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Illinois public adjuster exam Study Guide Review with 134 Questions & Answers Best Graded A+

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Illinois public adjuster exam Study Guide Review with 134 Questions & Answers Best Graded A+

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Uploaded on
September 2, 2023
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Written in
2023/2024
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Illinois public adjuster exam Study Guide
Review with 134 Questions & Answers Best
Graded A+
mullion - Exact Answer: A vertical member between the panels of a window door
or other opening


What is the maximum rise of stairs - Exact Answer: 9.5


What is pitch? - Exact Answer: The incline angle of a roof


When must a truss be notched are groves? - Exact Answer: Only when
preapproved and writing by a certified engineer


A gable roof 32 feet long is to have rafters installed 16 inches on center. How many
Rafters are needed - Exact Answer: 24


Which of the following does not need to be submitted to the Director, in order to
act as a public adjuster? - Exact Answer: Copy of all insurance policies for the
business.


If A public adjuster moves, how soon does he or she need to inform the Director?
- Exact Answer: 30 days


Which of the following is not a prohibited action of a public adjuster - Exact
Answer: Commencing repairs pending adjustment of a claim

,Illinois public adjuster exam Study Guide
Review with 134 Questions & Answers Best
Graded A+

If a public adjuster contracts with an insured within 5 days of a filed lost, how long
does the insured have to void their contract - Exact Answer: 5 days


If an insured receives claim proceeds from an insured that are to be paid jointly to
the insured and the public adjuster, how many days does insured have to release a
portion of the proceeds, which are due to the public adjuster? - Exact Answer:
Within 5 days


It is allowable for a public adjuster to... - Exact Answer: State that he is she is
licensed by the department of insurance


When may a public adjuster attempt to sign a new client - Exact Answer: Between
the hours of 8 AM and 7 PM


Which of the following actions by a public adjuster would be a violation of law -
Exact Answer: Advancing funds to insureds.. in anticipation of claim proceeds


How is actual cash value calculated according to administrative role 919? - Exact
Answer: Replacement cost at the time of a loss, less depreciation

, Illinois public adjuster exam Study Guide
Review with 134 Questions & Answers Best
Graded A+
An Insurer a must notify the public adjuster if a claim remains unresolved - after
how many days? - Exact Answer: 25 days after receiving proof of loss


In Illinois if a fire and extended coverage policy has been in effect for less than 60
days, which of the following is NOT an allowable reason for cancellation by the
insurer - Exact Answer: Two or more claims filed jointly


How long must a public adjuster maintain records possible inspection and
examination by the Johnson - Exact Answer: 7 years


To whom may a public adjuster not give out any of the insured information
without consent of the insured - Exact Answer: A contractor which is
developing/depending on the repair estimate


If the insured for amounts of appraised loss is upheld under the appraisal clause
of a fire and extended coverage policy, who pays the fees of the appraisal and the
umpire? - Exact Answer: The insurer pays the fees of all


The Illinois guaranty fund will cover claims when... - Exact Answer: The insurer is
insolvent and under in order of liquidation
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