Florida 215 exam 2024 with 100% complete solutions

Nondisabling Injury Provision correct answersA person who has a disability income policy and suffers from a disability that is not serious enough to qualify them for disability income benefits may receive the actual cost of medical treatment for accident-related injuries under the: The following statement(s) about HMOs is/are CORRECT? correct answersHMOs stress preventive care, rarely assess deductibles, and provide coverage for routine doctor visits and hospital care. Pure Risk correct answersAn insurable risk example Earnings correct answersMost employers will establish benefit schedules in regard to group life insurance The Parol Evidence Rule correct answersSubstantive common law rule in contract cases that prevents a party to a written contract from presenting extrinsic evidence that discloses an ambiguity and clarifies it or adds to the written terms of the contract that appears to be whole. Florida law requires that group health insurance policies make available to the policyholder coverage for mental and nervous disorders correct answersTrue A disability income policy is the only type of health insurance policy to which a guaranteed insurability rider may be attached correct answersTrue Part B - Supplementary Medical insurance correct answersPart of Medicare requires premium payments by eligible participants The main purpose of the Medical Information Bureau (MIB) correct answersProvide detailed medical information concerning applicants to enable insurers to keep costs down through the prevention of misrepresentation and fraud.