Texas All Lines Adjuster LATEST ACTUAL EXAM QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+

Texas All Lines Adjuster LATEST ACTUAL EXAM QUESTIONS AND CORRECT ANSWERS (VERIFIED ANSWERS) |ALREADY GRADED A+ Trees, shrubs, plants, and lawns are not covered for losses caused by? - CORRECT ANSWER Windstorm If your policyholder has a percentage deductible, how do you determine what the deductible amount is? - CORRECT ANSWER Apply the percentage to Coverage A limit of liability What is a crucial element to the adjustment process? - CORRECT ANSWER Claim investigation The adjuster must set appointment ______ to meet both the needs of the adjuster and the policyholder? - CORRECT ANSWER At reasonable times What should adjusters do to obtain a fair and equitable settlement? - CORRECT ANSWER Work in Good Faith What should you do to make sure your policyholder always stays informed? - CORRECT ANSWER Timely Follow Up The claim activit log must be clear, concise, factual, and always? - CORRECT ANSWER Up to date Adjuster should make initial contact within - CORRECT ANSWER 24 hours Adjusters should remain... - CORRECT ANSWER calm and professional The employee has to report injury in ____ days - CORRECT ANSWER 30 days Two examples of compensation provided by worker's compensation? - CORRECT ANSWER Paying for medical bills and replacing bills How many types of worker' comp disability? - CORRECT ANSWER 4 Workers Compensation provides income and medical if they are? - CORRECT ANSWER Injured on the job? An employee of Office of Injured Employee Counsel is known as? - CORRECT ANSWER Ombudsman Employer must report injuries within___? - CORRECT ANSWER 8 days Four Categories of Workers Compensation laws? - CORRECT ANSWER Disability, Medical, Survivor, Rehab Disability lasts a short period and employee is fully able to return. - CORRECT ANSWER Temporary Total Temporary disablement that allows employee to return but reduced capability? - CORRECT ANSWER Temporary partial