CASUALTY PEARSONVUE PRACTICE TESTS Exam | Questions & 100% Correct Answers (Verified) | Latest Update | Grade A+

A private passenger auto policy may be canceled more than sixty days after the effective date for what reason? (i.e. drivers license status) Correct Answer: Suspension of the insured's driver's license An insurance company may deny an employee's claim for Workers Compensation benefits if the employee was: Correct Answer: drunk and caused the injury Under the automobile insurance plan (AIP), all of the following coverage's are available to the eligible owner of a private passenger vehicle EXCEPT: Correct Answer: Rental Reimbursement The account of an insured employees workers compensation disability payments is based on the employer's 2 Correct Answer: Weekly wage Proof of Motor Vehicle Liability insurance is required of the driver when ____ a vehicle Correct Answer: When registering a vehicle Proof of Financial Responsibility for damages caused by an automobile accident may be shown by all of the following documents EXCEPT: Correct Answer: A certified financial statement Which of the following statements is CORRECT about Uninsured/Underinsured Motorists coverage in this state? (it is subject to _____ by the policyholder in ____) Correct Answer: It is subject to rejection by the policyholder in writing A candidate for licensure as a property insurance produce must have completed a MINIMUM of how many hours of prelicensing education? Correct Answer: 15 hours An employer who has been refused Worker's Compensation coverage by at least four insurance companies may apply for coverage with Correct Answer: The Assigned Risk Plan 3 The Workers Compensation Act provide coverage for all of the following losses EXCEPT: Correct Answer: An on-the-job injury sustained by an employee who was intoxicated If an insured has more than one auto policy that provides Uninsured Motorists coverage, which of the following statements about the recovery of benefits is CORRECT? (total recovery is ____ to the highest or lowest limits of those coverages?) Correct Answer: Total recovery is restricted to the highest limits of those coverage