RANDOM CMCA PRACTICE TEST
QUESTIONS (UNDER CONSTRUCTION)
(2026/2027) UPDATE|EXAM
QUESTIONS WITH MULTIPLE
CHOICES |VERIFIED & REVISED
ANSWERS (NEW)!!!
C.mAmworkmorder/responsemformm-
mA,mB,mandmDmspeakmtomelementsmOTHERmthanmamcontrolmtomensuremmaintenancemworkmismcomple
ted.m-
mCORRECTmANSWERmWhichmofmthemfollowingmismamcommonmmanagementmcontrolmformensuringm
maintenancemworkmismperformedminmamtimelymmanner?
A.mAmpurchasemordermsystem
B.mAnmequipmentmwarranties
C.mAmworkmorder/responsemform
D.mAmcontractor'sminvoice
C.mMaintenancemresponsibilitymchartmalong,mwithmthemgoverningmdocuments,mdefinesmparameter
smofmassociationmmaintenancemresponsibility.
Themothermanswersmhavemnombearingmonmnecessitymofmmaintenancemormmaintenancemresponsibili
ty.m-
mCORRECTmANSWERmThemprimarymmanagementmcontrolmtoolmformidentifyingmwhethermthemassoci
ationmneedsmtommaintainmamparticularmpropertymelementmis:
A.mPhysicalminspections
B.mAssociationmbylaws
C.mMaintenancemresponsibilitymchart
,D.mCommunitymassetminventory
B.mRe-roofingmthembuildingsm-
mLargemcontractsminvolvingmsignificantmmaterialmpurchasemand/ormusemofmsub-
contractorsmcommonlymincludemlienmwaiversmandmshouldmbemrecommendedmtomthemboard.
A,mC,mandmDmtypicallymdomnotmincludemsignificantmmaterialmpurchasesmormthemusemofmsub-
contractorsmsomamwaivermofmlienmismnotmnecessary.m-
mCORRECTmANSWERmInmwhatmtypemofmamcontractmwouldmamwaivermofmlienmbymrecommended?
A.mRepairmofmthemHVACmsystem
B.mRe-roofingmthembuildings
C.mRepairmofmthempoolmpump
D.mAnnualmtreempruning
B.mMaintainmcertainmlimitsmofminsurancem-mCo-
insurancemseeksmtomthemlimitsmofminsuranceminmplacematmthemtimemofmamlossmandmspeaksmtominsura
ncemobligationmformthempartiesminvolvedminmthemclaim.
Co-
insurancemdoesmnotmobligatemthemAssociationmtompaymamdeductible.mProvidesmnomobligationmtompr
ovideminsurancemformhomeowners.m-mCORRECTmANSWERmWhatmdoesm"Co-
Insurance"mobligatemthemAssociationmtomdo?
A.mPaymthemdeductible
B.mMaintainmcertainmlimitsmofminsurance
C.mCovermthemdepreciatedmvaluemofmallmassociationmbuildings
D.mProvideminsurancemformhomeowners
,A.mNegotiatemcontractsmwithinmthembiddingmprocess.
InCORRECTmANSWERs:
B.mEmploymentmpracticesmliabilityminsurancemismtypicallympurchasedmbymanmassociationmthatmhasm
employeesmtomprovidemcoveragemagainstmcertainmtypesmofmclaimsmbymthosememployees,mandmusua
llymaccompaniesmamworkersmcompensationminsurancempolicy.
C.mThemassociationmMUSTmNEVERmassumemthatmcontractorsmcarrymtheirmownminsurancemcoveragem
andmshouldmrequiremallmcontractorsmtomprovidemevidencemofminsurance.
D.mD&Ominsurancempoliciesmismdesignedmtompaymformwrongfulmactsmthatmdomnotmleadmtompropertym
damagem(PD),mbodilyminjurym(BI),mpersonalminjurym(PI),mormadvertisingminjurym(AI);manmexamplemofm
amclaimmformcoveragemundermD&Omwouldmbemifmamboardmofmdirectorsmismaccusedmofmnotmuniformly
menforcingmrulesmormcovenants.mTherefore,mitmismunlikelymthatmthemservicesmofmindependentmcontr
actorsmwouldmleadmtomclaimsmundermD&O.m-
mCORRECTmANSWERmWhenmanmassociationmcontractsmoutmallmofmitsmservicesmandmhasmnomemploy
ees,mitmismambestmbusinessmpracticemto:
A.mNegotiatemcontractsmwithinmthembiddingmprocess.
