FDCPA Final Test | Questions with 100% Correct Answers | Verified | Latest Update 2024

What is the "Mini Miranda? - A required statement of intent. What does the acronym FDCPA stand for? - Fair debt collection practices act. What is the correct wording of Reliant's mini Miranda? - This is a communication with a debt collector and an attempt to collect a debt. Any information obtained will be used for this purpose. Is it a violation of the FDCPA to require a consumer to pay immediately or today before the 30 day validation period has expired? - Yes, the consumer must be allowed a chance to dispute. When would the FDCPA not apply? - When Reliant's policy and state law is more prohibitive. A collector must cease further contact to a consumer's work phone when? - If requested by anyone at the workplace or you have knowledge the employer prohibits the consumer from receiving calls.