Final Health Insurance Exam Questions & Answers 100% Accurate

Which of the following is NOT an activity of daily living? - ANSWER-Talking What can happen if a person who has been served a subpoena refuses to testify in an insurance case? - ANSWER-The individual can be found in contempt of court An example of an alien insurer doing business in this state is one formed under the laws of - ANSWER-Mexico An insurance agent visits a potential client and explains various types of policies. The customer displays a lack of interest, so the agent guarantees higher dividends than he knows would be possible. Which term describes what the agent has done? - ANSWER-Misrepresentation Palm Tree Insurance, based in California, wants to start doing business in Hawaii under the name Aloha Insurance on Oct 15. They must file a change of name request with the Commissioner by - ANSWER-Sept 15 (at least 30 days before the effective name change) An insured has a prepaid health care plan that includes inpatient benefits for detoxification, Under this coverage, how many admissions are allowed each year? - ANSWER-3 admissions per calendar year, not to exceed 7 days per admission For any period of disability, temporary disability benefits cannot be issued for more than - ANSWER-26 weeks Temporary disability benefits are not payable until after how many consecutive days of disability? - ANSWER-7 An insurer based in California has just completed a transaction in Hawaii. How long must the Commissioner keep records related to this transaction? - ANSWER-3 years