NC Health Insurance Exam FX Questions And Answers Already Graded A+

Under the Affordable Care Act, what is the limiting age for coverage of children of the insured - Age 26 Premium will be refunded - After the elimination period, a totally disabled insured qualified for benefits from a disability income policy that has a wavier of premium rider. What will happen to the premium that was paid into the policy during the elimination period? Prepaid plans - In what type of health plans are providers paid for services in advance, regardless of the services provided The individual member -Who chooses a primary care physician in an HMO plan Insured's inability to perform duties of his current job or an occupation for which the insured is educated & trained - What is the own occupation disability Persumptive disability - Which provision in a disability income policies specifies the conditions that automatically qualifiy the insured for full disablity benefits Key-person disability insurance - What type of HI would pay for hiring a replacement for an important employee who becomes disabled As a rider to a HI policy, or as a separate policy - How can an AD&D policy be written A primary care physician -Who is the gatekeeper in a HMO Medial, income, rehabilitation and death benefits - What are the four types of WC benefits BOE business overhead expense insurance - What type of HI is sold to small business owners to reimburse them for the overhead expensesDisability benefits are not income taxable - What portion, if a, of the individual disability income policy benefits are taxed to the insured The insured's income at the time of policy application - What does the amout of disability benefit an insured can receive depend on Preventive care - What is the main principle of an HMO plan To help catch heath problems early when treatment has the greatest chance for success - Why do HMO's encourage members to get regular checkups Provision found in most disability income policies that specifies the conditions will automatically qualify for full disability benefits - What is a presumptive disability provision To replace income lost due to a disability - What is the primary purpose of disability income insurance Workers Compensation - What type of insurance covers an employee who is hurt on the job