B.mPurchasememploymentmpracticesmliabilityminsurance.
C.mAssumemthemcontractorsmcarrymtheirmownminsurancemcoverage.
D.mIncreasemthemcoveragemundermthemD&Ominsurancempolicy.
A.mDidmnotmnotifymassociationmofmtheirmcurrentmaddress.mItmismthemowner'smresponsibilitymtomprovi
demcurrentmcontactminformationmtomManagement.
Incorrect:
B.mThemdutymtomnotifymallmownersmofmmeetingsmbelongsmtomthemBoard,mwhichmismoftenmdelegatedm
tomManagement.
, C.mSigningmampetitionmtomholdmammeetingmismnotmlegalmnoticemofmthemmeeting.mThemdutymtomnotifym
allmownersmofmmeetingsmbelongsmtomthemBoard,mwhichmismoftenmdelegatedmtomManagement.
D.mThemnoticemofmmeetingsmismsentmtomthem"OwnermofmRecord"matmthemlastmknownmaddress.mInmth
emcasemofmmultiplemownersmsharingmtitlemtomamunit,mthemownersmofmthatmunitymhavemthemdutymtomn
otifymthemBoard/Managementmwhichmonemofmthemownersmwillmreceivemnotices,mandmprovidemcurr
entmcontactminformation.m-
mCORRECTmANSWERmIfmanmownermfailsmtomreceivemnoticemofmammeeting,mthemassociationmismnotmre
sponsiblemifmthemowner:
A.mDidmnotmnotifymassociationmofmtheirmcurrentmaddress.
B.mDoesmnotmusuallymattendmthemmeetings.
C.mAlreadymsignedmthempetitionmtomcallmthemmeeting.
D.mSharesmtitlemwithmmultiplemowners.
A.mGoverningmdocuments
Incorrect:
B.mThemmaintenancemplanmismplanmformdoingmrepairs.
C.mWillmshowmfinancialmpositionmbutmnotmwhatmmaintenancemworkmismrequired.
D.mReservesmaremfundedmseparatelymformlongmtermmrepairs.m-
mCORRECTmANSWERmWhatmismthemprimarymsourcemofmrequirementsmwhenmdevelopingmthemassoci
ation'smannualmmaintenancembudget?
A.mGoverningmdocuments
B.mStatemlaw
QUESTIONS (UNDER CONSTRUCTION)
(2026/2027) UPDATE|EXAM
QUESTIONS WITH MULTIPLE
CHOICES |VERIFIED & REVISED
ANSWERS (NEW)!!!
C.mAmworkmorder/responsemformm-
mA,mB,mandmDmspeakmtomelementsmOTHERmthanmamcontrolmtomensuremmaintenancemworkmismcomple
ted.m-
mCORRECTmANSWERmWhichmofmthemfollowingmismamcommonmmanagementmcontrolmformensuringm
maintenancemworkmismperformedminmamtimelymmanner?
A.mAmpurchasemordermsystem
B.mAnmequipmentmwarranties
C.mAmworkmorder/responsemform
D.mAmcontractor'sminvoice
C.mMaintenancemresponsibilitymchartmalong,mwithmthemgoverningmdocuments,mdefinesmparameter
smofmassociationmmaintenancemresponsibility.
Themothermanswersmhavemnombearingmonmnecessitymofmmaintenancemormmaintenancemresponsibili
ty.m-
mCORRECTmANSWERmThemprimarymmanagementmcontrolmtoolmformidentifyingmwhethermthemassoci
ationmneedsmtommaintainmamparticularmpropertymelementmis:
A.mPhysicalminspections
B.mAssociationmbylaws
C.mMaintenancemresponsibilitymchart
,D.mCommunitymassetminventory
B.mRe-roofingmthembuildingsm-
mLargemcontractsminvolvingmsignificantmmaterialmpurchasemand/ormusemofmsub-
contractorsmcommonlymincludemlienmwaiversmandmshouldmbemrecommendedmtomthemboard.
A,mC,mandmDmtypicallymdomnotmincludemsignificantmmaterialmpurchasesmormthemusemofmsub-
contractorsmsomamwaivermofmlienmismnotmnecessary.m-
mCORRECTmANSWERmInmwhatmtypemofmamcontractmwouldmamwaivermofmlienmbymrecommended?
A.mRepairmofmthemHVACmsystem
B.mRe-roofingmthembuildings
C.mRepairmofmthempoolmpump
D.mAnnualmtreempruning
B.mMaintainmcertainmlimitsmofminsurancem-mCo-
insurancemseeksmtomthemlimitsmofminsuranceminmplacematmthemtimemofmamlossmandmspeaksmtominsura
ncemobligationmformthempartiesminvolvedminmthemclaim.
