Xcel Life, Accident, Health License Exam Questions

who is not eligible for social security survivor benefits? A. Full-time students under the age of 19 B. A deceased worker's dependent parents of any age C. A widow at any age who is caring for children younger than 16 D. A widow at full retirement age - ANSWER-A deceased worker's dependent parents of any age (must be at least 62 years old) what does the group life underwriting risk selection process help protect insurance companies from? - ANSWER-adverse selection The open enrollment period for Medicare Part B is... - ANSWER-January 1 through March 31 The period in which there are no social security benefits for the surviving spouse is called - ANSWER-Blackout period (begins when the youngest child turns 16 and continues until the spouse reaches age 60 at the earliest) ____ is NOT an element of a valid contract? A. countersignature B. legal C. competent parties D. consideration - ANSWER-Countersignature