HCAD 222 Final question n answers graded A+ 2023/2024 already passed

HCAD 222 Final Influences on social class - correct answers • Occupation • Income • Property • Education Multiple jeopardy - correct answers • faced by older people who are simultaneously members of two (or more) disadvantaged groups Downward mobility - correct answers • Old age does not simply reproduce the pattern of social class that holds in earlier years. Downward mobility is not unusual among elderly people who have outlived their economic resources. As a general rule, after the point of retirement, income tends to decline. Thus the oldest-old are also likely to be the poorest old. -People who have outlived their economic resources Racial/Cultural differences - correct answers • In the U.S. today, 84% of people over age 65 belong to the non-Hispanic white majority. African Americans - correct answers o Largest senior minority group o 9% of 65+ 1 o 14% by 2025 o "Crossover Phenomenon" o 9 out of 10 receive SS, 25% also receive SSI Hispanic - correct answers o Spanish-speaking <5% of seniors, but ↑ o Respect for elders, women as caregivers o May be poor / in need of long-term care, ↓ use of formal o Barriers to information and services o Health care, transportation, Spanish materials? Asian Americans - correct answers o Origins: Chinese (24%), Japanese (24%), Filipino (8%), and Korean (5%) o Obligation to honor parents in old age o In conflict with American trends Native Americans - correct answers o Origins in more than 500 tribes o Especially reservations, suffer from major economic disadvantages o Tribal leaders as cultural conservators o Accumulated disadvantages - harsher environment Feminization of Poverty - correct answers • Retirement income = 55% of men • 75% below poverty line are women • Caregiving • Widowhood o 80% of age 65 to 75 yo men are married and living with their spouses o 52% of age 65 to 75 yo women are married and living with their spouses o 24% of age 75+ yo women are married and living with their spouses • 65+ Divorcees = 6% in 1994 • Divorce rate among 65+ increasing Near Poor - correct answers • often under-considered group • many elderly fall into this category • those with income 1.5*poverty line then 1/4 older people experience economic hardships Income v. Wealth - correct answers Income is what you have coming in, whereas wealth is an accumulation of what you have built up (ex: savings, house, assets...etc.)