Co-
insurancemdoesmnotmobligatemthemAssociationmtompaymamdeductible.mProvidesmnomobligationmtompr
ovideminsurancemformhomeowners.m-mCORRECTmANSWERmWhatmdoesm"Co-
Insurance"mobligatemthemAssociationmtomdo?
A.mPaymthemdeductible
B.mMaintainmcertainmlimitsmofminsurance
C.mCovermthemdepreciatedmvaluemofmallmassociationmbuildings
D.mProvideminsurancemformhomeowners
,A.mNegotiatemcontractsmwithinmthembiddingmprocess.
InCORRECTmANSWERs:
B.mEmploymentmpracticesmliabilityminsurancemismtypicallympurchasedmbymanmassociationmthatmhasm
employeesmtomprovidemcoveragemagainstmcertainmtypesmofmclaimsmbymthosememployees,mandmusua
llymaccompaniesmamworkersmcompensationminsurancempolicy.
C.mThemassociationmMUSTmNEVERmassumemthatmcontractorsmcarrymtheirmownminsurancemcoveragem
andmshouldmrequiremallmcontractorsmtomprovidemevidencemofminsurance.
D.mD&Ominsurancempoliciesmismdesignedmtompaymformwrongfulmactsmthatmdomnotmleadmtompropertym
damagem(PD),mbodilyminjurym(BI),mpersonalminjurym(PI),mormadvertisingminjurym(AI);manmexamplemofm
amclaimmformcoveragemundermD&Omwouldmbemifmamboardmofmdirectorsmismaccusedmofmnotmuniformly
menforcingmrulesmormcovenants.mTherefore,mitmismunlikelymthatmthemservicesmofmindependentmcontr
actorsmwouldmleadmtomclaimsmundermD&O.m-
mCORRECTmANSWERmWhenmanmassociationmcontractsmoutmallmofmitsmservicesmandmhasmnomemploy
ees,mitmismambestmbusinessmpracticemto:
A.mNegotiatemcontractsmwithinmthembiddingmprocess.
B.mPurchasememploymentmpracticesmliabilityminsurance.
C.mAssumemthemcontractorsmcarrymtheirmownminsurancemcoverage.
D.mIncreasemthemcoveragemundermthemD&Ominsurancempolicy.
A.mDidmnotmnotifymassociationmofmtheirmcurrentmaddress.mItmismthemowner'smresponsibilitymtomprovi
demcurrentmcontactminformationmtomManagement.
Incorrect:
B.mThemdutymtomnotifymallmownersmofmmeetingsmbelongsmtomthemBoard,mwhichmismoftenmdelegatedm
tomManagement.
, C.mSigningmampetitionmtomholdmammeetingmismnotmlegalmnoticemofmthemmeeting.mThemdutymtomnotifym
allmownersmofmmeetingsmbelongsmtomthemBoard,mwhichmismoftenmdelegatedmtomManagement.
D.mThemnoticemofmmeetingsmismsentmtomthem"OwnermofmRecord"matmthemlastmknownmaddress.mInmth
emcasemofmmultiplemownersmsharingmtitlemtomamunit,mthemownersmofmthatmunitymhavemthemdutymtomn
otifymthemBoard/Managementmwhichmonemofmthemownersmwillmreceivemnotices,mandmprovidemcurr
entmcontactminformation.m-
mCORRECTmANSWERmIfmanmownermfailsmtomreceivemnoticemofmammeeting,mthemassociationmismnotmre
sponsiblemifmthemowner:
A.mDidmnotmnotifymassociationmofmtheirmcurrentmaddress.
B.mDoesmnotmusuallymattendmthemmeetings.
C.mAlreadymsignedmthempetitionmtomcallmthemmeeting.
D.mSharesmtitlemwithmmultiplemowners.
A.mGoverningmdocuments
Incorrect:
B.mThemmaintenancemplanmismplanmformdoingmrepairs.
C.mWillmshowmfinancialmpositionmbutmnotmwhatmmaintenancemworkmismrequired.
D.mReservesmaremfundedmseparatelymformlongmtermmrepairs.m-
mCORRECTmANSWERmWhatmismthemprimarymsourcemofmrequirementsmwhenmdevelopingmthemassoci
ation'smannualmmaintenancembudget?
A.mGoverningmdocuments
B.mStatemlaw