Car How many days do you have to add full coverage to a replacement auto? - 30 days from date of purchase If your using your vehicle as a taxi what coverage do you not have? - Med Payments In a total loss you can't pay more than: - Actual Cash Value With _____ value, you can't pay more than the policy limit. - Stated Value Liability under the Personal Auto Policy covers whom? - Resident relatives Can you use your auto for hire and still have insurance under a Personal Auto Policy? - NO Policies become effective are what time? - 12:01 AM Deductibles are found where? - Declarations page The Insurance Commissioner is empowered to: - Enforce state laws relating to insurance If an insurance company allows different rates classifications for people of the same class and hazard they may be guilty of: - Unfair Discrimination An incorporated insurance company with a capital dividend into shares and owned by its shareholders is known as: - A Stock Company After a producer license is issued a